SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 July 18, 2003 - ------------------------------------------------------------------------------- (Date of earliest event reported) ESB Financial Corporation - ------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) Pennsylvania 0-19345 25-1659846 - ------------------------------------------------------------------------------- (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation) Identification No.) 600 Lawrence Avenue Ellwood City, Pennsylvania 16117 - ------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) (724) 758-5584 - ------------------------------------------------------------------------------- (Registrant's telephone number, including area code) Not Applicable - ------------------------------------------------------------------------------- (Former name, former address and former fiscal year, if changed since last report) Item 7. Financial Statements, Pro Forma Financial Information and Exhibits (a) Not applicable. (b) Not applicable. (c) The following exhibit is included with this Report: Exhibit No. Description ----------- ----------- 99.1 Press Release, dated July 18, 2003 Item 9. Regulation FD Disclosure (Results of Operations and Financial Condition) On July 18, 2003, ESB Financial Corporation issued a press release announcing its results of operations for the quarter and six months ended June 30, 2003. A copy of the press release is included as Exhibit 99.1 and is incorporated herein by reference. This information, which is required by Item 12 of Form 8-K, is being provided under Item 9 pursuant to Commission Release 34-47583. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. ESB Financial Corporation By: /s/ Charlotte A. Zuschlag ------------------------------------------ Name: Charlotte A. Zuschlag Title: President and Chief Executive Officer (Principal Executive Officer) Date: July 18, 2003 3