SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 April 28, 2004 (Date of earliest event reported) First Federal Bancshares of Arkansas, Inc. ______________________________________________________________________________ (Exact name of registrant as specified in its charter) Texas 0-28312 71-0785261 ______________________________________________________________________________ (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation) Identification No.) 1401 Highway 62-65 North, Harrison, Arkansas 72601 ______________________________________________________________________________ (Address of principal executive offices) (Zip Code) (870) 741-7641 ______________________________________________________________________________ (Registrant's telephone number, including area code) Not Applicable ______________________________________________________________________________ (Former name, former address and former fiscal year, if changed since last report) Item 7. Financial Statements, Pro Forma Financial Information and Exhibits ------------------------------------------------------------------ (a) Not applicable. (b) Not applicable. (c) The following exhibit is included with this Report: Exhibit No. Description ----------- ----------- 99.1 Press Release, dated April 28, 2004 Item 12. Results of Operations and Financial Condition --------------------------------------------- On April 28, 2004, First Federal Bancshares of Arkansas, Inc. issued a press release announcing its results of operations for the quarter ended March 31, 2004. A copy of the press release is included as Exhibit 99.1 and is incorporated herein by reference. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. FIRST FEDERAL BANCSHARES OF ARKANSAS, INC. By: /s/ Larry J. Brandt ---------------------------- Name: Larry J. Brandt Title: President and Chief Executive Officer Date: April 28, 2004 3