UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) January 27, 2005
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CFS Bancorp, Inc.
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(Exact name of registrant as specified in its charter)
Delaware 000-24611 35-2042093
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
707 Ridge Road, Munster, Indiana 46321
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (219) 836-5500
____________________________
Not Applicable
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2 below):
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 240.14d-2(b))
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
ITEM 2.02 Results of Operations and Financial Condition
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On January 27, 2005, CFS Bancorp, Inc. (the "Company") reported its
results of operations for the year ended December 31, 2004.
For additional information, reference is made to the Company's press
release dated January 27, 2005, which is included as Exhibit 99.1 hereto and
is incorporated herein by reference thereto. The press release attached
hereto is being furnished to the SEC and shall not be deemed to be "filed" for
any purpose except otherwise provided herein.
ITEM 9.01 Financial Statements and Exhibits
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(a) Not applicable.
(b) Not applicable.
(c) Exhibits
The following exhibit is filed herewith.
Exhibit Number Description
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99.1 Press release dated January 27, 2005
2
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
CFS BANCORP, INC.
Date: January 27, 2005 By: /s/ Brian L. Goins
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Brian L. Goins
Vice President - Corporate Counsel