UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 14A
(Rule 14a-101)
Proxy Statement Pursuant to Section 14(a) of the Securities
Exchange Act of 1934 (Amendment No. )
Filed by the Registrant [X]
Filed by a Party other than the Registrant [ ]
Check the appropriate box:
[ ] Preliminary Proxy Statement
[ ] Confidential, for Use of the Commission Only
(as permitted by Rule 14a-6(e)(2))
[ ] Definitive Proxy Statement
[X] Definitive Additional Materials
[ ] Soliciting Material Pursuant to Section 240.14a-12
First Keystone Financial, Inc.
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(Name of Registrant as Specified In Its Charter)
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(Name of Person(s) Filing Proxy Statement, if other than Registrant)
Payment of Filing Fee (Check the appropriate box):
[X] No fee required
[ ] Fee computed on table below per Exchange Act Rules 14a-6(i)(4) and 0-11.
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(2) Aggregate number of securities to which transaction applies:
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computed pursuant to Exchange Act Rule 0-11 (set forth the
amount on which the filing fee is calculated and state how it
was determined):
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[ ] Fee paid previously with preliminary materials.
[ ] Check box if any part of the fee is offset as provided by Exchange
Act Rule 0-11(a)(2) and identify the filing for which the offsetting
fee was paid previously. Identify the previous filing by registration
statement number, or the Form or Schedule and the date of its filing.
(1) Amount Previously Paid:
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[X] PLEASE MARK VOTES VOTING INSTRUCTION FORM
AS IN THIS EXAMPLE FIRST KEYSTONE FINANCIAL, INC.
THIS VOTING INSTRUCTION FORM IS
SOLICITED ON BEHALF OF THE BOARD 1. ELECTION OF DIRECTORS
OF DIRECTORS OF FIRST KEYSTONE Nominees for four year term:
FINANCIAL, INC. ("COMPANY") FOR Donald S. Guthrie
USE AT THE ANNUAL MEETING OF Edmund Jones
STOCKHOLDERS TO BE HELD ON Jerry A. Naessens
FEBRUARY 7, 2007 AND AT ANY
ADJOURNMENT THEREOF. For With- For All
Hold Except
The undersigned, being a [ ] [ ] [ ]
participant in the First Keystone
Bank 401(k) Profit Sharing Plan INSTRUCTION: To withhold
and/or Employee Stock Ownership authority to vote for any
Plan of the Company as of Individual nominee, mark "For All
December 12, 2006, hereby Except" and write that nominee's
instructs the trustees of such name In the space provided below:
plans, to vote the shares of __________________________________
common stock allocated to the
ESOP and/or 401(k) account(s) of 2. PROPOSAL to ratify the appointment
the undersigned at the Annual of Deloitte & Touche LLP as the
Meeting of Stockholders of the Company's independent registered
Company to be held at the Towne public accounting firm for the
House Restaurant located at 117 fiscal year ending September 30,
Veterans Square, Media, 2007.
Pennsylvania, on February 7, 2007
at 2:00 p.m., Eastern Time, and For Against Abstain
at any adjournment of said [ ] [ ] [ ]
meeting.
PLEASE CHECK BOX IF YOU PLAN TO ATTEND
THE MEETING [ ]
The undersigned hereby acknowledges
receipt of a Notice of Annual Meeting In their discretion, the trustees are
of Stockholders of the Company called authorized to vote upon such other
for February 7, 2007, a Proxy business as may properly come
Statement for the Annual Meeting and before the meeting.
the Company's 2006 Annual Report on
Form 10-K prior to the signing of this Shares of the Company's common
Form. stock will be voted as specified.
If not otherwise specified, this
Voting Instruction Form will be
voted for the election of the
Board of Directors' nominees to
the Board of Directors, for
proposal 2 and otherwise at the
discretion of the trustees. You
may revoke this Voting
Instruction Form at any time
prior to February 1, 2007. The
Board of Directors recommends you
vote for the Board of Directors'
nominees and proposal 2.
This Form constitutes your voting
instructions for any shares allocated
Date to you and held in the 401(k) Profit
------ Sharing Plan and/or the ESOP. The
+ + undersigned hereby authorizes the
Please be sure to sign and date+ + respective trustees of such Plans to
this Form in the box below. + + vote the shares allocated to the
- -------------------------------+----+ undersigned's account(s) as
+ + provided herein. Shares held in
+ + the ESOP and 401(k) Plan
+ + allocated to participant's
- ---Participant sign above------------ accounts will generally not be
voted unless the Voting
Instruction Form is returned.
With respect to unallocated
shares held in the ESOP, such
shares will generally be voted by
the trustees for and against the
proposals in the same proportion
as the votes received from
participants, subject to fiduciary
duties.
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Detach above card, sign, date and mail in postage paid envelope provided.
FIRST KEYSTONE FINANCIAL, INC.
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Please sign this Voting Instruction Form exactly as your
name appears on this Form. When signing in a representative
capacity, please give title.
PLEASE ACT PROMPTLY
SIGN, DATE AND MAIL YOUR VOTING INSTRUCTION FORM TODAY FOR RECEIPT
NO LATER THAN THURSDAY, FEBRUARY 1, 2007
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IF YOUR ADDRESS HAS CHANGED, PLEASE CORRECT THE ADDRESS IN THE SPACE PROVIDED
BELOW AND RETURN THIS PORTION WITH THE FORM IN THE ENVELOPE PROVIDED.
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