ENTERPRISE FEDERAL TO ACQUIRE DEPOSITS OF
          THREE WESTERN OHIO FINANCIAL BRANCH OFFICES

     WEST CHESTER, Ohio(BUSINESS WIRE)--June 16, 1998--Enterprise Federal
Bancorp, Inc. (NASDAQ:EFBI) and Western Ohio Financial Corp. (NASDAQ:WOFC)
jointly announced today that their banking subsidiaries, Enterprise Federal
Savings Bank and Cornerstone Bank, have signed a definitive agreement in which
Enterprise Federal Savings Bank will purchase the deposits of three branch
offices in Cincinnati from Cornerstone Bank.

     Under the terms of the agreement, Enterprise will acquire the deposits
associated with Cornerstone's branches located at 4860 Hunt Road, 1440 Main
Street and 8370 Colerain Avenue.  Combined the three branches have
approximately $70.1 million in deposits.  Terms of the transaction were not
disclosed.  The acquisition, subject to regulatory approval, is expected to be
completed in the fourth quarter.

     Otto L. Keeton, President and Chief Executive Officer of Enterprise
Federal Bancorp, stated, "The acquisition contributes significantly to the
continued growth of our Company and our strategy for the Greater Cincinnati
market.  It enhances our market share and enables us to broaden our lending
capabilities in these markets.  We look forward to welcoming these Cornerstone
Bank customers and employees."

     The sale of the branch deposits is part of Western Ohio's exit strategy
from the Cincinnati market area.  John W. Raisbeck, President and Chief
Executive Officer of Western Ohio, commented, "This transaction represents a
part of our broader strategy of concentrating more fully on our traditional
strengths and the greater west central Ohio market area.  This divestiture
will significantly enhance our company's efficiency ration and allow us to
improve our financial performance."

     WOFC expects to take an estimated one-time charge of $913,000, after
tax, upon completion of the sale of its Cincinnati offices.  WOFC expects this
transaction to be immediately accretive to future earnings per share as well
as improve its return on assets and return on equity.

     McDonald & Company Securities Inc. is serving as Western Ohio's
financial adviser in connection with this transaction.

CONTACT:

Enterprise Federal Bancorp, Inc.

Thomas J. Noe, (513) 755-4600

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