ENTERPRISE FEDERAL BANCORP, INC.  ANNOUNCES COMPLETION OF 
       ACQUISITION OF SECURITY SAVINGS HOLDING COMPANY, INC.

     WEST CHESTER, Ohio (BUSINESS WIRE)--November 24, 1998--Enterprise Federal 
Bancorp, Inc. (NASDAQ:EFBI), the holding company for Enterprise Federal Savings 
Bank, announced today completion of the acquisition of Security Savings Holding 
Company, Inc., the holding company for Security Savings Association, and the 
subsequent merger of Security Saving's operations into Enterprise Savings.  The 
acquisition was consummated on November 20, 1998. The total cash consideration 
payable to Security shareholders will equal approximately $13.0 million.  

     Otto L. Keeton, Enterprise Bancorp's President and CEO remarked, "The 
combination of Enterprise Bancorp and Security represents a natural extension of
Enterprise Bancorp's existing operations.  We look forward to providing 
Security's customers the same high level of service they enjoyed in the past, 
plus the many benefits of Enterprise Bancorp's broad range of products and
services made possible by the resources of a larger financial institution."

     Upon consummation of the transaction, Enterprise Bancorp's consolidated 
assets totaled approximately $571 million.  Enterprise Bancorp operates 11 
full service offices in four counties of southwestern Ohio surrounding the 
greater Cincinnati metropolitan area. 


Contact:

Enterprise Federal Bancorp, Inc.
Thomas J. Noe (513) 755-4600

 





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