CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



     In connection  with the quarterly  report of Stilwell  Financial  Inc. (the
"Company") on Form 10-Q for the period  ending  September 30, 2002 as filed with
the Securities  and Exchange  Commission on the date hereof (the  "Report"),  I,
Daniel P. Connealy, Chief Financial Officer of the Company, certify, to the best
of my knowledge,  pursuant to 18 U.S.C. ss. 1350, as adopted pursuant to ss. 906
of the Sarbanes-Oxley Act of 2002, that:

     (1)  The Report fully  complies with the  requirements  of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     (2)  The  information  contained in the Report  fairly  represents,  in all
          material respects,  the financial  condition and results of operations
          of the Company.




                                         /s/ Daniel P. Connealy
                                      --------------------------------
                                      Daniel P. Connealy
                                      Vice President and Chief Financial Officer
                                      Stilwell Financial Inc.
                                      November 14, 2002