<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SEC FORM
10-K AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000

                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                         589,369
<INT-BEARING-DEPOSITS>                             155
<FED-FUNDS-SOLD>                                36,700
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  2,614,168
<INVESTMENTS-CARRYING>                         609,243
<INVESTMENTS-MARKET>                           590,348
<LOANS>                                     12,967,092
<ALLOWANCE>                                    184,287
<TOTAL-ASSETS>                              17,969,832
<DEPOSITS>                                  13,695,012
<SHORT-TERM>                                 2,550,877
<LIABILITIES-OTHER>                            297,070
<LONG-TERM>                                    200,000
<COMMON>                                       117,610
<PREFERRED>                                          0
<PREFERRED-MANDATORY>                                0
<OTHER-SE>                                   1,109,263
<TOTAL-LIABILITIES-AND-EQUITY>              17,969,832
<INTEREST-LOAN>                              1,042,430
<INTEREST-INVEST>                              234,172
<INTEREST-OTHER>                                 5,671
<INTEREST-TOTAL>                             1,282,273
<INTEREST-DEPOSIT>                             474,184
<INTEREST-EXPENSE>                             605,073
<INTEREST-INCOME-NET>                          677,200
<LOAN-LOSSES>                                   26,175
<SECURITIES-GAINS>                               7,948
<EXPENSE-OTHER>                                686,469
<INCOME-PRETAX>                                389,316
<INCOME-PRE-EXTRAORDINARY>                     389,316
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   252,539
<EPS-BASIC>                                       2.13
<EPS-DILUTED>                                     2.11
<YIELD-ACTUAL>                                    4.20
<LOANS-NON>                                     55,491
<LOANS-PAST>                                    14,168
<LOANS-TROUBLED>                                 1,878
<LOANS-PROBLEM>                                 57,369
<ALLOWANCE-OPEN>                               179,605
<CHARGE-OFFS>                                   42,445
<RECOVERIES>                                    20,832
<ALLOWANCE-CLOSE>                              184,287
<ALLOWANCE-DOMESTIC>                           184,287
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0