EXHIBIT 99
OLD KENT THRIFT PLAN
PERFORMANCE TABLE
The following table illustrates the comparative investment performance
of the six investment options offered under the Old Kent Thrift Plan. The
performance of some or all of these options also serves as a measure for
determining benefits under the Executive Thrift Plan and the Deferred
Compensation Plan. The table shows the value of a hypothetical initial
investment of $1,000 invested on December 31, 1996, and its value as of December
31 of each subsequent year shown below:
- -----------------------------------------------------------------------------------------------------------
Initial 12/31/97 12/31/98 12/31/99
Investment on Value Value Value
12/31/96
- -----------------------------------------------------------------------------------------------------------
Kent Money Market Fund $1,000.00 $1,052.31 $1,106.26 $1,159.51
- -----------------------------------------------------------------------------------------------------------
Kent Intermediate Bond Fund $1,000.00 $1,077.88 $1,160.33 $1,146.11
- -----------------------------------------------------------------------------------------------------------
Balanced Fund $1,000.00 $1,149.14 $1,295.52 $1,471.99
- -----------------------------------------------------------------------------------------------------------
Kent Index Equity Fund $1,000.00 $1,200.94 $1,375.47 $1,692.18
- -----------------------------------------------------------------------------------------------------------
Global Equity Fund $1,000.00 $1,325.51 $1,699.96 $2,049.61
- -----------------------------------------------------------------------------------------------------------
Old Kent Financial Corporation $1,000.00 $1,772.30 $2,217.68 $1,811.62
Common Stock
- -----------------------------------------------------------------------------------------------------------
This document constitutes part of a prospectus covering securities that have
been registered under the Securities Act of 1933.