Ernst & Young LLP
515 South Flower Street
Los Angeles, California  90071
(213) 977-3200




Consent of Independent Auditors

We consent to the reference to our firm under the caption "Independent Auditors"
and to the  use of our  report  dated  January  23,  1998  with  respect  to the
consolidated  financial  statements of  Transamerica  Occidental  Life Insurance
Company in Pre-Effective Amendment No. 3 under the Securities Act of 1933 to the
Registration  Statement  (Form S-6 No.  333-63215)  and  related  Prospectus  of
Transamerica Occidental Life Separate Account VUL-2.



/s/ Ernst & Young LLP
Ernst & Young LLP


Los Angeles, California
January 29, 1999