EXHIBIT 32.1

                          CERTIFICATION PURSUANT TO
                           18 U.S.C. SECTION 1350,
                           AS ADOPTED PURSUANT TO
                SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report on Form 10-Q of Ameriprise
Certificate Company (the "Company") for the quarterly period ended September
30, 2005, as filed with the Securities and Exchange Commission on the date
hereof (the "Report"), Paula R. Meyer, as Chief Executive Officer of the
Company and Brian J. McGrane, as Principal and Chief Financial Officer of
the Company, each hereby certifies, pursuant to 18 U.S.C. Section 1350, as
adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

         (1)  The Report fully complies with the requirements of 13(a) or
              15(d) of the Securities Exchange Act of 1934; and

         (2)  The information contained in the Report fairly presents, in
              all material respects, the financial condition and results of
              operations of the Company.


/s/ Paula R. Meyer
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Name:  Paula R. Meyer
Title: Chief Executive Officer
Date:  November 14, 2005


/s/ Brian J. McGrane
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Name:  Brian J. McGrane
Title: Chief Financial Officer
Date:  November 14, 2005