Exhibit 32.1

                          CERTIFICATION PURSUANT TO
                           18 U.S.C. SECTION 1350,
                           AS ADOPTED PURSUANT TO
                SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the quarterly report on Form 10-Q of IDS Life Insurance
Company (the "Company") for the quarterly period ended September 30, 2005,
as filed with the Securities and Exchange Commission on the date hereof (the
"Report"), Mark E. Schwarzmann, as Chief Executive Officer of the Company,
and Brian J. McGrane as Chief Financial Officer of the Company, each hereby
certifies, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, that:

     (1)  The Report fully complies with the requirements of Section 13(a)
          or 15(d) of the Securities Exchange Act of 1934; and

     (2)  The information contained in the Report fairly presents, in all
          material respects, the financial condition and results of
          operations of the Company.


/s/  Mark E. Schwarzmann
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Name:   Mark E. Schwarzmann
Title:  Chief Executive Officer
Date:   November 14, 2005



/s/  Brian J. McGrane
- ------------------------------------------
Name:  Brian J. McGrane
Title: Chief Financial Officer
Date:  November 14, 2005