EXHIBIT 32.1


                          CERTIFICATION PURSUANT TO
                           18 U.S.C. SECTION 1350,
                           AS ADOPTED PURSUANT TO
                SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection with the Annual Report on Form 10-K of IDS Life Insurance
Company (the "Company") for the fiscal year ended December 31, 2005, as
filed with the Securities and Exchange Commission on the date hereof (the
"Report"), Mark E. Schwarzmann, as Chief Executive Officer of the Company,
and Brian J. McGrane, Chief Financial Officer of the Company, each hereby
certifies, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, that:

The Report fully complies with the requirements of Section 13(a) or 15(d) of
the Securities Exchange Act of 1934; and

The information contained in the Report fairly presents, in all material
respects, the financial condition and results of operations of the Company.



/s/ Mark E. Schwarzmann
- ---------------------------------
Name:   Mark E. Schwarzmann
Title:  Chief Executive Officer
Date:   March 9, 2006



/s/ Brian J. McGrane
- ---------------------------------
Name:   Brian J. McGrane
Title:  Chief Financial Officer
Date:   March 9, 2006


[A signed original of this written statement required by Section 906 has
been provided to the Company and will be retained by the Company and
furnished to the Securities and Exchange Commission or its staff upon
request.]

[The foregoing certification is being furnished solely pursuant to 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of Sarbanes-Oxley Act of
2002, and is not being "filed" as part of the Form 10-K or as a separate
disclosure document for purposes of Section 18 of the Securities Exchange
Act of 1934, as amended (the "Exchange Act"), or otherwise subject to
liability under that section. This certification shall not be deemed to be
incorporated by reference into any filing under the Securities Act of 1933,
as amended, or the Exchange Act except to the extent that this Exhibit 32 is
expressly and specifically incorporated by reference in any such filing.]