<ARTICLE>                           9
<LEGEND>
     This schedule  contains summary  financial  information  extracted from the
consolidated  balance  sheets and statements of income found on pages 3 and 4 of
the Company's unaudited financial statements for the nine months ended September
30, 2000.
</LEGEND>
<MULTIPLIER>                        1000

                                 
<PERIOD-TYPE>                       9-MOS
<FISCAL-YEAR-END>                   DEC-31-2000
<PERIOD-START>                      JAN-01-2000
<PERIOD-END>                        SEP-30-2000
<CASH>                                      582,968
<INT-BEARING-DEPOSITS>                          108
<FED-FUNDS-SOLD>                                  0
<TRADING-ASSETS>                                  0
<INVESTMENTS-HELD-FOR-SALE>              11,403,371
<INVESTMENTS-CARRYING>                    3,591,752
<INVESTMENTS-MARKET>                      3,608,989
<LOANS>                                  39,922,655 <F1>
<ALLOWANCE>                                 530,074
<TOTAL-ASSETS>                           60,586,410
<DEPOSITS>                               23,249,809
<SHORT-TERM>                             18,559,428
<LIABILITIES-OTHER>                       1,015,956
<LONG-TERM>                              15,143,744
<PREFERRED-MANDATORY>                             0
<PREFERRED>                                       0
<COMMON>                                          1
<OTHER-SE>                                2,117,472
<TOTAL-LIABILITIES-AND-EQUITY>           60,586,410
<INTEREST-LOAN>                           2,132,004
<INTEREST-INVEST>                           913,411
<INTEREST-OTHER>                                  0
<INTEREST-TOTAL>                          3,045,415
<INTEREST-DEPOSIT>                          679,138
<INTEREST-EXPENSE>                        2,182,042
<INTEREST-INCOME-NET>                       863,373
<LOAN-LOSSES>                                     0
<SECURITIES-GAINS>                          (18,359)
<EXPENSE-OTHER>                             679,843
<INCOME-PRETAX>                             516,926
<INCOME-PRE-EXTRAORDINARY>                  429,204
<EXTRAORDINARY>                               3,014
<CHANGES>                                         0
<NET-INCOME>                                432,218
<EPS-BASIC>                                    0.00
<EPS-DILUTED>                                  0.00
<YIELD-ACTUAL>                                 7.24
<LOANS-NON>                                 103,509
<LOANS-PAST>                                      0
<LOANS-TROUBLED>                              1,387
<LOANS-PROBLEM>                              75,615
<ALLOWANCE-OPEN>                            554,893
<CHARGE-OFFS>                                27,251
<RECOVERIES>                                  2,432
<ALLOWANCE-CLOSE>                           530,074
<ALLOWANCE-DOMESTIC>                         23,038
<ALLOWANCE-FOREIGN>                               0
<ALLOWANCE-UNALLOCATED>                     507,036
<FN>
<F1> Loans includes loans held for sale of $874,663 and allowance for loan losses of $530,074.
</FN>