SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2001 BAMS (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-4) (Exact name of registrant as specified in charter) North Carolina 33-63714 13-4078651 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 100 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (704) 388-5770 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BAMS MORTGAGE PASS-THROUGH CERTIFICATES Series 2000-4 On April 25, 2001, The Bank of New York, as Trustee for BAMS, MORTGAGE PASS-THROUGH CERTIFICATES Series 2000-4, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of July 1, 2000, among BAMS as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BAMS, MORTGAGE PASS-THROUGH CERTIFICATES Series 2000-4 relating to the distribution date of April 25, 2001 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of July 1, 2000. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: April 25, 2001 BAMS By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated April 25, 2001 Payment Date: 04/25/01 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-4 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 126,181,889.03 8.000000% 14,899,458.47 832,942.41 15,732,400.88 0.00 8,270.19 A2 12,655,134.11 8.000000% 0.00 0.00 0.00 0.00 829.44 A3 25,100,000.00 8.000000% 0.00 165,688.23 165,688.23 0.00 1,645.10 A4 22,500,000.00 8.000000% 0.00 148,525.31 148,525.31 0.00 1,474.69 APO 941,612.73 0.000000% 49,972.34 0.00 49,972.34 0.00 0.00 Residual AR 0.00 8.000000% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,825,540.68 8.000000% 3,347.42 31,854.00 35,201.41 0.00 316.27 B2 1,683,119.94 8.000000% 1,167.56 11,110.48 12,278.04 0.00 110.31 B3 1,010,667.77 8.000000% 701.09 6,671.54 7,372.63 0.00 66.24 B4 561,039.98 8.000000% 389.19 3,703.49 4,092.68 0.00 36.77 B5 449,627.79 8.000000% 311.90 2,968.05 3,279.95 0.00 29.47 B6 449,288.63 8.000000% 311.67 2,965.81 3,277.48 0.00 29.45 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 196,357,920.66 - 14,955,659.63 1,206,429.33 16,162,088.96 - 12,807.93 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 111,282,430.56 8,270.19 A2 12,738,672.23 829.44 A3 25,100,000.00 1,645.10 A4 22,500,000.00 1,474.69 APO 891,640.39 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 4,822,193.27 316.27 B2 1,681,952.38 110.31 B3 1,009,966.68 66.24 B4 560,650.79 36.77 B5 449,315.88 29.47 B6 448,976.96 29.45 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 181,485,799.15 12,807.93 - -------------------------------------------------------------------------------- Payment Date: 04/25/01 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-4 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 126,181,889.03 8.000000% 060506NH1 95.518534 5.339888 713.417512 A2 12,655,134.11 8.000000% 060506NJ7 0.000000 0.000000 1,061.556019 A3 25,100,000.00 8.000000% 060506NK4 0.000000 6.601125 1,000.000000 A4 22,500,000.00 8.000000% 060506NL2 0.000000 6.601125 1,000.000000 APO 941,612.73 0.000000% 060506NM0 50.900374 0.000000 908.198953 Residual AR 0.00 8.000000% 060506NN8 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,825,540.68 8.000000% 060506NP3 0.690047 6.566480 994.061692 B2 1,683,119.94 8.000000% 060506NQ1 0.690047 6.566480 994.061692 B3 1,010,667.77 8.000000% 060506NR9 0.690047 6.566480 994.061692 B4 561,039.98 8.000000% 060506NS7 0.690047 6.566480 994.061692 B5 449,627.79 8.000000% 060506NT5 0.690047 6.566480 994.061692 B6 449,288.63 8.000000% 060506NU2 0.690047 6.566480 994.061692 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 196,357,920.66 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-4 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 181,485,799.01 181,485,799.01 Loan count 510 510 Avg loan rate 8.504951% 8.50 Prepay amount 14,735,835.51 14,735,835.51 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 47,259.07 47,259.07 Sub servicer fees 0.00 0.00 Trustee fees 736.34 736.34 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 4,511,870.53 4,511,870.53 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.430110% 100.000000% 187,378,635.88 ----------------------------------------------------------------------------- Junior 4.569890% 0.000000% 8,973,055.97 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 7 2,315,971.10 60 to 89 days 2 604,038.41 90 or more 1 553,514.13 Foreclosure 1 291,908.65 Totals: 11 3,765,432.29 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 16,162,088.96 16,162,088.96 Principal remittance amount 14,955,659.63 14,955,659.63 Interest remittance amount 1,206,429.33 1,206,429.33