SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2001 BAMS (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-4) (Exact name of registrant as specified in charter) North Carolina 33-63714 13-4078651 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 100 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (704) 388-5770 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BAMS MORTGAGE PASS-THROUGH CERTIFICATES Series 2000-4 On October 25, 2001, The Bank of New York, as Trustee for BAMS, MORTGAGE PASS-THROUGH CERTIFICATES Series 2000-4, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of July 1, 2000, among BAMS as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BAMS, MORTGAGE PASS-THROUGH CERTIFICATES Series 2000-4 relating to the distribution date of October 25, 2001 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of July 1, 2000. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2001 BAMS By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit Payment Date: 10/25/01 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-4 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 41,754,773.51 8.000000% 9,759,136.74 278,365.16 10,037,501.89 0.00 0.00 A2 13,163,537.76 8.000000% 0.00 0.00 0.00 0.00 0.00 A3 25,100,000.00 8.000000% 0.00 167,333.33 167,333.33 0.00 0.00 A4 22,500,000.00 8.000000% 0.00 150,000.00 150,000.00 0.00 0.00 APO 794,570.07 0.000000% 47,967.39 0.00 47,967.39 0.00 0.00 Residual AR 0.00 8.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,804,733.62 8.000000% 3,668.27 32,031.56 35,699.83 0.00 0.00 B2 1,675,862.56 8.000000% 1,279.47 11,172.42 12,451.89 0.00 0.00 B3 1,006,309.91 8.000000% 768.29 6,708.73 7,477.02 0.00 0.00 B4 558,620.85 8.000000% 426.49 3,724.14 4,150.63 0.00 0.00 B5 447,689.05 8.000000% 341.80 2,984.59 3,326.39 0.00 0.00 B6 447,351.35 8.000000% 341.54 2,982.34 3,323.88 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 112,253,448.69 - 9,813,929.98 655,302.27 10,469,232.25 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior A1 31,995,636.77 0.00 A2 13,251,294.68 0.00 A3 25,100,000.00 0.00 A4 22,500,000.00 0.00 APO 746,602.68 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate B1 4,801,065.35 0.00 B2 1,674,583.09 0.00 B3 1,005,541.62 0.00 B4 558,194.36 0.00 B5 447,347.26 0.00 B6 447,009.82 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 102,527,275.63 - -------------------------------------------------------------------------------- Payment Date: 10/25/01 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-4 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior A1 41,754,773.51 8.000000% 060506NH1 62.564585 1.784564 205.119959 A2 13,163,537.76 8.000000% 060506NJ7 0.000000 0.000000 1,104.274556 A3 25,100,000.00 8.000000% 060506NK4 0.000000 6.666667 1,000.000000 A4 22,500,000.00 8.000000% 060506NL2 0.000000 6.666667 1,000.000000 APO 794,570.07 0.000000% 060506NM0 48.858189 0.000000 760.467766 Residual AR 0.00 8.000000% 060506NN8 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,804,733.62 8.000000% 060506NP3 0.756188 6.603083 989.706319 B2 1,675,862.56 8.000000% 060506NQ1 0.756188 6.603083 989.706319 B3 1,006,309.91 8.000000% 060506NR9 0.756188 6.603083 989.706319 B4 558,620.85 8.000000% 060506NS7 0.756188 6.603083 989.706319 B5 447,689.05 8.000000% 060506NT5 0.756188 6.603083 989.706319 B6 447,351.35 8.000000% 060506NU2 0.756188 6.603083 989.706319 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 112,253,448.69 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-4 Bank of America, N.A., Master Servicer ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Total ----- Prin balance 102,527,275.41 102,527,275.41 Loan count 296 296 Avg loan rate 8.456966% 8.46 Prepay amount 9,640,456.17 9,640,456.17 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Total ----- Master serv fees 25,351.02 25,351.02 Sub servicer fees 0.00 0.00 Trustee fees 420.95 420.95 Agg advances N/A N/A Adv this period 0.00 0.00 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total ---------------- ----- Bankruptcy 0.00 0.00 Fraud 2,255,935.27 2,255,935.27 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 92.040971% 100.000000% 103,312,881.34 ----------------------------------------------------------------------------- Junior 7.959029% 0.000000% 8,933,741.50 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 7 3,057,893.92 60 to 89 days 1 381,867.70 90 or more 0 0.00 Foreclosure 1 290,657.70 Totals: 9 3,730,419.32 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 10,469,232.25 10,469,232.25 Principal remittance amount 9,813,929.98 9,813,929.98 Interest remittance amount 655,302.27 655,302.27