SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported): July 25, 2002

                                      BOA

                                  (Depositor)

    (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-4)

                (Exact name of registrant as specified in charter)

North Carolina                33-63714                      13-4078651
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)



100 N. Tryon St., Charlotte, NC                             28255
(Address of principal executive offices)                    (Zip Code)


Registrant's Telephone Number, including area code: (704) 388-5770

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)




Item 5.  Other Events

                                      BOA
                       MORTGAGE PASS-THROUGH CERTIFICATES
                                 Series 2000-4

On July 25, 2002, The Bank of New York, as Trustee for BOA, MORTGAGE
PASS-THROUGH CERTIFICATES Series 2000-4, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of July 1, 2000, among BOA as Depositor, BANK OF
AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of
New York, as Trustee.

Item 7.  Financial Statements and Exhibits

                    (c) Exhibits

Exhibit No.                               Description

99                  Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
                    Series  2000-4 relating to the distribution date of July 25,
                    2002  prepared by The Bank of New York, as Trustee under the
                    Pooling and Servicing Agreement dated as of July 1, 2000.







                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: July 25, 2002


                                      BOA


                          By: /s/ Diane Pickett
                              ------------------------------
                          Name:   Diane Pickett
                                  Vice President
                                  The Bank of New York,
                                  as Trustee







                                 EXHIBIT INDEX



Exhibit


99                  Monthly Remittance Statement dated July 25, 2002


                             Payment Date: 07/25/02


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-4
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

- ----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
                                                                                             
Senior                  A1                  0.00    8.000000%             0.00          0.00            0.00       0.00       0.00
                        A2                  0.00    8.000000%             0.00          0.00            0.00       0.00       0.00
                        A3         12,392,372.03    8.000000%     2,994,995.34     82,615.81    3,077,611.16       0.00       0.00
                        A4         22,500,000.00    8.000000%             0.00    150,000.00      150,000.00       0.00       0.00
                        APO           389,395.63    0.000000%        48,112.40          0.00       48,112.40       0.00       0.00
Residual                AR                  0.00    8.000000%             0.00          0.00            0.00       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate             B1          4,770,586.33    8.000000%         3,631.62     31,803.91       35,435.53       0.00       0.00
                        B2          1,663,952.19    8.000000%         1,266.69     11,093.01       12,359.70       0.00       0.00
                        B3            999,158.05    8.000000%           760.61      6,661.05        7,421.66       0.00       0.00
                        B4            554,650.73    8.000000%           422.23      3,697.67        4,119.90       0.00       0.00
                        B5            444,507.32    8.000000%           338.38      2,963.38        3,301.76       0.00       0.00
                        B6            444,172.02    8.000000%           338.13      2,961.15        3,299.27       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -         44,158,794.30     -            3,049,865.39    291,795.99    3,341,661.38     -          -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information

- --------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
- --------------------------------------------------------------------------------
Senior                          A1                  0.00              0.00
                                A2                  0.00              0.00
                                A3          9,397,376.68              0.00
                                A4         22,500,000.00              0.00
                                APO           341,283.24              0.00
Residual                        AR                  0.00              0.00
- --------------------------------------------------------------------------------
Subordinate                     B1          4,766,954.71              0.00
                                B2          1,662,685.50              0.00
                                B3            998,397.44              0.00
                                B4            554,228.50              0.00
                                B5            444,168.94              0.00
                                B6            443,833.90              0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals            -              -         41,108,928.91     -
- --------------------------------------------------------------------------------



                             Payment Date: 07/25/02


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-4
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

                                                      Factors per $1,000

- ------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
                                                                            
- ------------------------------------------------------------------------------------------------------------------------
Senior                     A1              0.00     8.000000% 060506NH1     0.000000      0.000000      0.000000
                           A2              0.00     8.000000% 060506NJ7     0.000000      0.000000      0.000000
                           A3     12,392,372.03     8.000000% 060506NK4   119.322524      3.291467    374.397477
                           A4     22,500,000.00     8.000000% 060506NL2     0.000000      6.666667  1,000.000000
                           APO       389,395.63     0.000000% 060506NM0    49.005888      0.000000    347.621173
Residual                   AR              0.00     8.000000% 060506NN8     0.000000      0.000000      0.000000
- ------------------------------------------------------------------------------------------------------------------------
Subordinate                B1      4,770,586.33     8.000000% 060506NP3     0.748633      6.556155    982.674646
                           B2      1,663,952.19     8.000000% 060506NQ1     0.748633      6.556155    982.674646
                           B3        999,158.05     8.000000% 060506NR9     0.748633      6.556155    982.674646
                           B4        554,650.73     8.000000% 060506NS7     0.748633      6.556155    982.674646
                           B5        444,507.32     8.000000% 060506NT5     0.748633      6.556155    982.674646
                           B6        444,172.02     8.000000% 060506NU2     0.748633      6.556155    982.674646
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals       -             -      44,158,794.30       -            -           -             -           -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------





          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-4
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------

- --------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
- --------------------------------------------------------------------------------

                                           Total
                                           -----
Prin balance        41,108,928.68    41,108,928.68
Loan count                    121              121
Avg loan rate           8.475912%             8.48
Prepay amount        3,016,214.16     3,016,214.16

- --------------------------------------------------------------------------------
                                FEES AND ADVANCES
- --------------------------------------------------------------------------------

                                           Total
                                           -----
Master serv fees        12,244.02        12,244.02
Sub servicer fees            0.00             0.00
Trustee fees               165.60           165.60


Agg advances                  N/A              N/A
Adv this period              0.00             0.00

- --------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------

                                           Total
                                           -----
Realized losses              0.00             0.00
Cumulative losses            0.00             0.00

Coverage Amounts                           Total
- ----------------                           -----
Bankruptcy             100,000.00       100,000.00
Fraud                2,255,935.27     2,255,935.27
Special Hazard       1,260,373.90     1,260,373.90


                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior           79.909717%           100.000000%             35,281,767.66
   -----------------------------------------------------------------------------
   Junior           20.090283%             0.000000%              8,870,268.99
   -----------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
- ------                             ----------    ---------------------
30 to 59 days                           3                   946,204.28
60 to 89 days                           3                 1,256,071.67
90 or more                              0                         0.00
Foreclosure                             4                 1,129,654.12

Totals:                                10                 3,331,930.07
- --------------------------------------------------------------------------------



- --------------------------------------------------------------------------------
                                REO INFORMATION
- --------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0




- --------------------------------------------------------------------------------
                               OTHER INFORMATION
- --------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount            3,341,661.38          3,341,661.38
Principal remittance amount            3,049,865.39          3,049,865.39
Interest remittance amount               291,795.99            291,795.99