SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2002 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F) (Exact name of registrant as specified in charter) North Carolina 333-80941 13-4147977/78 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 100 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-388-5770 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F On July 25, 2002, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F relating to the distribution date of July 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2002 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2002 Payment Date: 07/25/02 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 269,190,000.00 4.654000% 1,538,912.71 1,044,008.55 2,582,921.26 0.00 0.00 A2 100,000,000.00 5.195000% 571,682.72 432,916.67 1,004,599.39 0.00 0.00 A3 37,511.27 0.000000% 47.93 0.00 47.93 0.00 0.00 Residual AR 100.00 4.800540% 100.00 1.46 101.46 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,751,000.00 4.800540% 4,516.04 19,006.14 23,522.18 0.00 0.00 B2 2,280,000.00 4.800540% 2,167.24 9,121.03 11,288.27 0.00 0.00 B3 1,330,000.00 4.800540% 1,264.23 5,320.60 6,584.82 0.00 0.00 B4 760,000.00 4.800540% 722.41 3,040.34 3,762.76 0.00 0.00 B5 760,000.00 4.800540% 722.41 3,040.34 3,762.76 0.00 0.00 B6 951,060.83 4.800540% 904.03 3,804.67 4,708.70 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 380,059,672.10 - 2,121,039.73 1,520,259.79 3,641,299.52 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 267,651,087.29 0.00 A2 99,428,317.28 0.00 A3 37,463.34 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 4,746,483.96 0.00 B2 2,277,832.76 0.00 B3 1,328,735.77 0.00 B4 759,277.59 0.00 B5 759,277.59 0.00 B6 950,156.80 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 377,938,632.37 - - -------------------------------------------------------------------------------- Payment Date: 07/25/02 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 269,190,000.00 4.654000% 06050HKD9 5.716827 3.878333 994.283173 A2 100,000,000.00 5.195000% 06050HKE7 5.716827 4.329167 994.283173 A3 37,511.27 0.000000% 06050HKF4 1.277676 0.000000 998.722324 Residual AR 100.00 4.800540% 06050HKG2 1,000.000000 14.590030 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,751,000.00 4.800540% 06050KHK0 0.950546 4.000450 999.049454 B2 2,280,000.00 4.800540% 06050HKJ6 0.950546 4.000450 999.049454 B3 1,330,000.00 4.800540% 06050HKK3 0.950546 4.000450 999.049454 B4 760,000.00 4.800540% 06050HKL1 0.950546 4.000450 999.049454 B5 760,000.00 4.800540% 06050HKM9 0.950546 4.000450 999.049454 B6 951,060.83 4.800540% 06050HKN7 0.950546 4.000450 999.049454 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 380,059,672.10 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 377,938,632.32 377,938,632.32 Loan count 740 740 Avg loan rate 6.309357% 6.31 Prepay amount 1,759,763.24 1,759,763.24 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 476,750.12 476,750.12 Sub servicer fees 0.00 0.00 Trustee fees 1,266.87 1,266.87 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.152537% 100.000000% 369,227,611.27 ----------------------------------------------------------------------------- Junior 2.847463% 0.000000% 10,821,764.46 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 0 0.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 0 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,641,299.52 3,641,299.52 Principal remittance amount 2,121,039.73 2,121,039.73 Interest remittance amount 1,520,259.79 1,520,259.79