SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2002 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F) (Exact name of registrant as specified in charter) North Carolina 333-80941 13-4147977/78 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 100 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-388-5770 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F On August 25, 2002, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F relating to the distribution date of August 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2002 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2002 Payment Date: 08/25/02 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 267,651,087.29 4.654000% 3,218,153.62 1,038,040.13 4,256,193.75 0.00 0.00 A2 99,428,317.28 5.195000% 1,195,495.23 430,441.76 1,625,936.99 0.00 0.00 A3 37,463.34 0.000000% 48.11 0.00 48.11 0.00 0.00 Residual AR 0.00 4.800540% 0.00 0.72 0.72 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,746,483.96 4.800540% 4,590.78 18,988.07 23,578.86 0.00 0.00 B2 2,277,832.76 4.800540% 2,203.11 9,112.36 11,315.47 0.00 0.00 B3 1,328,735.77 4.800540% 1,285.15 5,315.54 6,600.69 0.00 0.00 B4 759,277.59 4.800540% 734.37 3,037.45 3,771.82 0.00 0.00 B5 759,277.59 4.800540% 734.37 3,037.45 3,771.82 0.00 0.00 B6 950,156.80 4.800540% 918.99 3,801.05 4,720.04 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 377,938,632.37 - 4,424,163.74 1,511,774.54 5,935,938.28 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 264,432,933.67 0.00 A2 98,232,822.05 0.00 A3 37,415.23 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 4,741,893.17 0.00 B2 2,275,629.64 0.00 B3 1,327,450.62 0.00 B4 758,543.21 0.00 B5 758,543.21 0.00 B6 949,237.81 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 373,514,468.63 - - -------------------------------------------------------------------------------- Payment Date: 08/25/02 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 267,651,087.29 4.654000% 06050HKD9 11.954952 3.856162 982.328220 A2 99,428,317.28 5.195000% 06050HKE7 11.954952 4.304418 982.328220 A3 37,463.34 0.000000% 06050HKF4 1.282646 0.000000 997.439678 Residual AR 0.00 4.800540% 06050HKG2 0.000000 7.189281 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,746,483.96 4.800540% 06050KHK0 0.966277 3.996647 998.083176 B2 2,277,832.76 4.800540% 06050HKJ6 0.966277 3.996647 998.083176 B3 1,328,735.77 4.800540% 06050HKK3 0.966277 3.996647 998.083176 B4 759,277.59 4.800540% 06050HKL1 0.966277 3.996647 998.083176 B5 759,277.59 4.800540% 06050HKM9 0.966277 3.996647 998.083176 B6 950,156.80 4.800540% 06050HKN7 0.966277 3.996647 998.083176 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 377,938,632.37 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 373,514,468.58 373,514,468.58 Loan count 732 732 Avg loan rate 6.308686% 6.31 Prepay amount 4,058,610.81 4,058,610.81 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 468,119.62 468,119.62 Sub servicer fees 0.00 0.00 Trustee fees 1,259.80 1,259.80 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.139325% 100.000000% 367,116,867.91 ----------------------------------------------------------------------------- Junior 2.860675% 0.000000% 10,811,297.68 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 10 5,403,862.68 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 10 5,403,862.68 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 5,935,938.28 5,935,938.28 Principal remittance amount 4,424,163.74 4,424,163.74 Interest remittance amount 1,511,774.54 1,511,774.54