SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2002 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F) (Exact name of registrant as specified in charter) North Carolina 333-80941 13-4147977/78 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 100 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-388-5770 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F On September 25, 2002, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F relating to the distribution date of September 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2002 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2002 Payment Date: 09/25/02 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 264,432,933.67 4.654000% 17,431,239.12 1,025,559.06 18,456,798.18 0.00 0.00 A2 98,232,822.05 5.195000% 6,475,440.81 425,266.26 6,900,707.07 0.00 0.00 A3 37,415.23 0.000000% 48.30 0.00 48.30 0.00 0.00 Residual AR 0.00 4.800540% 0.00 0.89 0.89 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,741,893.17 4.800540% 4,639.01 18,969.71 23,608.72 0.00 0.00 B2 2,275,629.64 4.800540% 2,226.26 9,103.54 11,329.80 0.00 0.00 B3 1,327,450.62 4.800540% 1,298.65 5,310.40 6,609.05 0.00 0.00 B4 758,543.21 4.800540% 742.09 3,034.51 3,776.60 0.00 0.00 B5 758,543.21 4.800540% 742.09 3,034.51 3,776.60 0.00 0.00 B6 949,237.81 4.800540% 928.64 3,797.38 4,726.02 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 373,514,468.63 - 23,917,304.97 1,494,076.26 25,411,381.23 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 247,001,694.55 0.00 A2 91,757,381.24 0.00 A3 37,366.93 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 4,737,254.16 0.00 B2 2,273,403.38 0.00 B3 1,326,151.97 0.00 B4 757,801.13 0.00 B5 757,801.13 0.00 B6 948,309.17 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 349,597,163.66 - - -------------------------------------------------------------------------------- Payment Date: 09/25/02 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 264,432,933.67 4.654000% 06050HKD9 64.754408 3.809796 917.573812 A2 98,232,822.05 5.195000% 06050HKE7 64.754408 4.252663 917.573812 A3 37,415.23 0.000000% 06050HKF4 1.287643 0.000000 996.152035 Residual AR 0.00 4.800540% 06050HKG2 0.000000 8.882622 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,741,893.17 4.800540% 06050KHK0 0.976429 3.992782 997.106748 B2 2,275,629.64 4.800540% 06050HKJ6 0.976429 3.992782 997.106748 B3 1,327,450.62 4.800540% 06050HKK3 0.976429 3.992782 997.106748 B4 758,543.21 4.800540% 06050HKL1 0.976429 3.992782 997.106748 B5 758,543.21 4.800540% 06050HKM9 0.976429 3.992782 997.106748 B6 949,237.81 4.800540% 06050HKN7 0.976429 3.992782 997.106748 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 373,514,468.63 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 349,597,163.61 349,597,163.61 Loan count 692 692 Avg loan rate 6.307497% 6.31 Prepay amount 23,551,882.55 23,551,882.55 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 435,426.12 435,426.12 Sub servicer fees 0.00 0.00 Trustee fees 1,245.05 1,245.05 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.108271% 100.000000% 362,703,170.95 ----------------------------------------------------------------------------- Junior 2.891729% 0.000000% 10,800,720.94 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 3 1,665,433.70 60 to 89 days 2 833,466.62 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 5 2,498,900.32 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 25,411,381.23 25,411,381.23 Principal remittance amount 23,917,304.97 23,917,304.97 Interest remittance amount 1,494,076.26 1,494,076.26