SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2002 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F) (Exact name of registrant as specified in charter) North Carolina 333-80941 13-4147977/78 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 100 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-388-5770 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F On October 25, 2002, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F relating to the distribution date of October 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2002 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2002 Payment Date: 10/25/02 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 247,001,694.55 4.654000% 24,979,472.56 957,954.91 25,937,427.47 0.00 0.00 A2 91,757,381.24 5.195000% 9,279,494.99 397,233.00 9,676,727.99 0.00 0.00 A3 37,366.93 0.000000% 48.49 0.00 48.49 0.00 0.00 Residual AR 0.00 4.800540% 0.00 0.83 0.83 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,737,254.16 4.800540% 4,676.25 18,951.15 23,627.40 0.00 0.00 B2 2,273,403.38 4.800540% 2,244.13 9,094.64 11,338.76 0.00 0.00 B3 1,326,151.97 4.800540% 1,309.07 5,305.20 6,614.28 0.00 0.00 B4 757,801.13 4.800540% 748.04 3,031.55 3,779.59 0.00 0.00 B5 757,801.13 4.800540% 748.04 3,031.55 3,779.59 0.00 0.00 B6 948,309.17 4.800540% 936.10 3,793.66 4,729.76 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 349,597,163.66 - 34,269,677.67 1,398,396.47 35,668,074.14 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 222,022,221.99 0.00 A2 82,477,886.25 0.00 A3 37,318.44 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 4,732,577.91 0.00 B2 2,271,159.26 0.00 B3 1,324,842.90 0.00 B4 757,053.09 0.00 B5 757,053.09 0.00 B6 947,373.07 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 315,327,485.99 - - -------------------------------------------------------------------------------- Payment Date: 10/25/02 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 247,001,694.55 4.654000% 06050HKD9 92.794950 3.558657 824.778862 A2 91,757,381.24 5.195000% 06050HKE7 92.794950 3.972330 824.778862 A3 37,366.93 0.000000% 06050HKF4 1.292643 0.000000 994.859392 Residual AR 0.00 4.800540% 06050HKG2 0.000000 8.258679 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,737,254.16 4.800540% 06050KHK0 0.984266 3.988876 996.122481 B2 2,273,403.38 4.800540% 06050HKJ6 0.984266 3.988876 996.122481 B3 1,326,151.97 4.800540% 06050HKK3 0.984266 3.988876 996.122481 B4 757,801.13 4.800540% 06050HKL1 0.984266 3.988876 996.122481 B5 757,801.13 4.800540% 06050HKM9 0.984266 3.988876 996.122481 B6 948,309.17 4.800540% 06050HKN7 0.984266 3.988876 996.122481 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 349,597,163.66 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 315,327,485.94 315,327,485.94 Loan count 634 634 Avg loan rate 6.296049% 6.30 Prepay amount 33,924,570.95 33,924,570.95 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 380,552.89 380,552.89 Sub servicer fees 0.00 0.00 Trustee fees 1,165.32 1,165.32 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.913479% 100.000000% 338,796,442.72 ----------------------------------------------------------------------------- Junior 3.086521% 0.000000% 10,790,059.31 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 4 1,637,084.10 60 to 89 days 0 0.00 90 or more 1 386,866.62 Foreclosure 0 0.00 Totals: 5 2,023,950.72 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 35,668,074.14 35,668,074.14 Principal remittance amount 34,269,677.67 34,269,677.67 Interest remittance amount 1,398,396.47 1,398,396.47