SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): November 25, 2002

                                      BOA

                                  (Depositor)

 (Issuer in respect of Mortgage Pass-Through Certificates, Series 2001-8 trust)

                (Exact name of registrant as specified in charter)

North Carolina                333-56234-08                  13-4186195/94
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)



101 Barclay St.  8W, New York, NY                           10286
(Address of principal executive offices)                    (Zip Code)


Registrant's Telephone Number, including area code: 212-815-6140

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)




Item 5.  Other Events

                                      BOA
                       Mortgage Pass-Through Certificates
                              Series 2001-8 trust

On November 25, 2002, The Bank of New York, as Trustee for BOA, Mortgage
Pass-Through Certificates Series 2001-8 trust, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of July 1, 2001, among BOA as Depositor, Bank of
America Mortgage Securities, Inc., Seller and Master Servicer and The Bank of
New York, as Trustee.

Item 7.  Financial Statements and Exhibits

                    (c) Exhibits

Exhibit No.                               Description

99                  Report to Holders of BOA, Mortgage Pass-Through Certificates
                    Series  2001-8  trust  relating  to the distribution date of
                    November  25,  2002  prepared  by  The  Bank of New York, as
                    Trustee  under  the Pooling and Servicing Agreement dated as
                    of July 1, 2001.







                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: November 25, 2002


                                      BOA


                          By: /s/ Diane Pickett
                              ------------------------------
                          Name:   Diane Pickett
                                  Vice President
                                  The Bank of New York,
                                  as Trustee







                                 EXHIBIT INDEX



Exhibit


99                  Monthly Remittance Statement dated November 25, 2002


                             Payment Date: 11/25/02


          ------------------------------------------------------------
                   Bank of America Mortgage Securities, Inc.
            Mortgage Pass-Through Certificates, Series 2001-8 trust
                         Bank of America, NA, Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

- ----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
                                                                                             
Senior                  A1        139,713,881.72    6.750000%    35,094,302.82    785,503.79   35,879,806.61       0.00     386.79
                        A2         46,179,642.90    6.750000%     9,363,405.97    259,632.64    9,623,038.61       0.00     127.85
                        A3         70,000,000.00    6.750000%             0.00    393,556.21      393,556.21       0.00     193.79
                        A4          8,331,000.00    6.750000%             0.00     46,838.81       46,838.81       0.00      23.06
                        A5         13,624,246.89    6.750000%             0.00          0.00            0.00       0.00      37.72
                        A6          8,901,753.11    6.750000%        76,598.67     50,047.72      126,646.39       0.00      24.64
                        A7         21,641,578.75    6.000000%     5,436,082.00    108,154.64    5,544,236.64       0.00      53.26
                        A8                  0.00    2.680000%             0.00          0.00            0.00       0.00       0.00
                        A9                  0.00   22.448571%             0.00          0.00            0.00       0.00       0.00
                        A10                 0.00    6.750000%             0.00          0.00            0.00       0.00       0.00
                        A11         2,140,000.00    6.750000%             0.00     12,031.58       12,031.58       0.00       5.92
                        A12         1,450,000.00    6.750000%             0.00      8,152.24        8,152.24       0.00       4.01
                        A13         2,213,000.00    6.750000%             0.00     12,442.00       12,442.00       0.00       6.13
                        A14         9,474,000.00    6.750000%             0.00     53,265.02       53,265.02       0.00      26.23
                        A15        24,961,925.92    5.750000%    12,598,011.32    119,550.36   12,717,561.68       0.00      58.87
                        A16        10,190,000.00    6.500000%             0.00     55,168.67       55,168.67       0.00      27.17
                        A17        15,002,000.00    6.750000%             0.00     84,344.72       84,344.72       0.00      41.53
                        A18         6,480,090.37    6.750000%             0.00     36,432.57       36,432.57       0.00      17.94
                        A19        72,000,000.00    6.750000%             0.00    404,800.67      404,800.67       0.00     199.33
Residual                AR                  0.00    6.750000%             0.00          0.02            0.02       0.00       0.00
                        ALR                 0.00    6.750000%             0.00          0.00            0.00       0.00       0.00
                        2A1       167,324,779.28    6.500000%    24,794,984.54    900,041.57   25,695,026.11       0.00   6,300.98
                        3A1        63,640,140.89    6.750000%    11,510,093.88    357,975.79   11,868,069.67       0.00       0.00
                        3A2         9,495,228.39    6.750000%             0.00          0.00            0.00       0.00       0.00
                        3A3        14,500,000.00    6.750000%             0.00     81,562.50       81,562.50       0.00       0.00
                        APO         2,996,976.99    0.000000%       165,321.78          0.00      165,321.78       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate             B1         12,108,569.96    6.750000%        11,081.21     68,077.18       79,158.40       0.00      33.52
                        B2          5,342,422.71    6.750000%         4,889.14     30,036.34       34,925.48       0.00      14.79
                        B3          2,849,423.75    6.750000%         2,607.66     16,020.12       18,627.78       0.00       7.89
                        B4          1,781,136.68    6.750000%         1,630.02     10,013.96       11,643.98       0.00       4.93
                        B5          1,424,711.88    6.750000%         1,303.83      8,010.06        9,313.89       0.00       3.94
                        B6          1,326,880.84    6.750000%         1,214.30      7,460.03        8,674.33       0.00       3.67
                        2B1         1,874,523.09    6.500000%         7,215.97     10,083.08       17,299.05       0.00      70.59
                        2B2         1,009,358.59    6.500000%         3,885.52      5,429.35        9,314.87       0.00      38.01
                        2B3           576,776.34    6.500000%         2,220.30      3,102.49        5,322.78       0.00      21.72
                        2B4           288,388.17    6.500000%         1,110.15      1,551.24        2,661.39       0.00      10.86
                        2B5           288,388.17    6.500000%         1,110.15      1,551.24        2,661.39       0.00      10.86
                        2B6           289,058.85    6.500000%         1,112.73      1,554.85        2,667.58       0.00      10.89
                        3B1         2,805,930.10    6.750000%         2,572.18     15,783.36       18,355.53       0.00       0.00
                        3B2           791,821.23    6.750000%           725.86      4,453.99        5,179.85       0.00       0.00
                        3B3           432,441.02    6.750000%           396.42      2,432.48        2,828.90       0.00       0.00
                        3B4           432,441.02    6.750000%           396.42      2,432.48        2,828.90       0.00       0.00
                        3B5           288,294.01    6.750000%           264.28      1,621.65        1,885.93       0.00       0.00
                        3B6           288,538.86    6.750000%           264.50      1,623.03        1,887.53       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -        737,979,260.09     -           99,082,801.61  3,960,738.45  103,043,540.06     -        7,766.90
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information

- --------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
- --------------------------------------------------------------------------------
Senior                          A1        104,619,578.90            386.79
                                A2         36,816,236.93            127.85
                                A3         70,000,000.00            193.79
                                A4          8,331,000.00             23.06
                                A5         13,700,845.56             37.72
                                A6          8,825,154.44             24.64
                                A7         16,205,496.74             53.26
                                A8                  0.00              0.00
                                A9                  0.00              0.00
                                A10                 0.00              0.00
                                A11         2,140,000.00              5.92
                                A12         1,450,000.00              4.01
                                A13         2,213,000.00              6.13
                                A14         9,474,000.00             26.23
                                A15        12,363,914.60             58.87
                                A16        10,190,000.00             27.17
                                A17        15,002,000.00             41.53
                                A18         4,009,709.21             17.94
                                A19        72,000,000.00            199.33
Residual                        AR                  0.00              0.00
                                ALR                 0.00              0.00
                                2A1       142,529,794.74          6,300.98
                                3A1        52,130,047.01              0.00
                                3A2         9,548,639.05              0.00
                                3A3        14,500,000.00              0.00
                                APO         2,831,655.21              0.00
- --------------------------------------------------------------------------------
Subordinate                     B1         12,097,488.75             33.52
                                B2          5,337,533.56             14.79
                                B3          2,846,816.09              7.89
                                B4          1,779,506.66              4.93
                                B5          1,423,408.05              3.94
                                B6          1,325,666.54              3.67
                                2B1         1,867,307.12             70.59
                                2B2         1,005,473.07             38.01
                                2B3           574,556.04             21.72
                                2B4           287,278.02             10.86
                                2B5           287,278.02             10.86
                                2B6           287,946.12             10.89
                                3B1         2,803,357.92              0.00
                                3B2           791,095.37              0.00
                                3B3           432,044.61              0.00
                                3B4           432,044.61              0.00
                                3B5           288,029.74              0.00
                                3B6           288,274.36              0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals            -              -        639,026,467.81          7,766.90
- --------------------------------------------------------------------------------



                             Payment Date: 11/25/02


          ------------------------------------------------------------
                   Bank of America Mortgage Securities, Inc.
            Mortgage Pass-Through Certificates, Series 2001-8 trust
                         Bank of America, NA, Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

                                                      Factors per $1,000

- ------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
                                                                            
- ------------------------------------------------------------------------------------------------------------------------
Senior                     A1    139,713,881.72     6.750000% 060506P22   125.857306      2.817021    375.193044
                           A2     46,179,642.90     6.750000% 060506P30   112.405834      3.116838    441.971632
                           A3     70,000,000.00     6.750000% 060506P48     0.000000      5.622232  1,000.000000
                           A4      8,331,000.00     6.750000% 060506P55     0.000000      5.622232  1,000.000000
                           A5     13,624,246.89     6.750000% 060506P63     0.000000      0.000000  1,093.792556
                           A6      8,901,753.11     6.750000% 060506P71     7.659867      5.004772    882.515444
                           A7     21,641,578.75     6.000000% 060506P89   217.443280      4.326185    648.219870
                           A8              0.00     2.680000% 060506P97     0.000000      0.000000      0.000000
                           A9              0.00    22.448571% 060506Q21     0.000000      0.000000      0.000000
                           A10             0.00     6.750000% 060506Q39     0.000000      0.000000      0.000000
                           A11     2,140,000.00     6.750000% 060506Q47     0.000000      5.622232  1,000.000000
                           A12     1,450,000.00     6.750000% 060506Q54     0.000000      5.622232  1,000.000000
                           A13     2,213,000.00     6.750000% 060506Q62     0.000000      5.622232  1,000.000000
                           A14     9,474,000.00     6.750000% 060506Q70     0.000000      5.622232  1,000.000000
                           A15    24,961,925.92     5.750000% 060506Q88   384.730839      3.650950    377.581756
                           A16    10,190,000.00     6.500000% 060506Q96     0.000000      5.414001  1,000.000000
                           A17    15,002,000.00     6.750000% 060506R20     0.000000      5.622232  1,000.000000
                           A18     6,480,090.37     6.750000% 060506R38     0.000000      4.550490    500.819569
                           A19    72,000,000.00     6.750000% 060506R46     0.000000      5.622232  1,000.000000
Residual                   AR              0.00     6.750000% 060506R53     0.000000      0.412592      0.000000
                           ALR             0.00     6.750000% 060506R61     0.000000      0.000000      0.000000
                           2A1   167,324,779.28     6.500000% 060506R79    82.976322      3.011986    476.975419
                           3A1    63,640,140.89     6.750000% 060506R87    98.318888      3.057819    445.293348
                           3A2     9,495,228.39     6.750000% 060506R95     0.000000      0.000000  1,093.898390
                           3A3    14,500,000.00     6.750000% 060506S29     0.000000      5.625000  1,000.000000
                           APO     2,996,976.99     0.000000% 060506S37    49.013323      0.000000    839.507241
- ------------------------------------------------------------------------------------------------------------------------
Subordinate                B1     12,108,569.96     6.750000% 060506S45     0.903556      5.550977    986.422762
                           B2      5,342,422.71     6.750000% 060506S52     0.903556      5.550977    986.422762
                           B3      2,849,423.75     6.750000% 060506S60     0.903556      5.550977    986.422762
                           B4      1,781,136.68     6.750000% 060506T51     0.903556      5.550977    986.422762
                           B5      1,424,711.88     6.750000% 060506T69     0.903556      5.550977    986.422762
                           B6      1,326,880.84     6.750000% 060506T77     0.841520      5.169860    918.697339
                           2B1     1,874,523.09     6.500000% 060506S78     3.651806      5.102772    944.993482
                           2B2     1,009,358.59     6.500000% 060506S86     3.651806      5.102772    944.993482
                           2B3       576,776.34     6.500000% 060506S94     3.651806      5.102772    944.993482
                           2B4       288,388.17     6.500000% 060506T85     3.651806      5.102772    944.993482
                           2B5       288,388.17     6.500000% 060506T93     3.651806      5.102772    944.993482
                           2B6       289,058.85     6.500000% 060506U26     3.651811      5.102778    944.994688
                           3B1     2,805,930.10     6.750000% 060506T28     0.905058      5.553609    986.403209
                           3B2       791,821.23     6.750000% 060506T36     0.905058      5.553609    986.403209
                           3B3       432,441.02     6.750000% 060506T44     0.905058      5.553609    986.403209
                           3B4       432,441.02     6.750000% 060506U34     0.905058      5.553609    986.403209
                           3B5       288,294.01     6.750000% 060506U42     0.905058      5.553609    986.403209
                           3B6       288,538.86     6.750000% 060506U59     0.905059      5.553611    986.403555
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals       -             -     737,979,260.09       -            -           -             -           -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------





          ------------------------------------------------------------
                   Bank of America Mortgage Securities, Inc.
            Mortgage Pass-Through Certificates, Series 2001-8 trust
                         Bank of America, NA, Servicer
          ------------------------------------------------------------

- --------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
- --------------------------------------------------------------------------------

Prin balance       410,259,199.92   147,252,347.59    81,514,920.16
Loan count                   1021              354              202
Avg loan rate           7.193308%        6.925493%        7.211346%
Prepay amount       62,198,707.01    24,178,254.77    11,395,191.31

                          Total
                          -----
Prin balance       639,026,467.67
Loan count                   1577
Avg loan rate                7.13
Prepay amount       97,772,153.09

- --------------------------------------------------------------------------------
                                FEES AND ADVANCES
- --------------------------------------------------------------------------------

Master serv fees        86,656.74        20,809.98        20,615.01
Sub servicer fees            0.00             0.00             0.00
Trustee fees               788.15           286.82           154.99


Agg advances                  N/A              N/A              N/A
Adv this period              0.00             0.00             0.00

                          Total
                          -----
Master serv fees       128,081.72
Sub servicer fees            0.00
Trustee fees             1,229.97


Agg advances                  N/A
Adv this period              0.00

- --------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------

Realized losses              0.00             0.00             0.00
Cumulative losses       97,816.29             0.00             0.00

                          Total
                          -----
Realized losses              0.00
Cumulative losses       97,816.29

Coverage Amounts
- ----------------
Bankruptcy                   0.00             0.00             0.00
Fraud                        0.00             0.00             0.00
Special Hazard       7,213,603.79     7,213,603.79     7,213,603.79

                          Total
                          -----
Bankruptcy                   0.00
Fraud                        0.00
Special Hazard      21,640,811.37


                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior           95.371531%           100.000000%            703,780,154.84
   -----------------------------------------------------------------------------
   Junior            4.628469%             0.000000%             34,155,104.63
   -----------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
- ------                             ----------    ---------------------
30 to 59 days                          24                 9,095,315.20
60 to 89 days                           2                   883,780.65
90 or more                              0                         0.00
Foreclosure                             1                   423,145.00

Totals:                                27                10,402,240.85
- --------------------------------------------------------------------------------



- --------------------------------------------------------------------------------
                                REO INFORMATION
- --------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0




- --------------------------------------------------------------------------------
                               OTHER INFORMATION
- --------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount          103,043,540.06        103,043,540.06
Principal remittance amount           99,082,801.61         99,082,801.61
Interest remittance amount             3,960,738.45          3,960,738.45