SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 BOA (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2001-8 trust) (Exact name of registrant as specified in charter) North Carolina 333-56234-08 13-4186195/94 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 Barclay St. 8W, New York, NY 10286 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 212-815-6140 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA Mortgage Pass-Through Certificates Series 2001-8 trust On November 25, 2002, The Bank of New York, as Trustee for BOA, Mortgage Pass-Through Certificates Series 2001-8 trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of July 1, 2001, among BOA as Depositor, Bank of America Mortgage Securities, Inc., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, Mortgage Pass-Through Certificates Series 2001-8 trust relating to the distribution date of November 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of July 1, 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2002 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2002 Payment Date: 11/25/02 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-8 trust Bank of America, NA, Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 139,713,881.72 6.750000% 35,094,302.82 785,503.79 35,879,806.61 0.00 386.79 A2 46,179,642.90 6.750000% 9,363,405.97 259,632.64 9,623,038.61 0.00 127.85 A3 70,000,000.00 6.750000% 0.00 393,556.21 393,556.21 0.00 193.79 A4 8,331,000.00 6.750000% 0.00 46,838.81 46,838.81 0.00 23.06 A5 13,624,246.89 6.750000% 0.00 0.00 0.00 0.00 37.72 A6 8,901,753.11 6.750000% 76,598.67 50,047.72 126,646.39 0.00 24.64 A7 21,641,578.75 6.000000% 5,436,082.00 108,154.64 5,544,236.64 0.00 53.26 A8 0.00 2.680000% 0.00 0.00 0.00 0.00 0.00 A9 0.00 22.448571% 0.00 0.00 0.00 0.00 0.00 A10 0.00 6.750000% 0.00 0.00 0.00 0.00 0.00 A11 2,140,000.00 6.750000% 0.00 12,031.58 12,031.58 0.00 5.92 A12 1,450,000.00 6.750000% 0.00 8,152.24 8,152.24 0.00 4.01 A13 2,213,000.00 6.750000% 0.00 12,442.00 12,442.00 0.00 6.13 A14 9,474,000.00 6.750000% 0.00 53,265.02 53,265.02 0.00 26.23 A15 24,961,925.92 5.750000% 12,598,011.32 119,550.36 12,717,561.68 0.00 58.87 A16 10,190,000.00 6.500000% 0.00 55,168.67 55,168.67 0.00 27.17 A17 15,002,000.00 6.750000% 0.00 84,344.72 84,344.72 0.00 41.53 A18 6,480,090.37 6.750000% 0.00 36,432.57 36,432.57 0.00 17.94 A19 72,000,000.00 6.750000% 0.00 404,800.67 404,800.67 0.00 199.33 Residual AR 0.00 6.750000% 0.00 0.02 0.02 0.00 0.00 ALR 0.00 6.750000% 0.00 0.00 0.00 0.00 0.00 2A1 167,324,779.28 6.500000% 24,794,984.54 900,041.57 25,695,026.11 0.00 6,300.98 3A1 63,640,140.89 6.750000% 11,510,093.88 357,975.79 11,868,069.67 0.00 0.00 3A2 9,495,228.39 6.750000% 0.00 0.00 0.00 0.00 0.00 3A3 14,500,000.00 6.750000% 0.00 81,562.50 81,562.50 0.00 0.00 APO 2,996,976.99 0.000000% 165,321.78 0.00 165,321.78 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 12,108,569.96 6.750000% 11,081.21 68,077.18 79,158.40 0.00 33.52 B2 5,342,422.71 6.750000% 4,889.14 30,036.34 34,925.48 0.00 14.79 B3 2,849,423.75 6.750000% 2,607.66 16,020.12 18,627.78 0.00 7.89 B4 1,781,136.68 6.750000% 1,630.02 10,013.96 11,643.98 0.00 4.93 B5 1,424,711.88 6.750000% 1,303.83 8,010.06 9,313.89 0.00 3.94 B6 1,326,880.84 6.750000% 1,214.30 7,460.03 8,674.33 0.00 3.67 2B1 1,874,523.09 6.500000% 7,215.97 10,083.08 17,299.05 0.00 70.59 2B2 1,009,358.59 6.500000% 3,885.52 5,429.35 9,314.87 0.00 38.01 2B3 576,776.34 6.500000% 2,220.30 3,102.49 5,322.78 0.00 21.72 2B4 288,388.17 6.500000% 1,110.15 1,551.24 2,661.39 0.00 10.86 2B5 288,388.17 6.500000% 1,110.15 1,551.24 2,661.39 0.00 10.86 2B6 289,058.85 6.500000% 1,112.73 1,554.85 2,667.58 0.00 10.89 3B1 2,805,930.10 6.750000% 2,572.18 15,783.36 18,355.53 0.00 0.00 3B2 791,821.23 6.750000% 725.86 4,453.99 5,179.85 0.00 0.00 3B3 432,441.02 6.750000% 396.42 2,432.48 2,828.90 0.00 0.00 3B4 432,441.02 6.750000% 396.42 2,432.48 2,828.90 0.00 0.00 3B5 288,294.01 6.750000% 264.28 1,621.65 1,885.93 0.00 0.00 3B6 288,538.86 6.750000% 264.50 1,623.03 1,887.53 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 737,979,260.09 - 99,082,801.61 3,960,738.45 103,043,540.06 - 7,766.90 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 104,619,578.90 386.79 A2 36,816,236.93 127.85 A3 70,000,000.00 193.79 A4 8,331,000.00 23.06 A5 13,700,845.56 37.72 A6 8,825,154.44 24.64 A7 16,205,496.74 53.26 A8 0.00 0.00 A9 0.00 0.00 A10 0.00 0.00 A11 2,140,000.00 5.92 A12 1,450,000.00 4.01 A13 2,213,000.00 6.13 A14 9,474,000.00 26.23 A15 12,363,914.60 58.87 A16 10,190,000.00 27.17 A17 15,002,000.00 41.53 A18 4,009,709.21 17.94 A19 72,000,000.00 199.33 Residual AR 0.00 0.00 ALR 0.00 0.00 2A1 142,529,794.74 6,300.98 3A1 52,130,047.01 0.00 3A2 9,548,639.05 0.00 3A3 14,500,000.00 0.00 APO 2,831,655.21 0.00 - -------------------------------------------------------------------------------- Subordinate B1 12,097,488.75 33.52 B2 5,337,533.56 14.79 B3 2,846,816.09 7.89 B4 1,779,506.66 4.93 B5 1,423,408.05 3.94 B6 1,325,666.54 3.67 2B1 1,867,307.12 70.59 2B2 1,005,473.07 38.01 2B3 574,556.04 21.72 2B4 287,278.02 10.86 2B5 287,278.02 10.86 2B6 287,946.12 10.89 3B1 2,803,357.92 0.00 3B2 791,095.37 0.00 3B3 432,044.61 0.00 3B4 432,044.61 0.00 3B5 288,029.74 0.00 3B6 288,274.36 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 639,026,467.81 7,766.90 - -------------------------------------------------------------------------------- Payment Date: 11/25/02 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-8 trust Bank of America, NA, Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 139,713,881.72 6.750000% 060506P22 125.857306 2.817021 375.193044 A2 46,179,642.90 6.750000% 060506P30 112.405834 3.116838 441.971632 A3 70,000,000.00 6.750000% 060506P48 0.000000 5.622232 1,000.000000 A4 8,331,000.00 6.750000% 060506P55 0.000000 5.622232 1,000.000000 A5 13,624,246.89 6.750000% 060506P63 0.000000 0.000000 1,093.792556 A6 8,901,753.11 6.750000% 060506P71 7.659867 5.004772 882.515444 A7 21,641,578.75 6.000000% 060506P89 217.443280 4.326185 648.219870 A8 0.00 2.680000% 060506P97 0.000000 0.000000 0.000000 A9 0.00 22.448571% 060506Q21 0.000000 0.000000 0.000000 A10 0.00 6.750000% 060506Q39 0.000000 0.000000 0.000000 A11 2,140,000.00 6.750000% 060506Q47 0.000000 5.622232 1,000.000000 A12 1,450,000.00 6.750000% 060506Q54 0.000000 5.622232 1,000.000000 A13 2,213,000.00 6.750000% 060506Q62 0.000000 5.622232 1,000.000000 A14 9,474,000.00 6.750000% 060506Q70 0.000000 5.622232 1,000.000000 A15 24,961,925.92 5.750000% 060506Q88 384.730839 3.650950 377.581756 A16 10,190,000.00 6.500000% 060506Q96 0.000000 5.414001 1,000.000000 A17 15,002,000.00 6.750000% 060506R20 0.000000 5.622232 1,000.000000 A18 6,480,090.37 6.750000% 060506R38 0.000000 4.550490 500.819569 A19 72,000,000.00 6.750000% 060506R46 0.000000 5.622232 1,000.000000 Residual AR 0.00 6.750000% 060506R53 0.000000 0.412592 0.000000 ALR 0.00 6.750000% 060506R61 0.000000 0.000000 0.000000 2A1 167,324,779.28 6.500000% 060506R79 82.976322 3.011986 476.975419 3A1 63,640,140.89 6.750000% 060506R87 98.318888 3.057819 445.293348 3A2 9,495,228.39 6.750000% 060506R95 0.000000 0.000000 1,093.898390 3A3 14,500,000.00 6.750000% 060506S29 0.000000 5.625000 1,000.000000 APO 2,996,976.99 0.000000% 060506S37 49.013323 0.000000 839.507241 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 12,108,569.96 6.750000% 060506S45 0.903556 5.550977 986.422762 B2 5,342,422.71 6.750000% 060506S52 0.903556 5.550977 986.422762 B3 2,849,423.75 6.750000% 060506S60 0.903556 5.550977 986.422762 B4 1,781,136.68 6.750000% 060506T51 0.903556 5.550977 986.422762 B5 1,424,711.88 6.750000% 060506T69 0.903556 5.550977 986.422762 B6 1,326,880.84 6.750000% 060506T77 0.841520 5.169860 918.697339 2B1 1,874,523.09 6.500000% 060506S78 3.651806 5.102772 944.993482 2B2 1,009,358.59 6.500000% 060506S86 3.651806 5.102772 944.993482 2B3 576,776.34 6.500000% 060506S94 3.651806 5.102772 944.993482 2B4 288,388.17 6.500000% 060506T85 3.651806 5.102772 944.993482 2B5 288,388.17 6.500000% 060506T93 3.651806 5.102772 944.993482 2B6 289,058.85 6.500000% 060506U26 3.651811 5.102778 944.994688 3B1 2,805,930.10 6.750000% 060506T28 0.905058 5.553609 986.403209 3B2 791,821.23 6.750000% 060506T36 0.905058 5.553609 986.403209 3B3 432,441.02 6.750000% 060506T44 0.905058 5.553609 986.403209 3B4 432,441.02 6.750000% 060506U34 0.905058 5.553609 986.403209 3B5 288,294.01 6.750000% 060506U42 0.905058 5.553609 986.403209 3B6 288,538.86 6.750000% 060506U59 0.905059 5.553611 986.403555 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 737,979,260.09 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-8 trust Bank of America, NA, Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 410,259,199.92 147,252,347.59 81,514,920.16 Loan count 1021 354 202 Avg loan rate 7.193308% 6.925493% 7.211346% Prepay amount 62,198,707.01 24,178,254.77 11,395,191.31 Total ----- Prin balance 639,026,467.67 Loan count 1577 Avg loan rate 7.13 Prepay amount 97,772,153.09 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 86,656.74 20,809.98 20,615.01 Sub servicer fees 0.00 0.00 0.00 Trustee fees 788.15 286.82 154.99 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 128,081.72 Sub servicer fees 0.00 Trustee fees 1,229.97 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 97,816.29 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 97,816.29 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 7,213,603.79 7,213,603.79 7,213,603.79 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 21,640,811.37 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.371531% 100.000000% 703,780,154.84 ----------------------------------------------------------------------------- Junior 4.628469% 0.000000% 34,155,104.63 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 24 9,095,315.20 60 to 89 days 2 883,780.65 90 or more 0 0.00 Foreclosure 1 423,145.00 Totals: 27 10,402,240.85 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 103,043,540.06 103,043,540.06 Principal remittance amount 99,082,801.61 99,082,801.61 Interest remittance amount 3,960,738.45 3,960,738.45