SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 25, 2002 BOA (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2001-c Trust) (Exact name of registrant as specified in charter) North Carolina 333-56234-07 13-4186198/97 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 Barclay St. 8W, New York, NY 10286 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 212-815-6140 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA Mortgage Pass-Through Certificates Series 2001-c Trust On November 25, 2002, The Bank of New York, as Trustee for BOA, Mortgage Pass-Through Certificates Series 2001-c Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2001, among BOA as Depositor, Bank of America Mortgage Securities, Inc., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, Mortgage Pass-Through Certificates Series 2001-c Trust relating to the distribution date of November 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 25, 2002 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 25, 2002 Payment Date: 11/25/02 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-c Trust Bank of America, NA, Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 0.00 4.958000% 0.00 0.00 0.00 0.00 0.00 A2 2,162,469.95 5.601000% 2,038,979.92 10,012.08 2,048,992.00 0.00 81.25 A3 19,360,761.15 5.983000% 18,255,145.38 95,752.45 18,350,897.83 0.00 777.08 A4 163,015,000.00 6.097000% 0.00 821,584.44 821,584.44 0.00 6,667.60 A5 37,043,894.64 5.953000% 5,620,845.80 182,289.21 5,803,135.01 0.00 1,479.38 A6 37,043,894.64 6.191683% 5,620,845.80 189,598.01 5,810,443.81 0.00 1,538.69 A7 9,741,067.42 6.191683% 9,184,793.96 49,856.72 9,234,650.67 0.00 404.61 AIO 291,545,993.52 0.101507% 0.00 24,463.17 24,463.17 0.00 198.53 Residual AR 0.00 6.191683% 0.00 0.00 0.00 0.00 0.00 ALR 0.00 6.191683% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 11,970,370.22 6.191683% 876,938.22 61,266.73 938,204.95 0.00 497.21 B2 3,955,587.02 6.191683% 289,782.64 20,245.48 310,028.12 0.00 164.30 B3 2,307,498.93 6.191683% 169,045.23 11,810.24 180,855.47 0.00 95.85 B4 1,978,232.53 6.191683% 144,923.48 10,124.99 155,048.47 0.00 82.17 B5 1,318,821.69 6.191683% 96,615.65 6,749.99 103,365.65 0.00 54.78 B6 1,648,395.31 6.191683% 120,759.86 8,436.81 129,196.67 0.00 68.47 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 291,545,993.52 - 42,418,675.94 1,492,190.33 43,910,866.27 - 12,109.93 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 0.00 0.00 A2 123,490.03 81.25 A3 1,105,615.77 777.08 A4 163,015,000.00 6,667.60 A5 31,423,048.84 1,479.38 A6 31,423,048.84 1,538.69 A7 556,273.47 404.61 AIO 249,127,317.58 198.53 Residual AR 0.00 0.00 ALR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 11,093,432.00 497.21 B2 3,665,804.38 164.30 B3 2,138,453.70 95.85 B4 1,833,309.05 82.17 B5 1,222,206.03 54.78 B6 1,527,635.45 68.47 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 249,127,317.58 12,109.93 - -------------------------------------------------------------------------------- Payment Date: 11/25/02 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-c Trust Bank of America, NA, Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 0.00 4.958000% 060506M25 0.000000 0.000000 0.000000 A2 2,162,469.95 5.601000% 060506M33 81.559197 0.400483 4.939601 A3 19,360,761.15 5.983000% 060506M41 183.695879 0.963527 11.125469 A4 163,015,000.00 6.097000% 060506M58 0.000000 5.039932 1,000.000000 A5 37,043,894.64 5.953000% 060506M66 56.208458 1.822892 314.230488 A6 37,043,894.64 6.191683% 060506M74 56.208458 1.895980 314.230488 A7 9,741,067.42 6.191683% 060506M82 183.695879 0.997134 11.125469 AIO 291,545,993.52 0.101507% 060506M90 0.000000 0.032580 331.791316 Residual AR 0.00 6.191683% 060506N24 0.000000 0.000000 0.000000 ALR 0.00 6.191683% 060506N32 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 11,970,370.22 6.191683% 060506N40 64.324670 4.494002 813.719064 B2 3,955,587.02 6.191683% 060506N57 64.324670 4.494002 813.719064 B3 2,307,498.93 6.191683% 060506N65 64.324670 4.494002 813.719064 B4 1,978,232.53 6.191683% 060506N73 64.324670 4.494002 813.719064 B5 1,318,821.69 6.191683% 060506N81 64.324670 4.494002 813.719064 B6 1,648,395.31 6.191683% 060506N99 64.324653 4.494003 813.719244 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 291,545,993.52 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-c Trust Bank of America, NA, Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 249,127,317.18 249,127,317.18 Loan count 547 547 Avg loan rate 6.787683% 6.79 Prepay amount 42,120,573.78 42,120,573.78 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 71,466.59 71,466.59 Sub servicer fees 0.00 0.00 Trustee fees 485.91 485.91 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 3,974,393.30 3,974,393.30 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 92.588927% 100.000000% 268,367,087.82 ----------------------------------------------------------------------------- Junior 7.411073% 0.000000% 21,480,840.62 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 9 3,489,143.81 60 to 89 days 0 0.00 90 or more 1 288,647.39 Foreclosure 0 0.00 Totals: 10 3,777,791.20 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 43,910,866.27 43,910,866.27 Principal remittance amount 42,418,675.94 42,418,675.94 Interest remittance amount 1,492,190.33 1,492,190.33