SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): November 25, 2002

                                      BOA

                                  (Depositor)

    (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8)

                (Exact name of registrant as specified in charter)

North Carolina                333-97547-02                  95-4449516
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)



100 N. Tryon St., Charlotte, NC                             28255
(Address of principal executive offices)                    (Zip Code)


Registrant's Telephone Number, including area code: 704-388-5770

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)




Item 5.  Other Events

                                      BOA
                       MORTGAGE PASS-THROUGH CERTIFICATES
                                 Series 2002-8

On November 25, 2002, The Bank of New York, as Trustee for BOA, MORTGAGE
PASS-THROUGH CERTIFICATES Series 2002-8, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of August 1, 2002, among BOA as Depositor, BANK OF
AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of
New York, as Trustee.

Item 7.  Financial Statements and Exhibits

                    (c) Exhibits

Exhibit No.                               Description

99                  Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
                    Series  2002-8 relating to the distribution date of November
                    25,  2002 prepared by The Bank of New York, as Trustee under
                    the  Pooling  and  Servicing Agreement dated as of August 1,
                    2002.







                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: November 25, 2002


                                      BOA


                          By: /s/ Diane Pickett
                              ------------------------------
                          Name:   Diane Pickett
                                  Vice President
                                  The Bank of New York,
                                  as Trustee







                                 EXHIBIT INDEX



Exhibit


99                  Monthly Remittance Statement dated November 25, 2002


                             Payment Date: 11/25/02


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

- ----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
                                                                                             
Senior                  1-A-1      49,134,476.83    6.250000%     2,408,653.63    255,908.73    2,664,562.36       0.00       0.00
                        1-A-2      14,260,556.00    6.250000%             0.00     74,273.73       74,273.73       0.00       0.00
                        1-A-3       3,250,000.00    6.250000%             0.00     16,927.08       16,927.08       0.00       0.00
                        1-A-4       2,200,000.00    6.250000%             0.00     11,458.33       11,458.33       0.00       0.00
                        1-A-5       2,800,000.00    6.250000%             0.00     14,583.33       14,583.33       0.00       0.00
                        1-A-6      12,006,000.00    6.250000%             0.00     62,531.25       62,531.25       0.00       0.00
                        1-A-7       2,994,000.00    6.250000%             0.00     15,593.75       15,593.75       0.00       0.00
                        1-A-8      18,108,000.00    6.000000%             0.00     90,540.00       90,540.00       0.00       0.00
                        1-A-9      25,753,000.00    6.250000%             0.00    134,130.21      134,130.21       0.00       0.00
                        1-A-10     26,205,053.66    2.380000%     1,284,615.24     51,973.36    1,336,588.59       0.00       0.00
                        1-A-11     26,205,053.66    6.120000%             0.00    133,645.77      133,645.77       0.00       0.00
                        1-A-12     30,954,720.40    6.000000%     1,517,451.79    154,773.60    1,672,225.39       0.00       0.00
                        1-A-13     98,268,953.67    5.750000%     4,817,307.25    470,872.07    5,288,179.32       0.00       0.00
                        1-A-14      1,965,379.07    5.500000%        96,346.15      9,007.99      105,354.13       0.00       0.00
                        1-A-15      1,228,361.92    5.750000%        60,216.34      5,885.90       66,102.24       0.00       0.00
                        1-A-16        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-17        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-18        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-19        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-20        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-21        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-22        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-23        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-24        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-25        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-26        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-27        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-28        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-29        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-30        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-31        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-32      2,600,000.00    6.000000%             0.00     13,000.00       13,000.00       0.00       0.00
                        1-A-33      2,600,000.00    6.000000%             0.00     13,000.00       13,000.00       0.00       0.00
                        1-A-34    130,353,856.19    5.500000%     6,513,286.50    597,455.17    7,110,741.67       0.00       0.00
                        1-A-35     43,451,284.74    2.380000%     2,171,095.47     86,178.38    2,257,273.85       0.00       0.00
                        1-A-36     43,451,284.74    6.120000%             0.00    221,601.55      221,601.55       0.00       0.00
                        1-A-37        550,483.20    6.250000%             0.00      2,867.10        2,867.10       0.00       0.00
                        1-A-38        400,000.00    6.250000%             0.00      2,083.33        2,083.33       0.00       0.00
                        1-A-39     55,000,000.00    6.250000%             0.00    286,458.33      286,458.33       0.00       0.00
Residual                1-A-R               0.00    6.250000%             0.00          0.00            0.00       0.00       0.00
                        1-A-LR              0.00    6.250000%             0.00          0.00            0.00       0.00       0.00
                        1-A-IO    480,263,585.17    0.287984%             0.00    115,257.04      115,257.04       0.00       0.00
                        2-A-1     136,383,506.69    5.750000%     8,998,551.21    653,504.30    9,652,055.52       0.00       0.00
                        2-A-IO    137,705,748.52    0.332796%             0.00     38,189.92       38,189.92       0.00       0.00
                        3-A-1      53,935,901.67    6.250000%     2,019,615.35    280,916.15    2,300,531.50       0.00       0.00
                        3-A-2     335,762,755.73    6.000000%    12,572,546.19  1,678,813.78   14,251,359.97       0.00       0.00
                        3-A-3      37,306,972.86    2.730000%     1,396,949.58     84,873.36    1,481,822.94       0.00       0.00
                        3-A-4      37,306,972.86    5.770000%             0.00    179,384.36      179,384.36       0.00       0.00
                        3-A-5      97,084,623.01    6.250000%     3,635,307.63    505,649.08    4,140,956.71       0.00       0.00
                        3-A-6         980,652.76    6.250000%        36,720.28      5,107.57       41,827.85       0.00       0.00
                        3-A-IO    489,553,326.30    0.294935%             0.00    120,322.15      120,322.15       0.00       0.00
                        1-A-PO        683,017.66    0.000000%           897.32          0.00          897.32       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate             1-B-1       7,416,015.16    6.250000%         6,562.16     38,625.08       45,187.24       0.00       0.00
                        1-B-2       3,295,230.32    6.250000%         2,915.83     17,162.66       20,078.49       0.00       0.00
                        1-B-3       1,648,114.29    6.250000%         1,458.36      8,583.93       10,042.28       0.00       0.00
                        1-B-4       1,099,075.61    6.250000%           972.53      5,724.35        6,696.88       0.00       0.00
                        1-B-5         823,558.02    6.250000%           728.74      4,289.36        5,018.10       0.00       0.00
                        1-B-6         824,461.65    6.250000%           729.44      4,294.07        5,023.51       0.00       0.00
                        2-B-1         906,795.90    5.750000%         3,134.28      4,345.06        7,479.34       0.00       0.00
                        2-B-2         279,090.52    5.750000%           964.66      1,337.31        2,301.97       0.00       0.00
                        2-B-3         279,090.52    5.750000%           964.66      1,337.31        2,301.97       0.00       0.00
                        2-B-4          69,524.33    5.750000%           240.31        333.14          573.44       0.00       0.00
                        2-B-5          69,524.33    5.750000%           240.31        333.14          573.44       0.00       0.00
                        2-B-6         140,212.77    5.750000%           484.63        671.85        1,156.48       0.00       0.00
                        3-B-1       7,144,511.78    6.250000%         6,307.60     37,211.00       43,518.60       0.00       0.00
                        3-B-2       3,297,236.61    6.250000%         2,911.00     17,173.11       20,084.10       0.00       0.00
                        3-B-3       1,649,117.43    6.250000%         1,455.94      8,589.15       10,045.09       0.00       0.00
                        3-B-4       1,099,078.87    6.250000%           970.33      5,724.37        6,694.70       0.00       0.00
                        3-B-5         824,558.72    6.250000%           727.97      4,294.58        5,022.55       0.00       0.00
                        3-B-6         825,107.66    6.250000%           728.44      4,297.44        5,025.87       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -        1,221,761,377.32     -           47,562,057.05  6,575,093.60   54,137,150.66     -          -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information

- --------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
- --------------------------------------------------------------------------------
Senior                          1-A-1      46,725,823.21              0.00
                                1-A-2      14,260,556.00              0.00
                                1-A-3       3,250,000.00              0.00
                                1-A-4       2,200,000.00              0.00
                                1-A-5       2,800,000.00              0.00
                                1-A-6      12,006,000.00              0.00
                                1-A-7       2,994,000.00              0.00
                                1-A-8      18,108,000.00              0.00
                                1-A-9      25,753,000.00              0.00
                                1-A-10     24,920,438.42              0.00
                                1-A-11     24,920,438.42              0.00
                                1-A-12     29,437,268.62              0.00
                                1-A-13     93,451,646.41              0.00
                                1-A-14      1,869,032.93              0.00
                                1-A-15      1,168,145.58              0.00
                                1-A-16        300,000.00              0.00
                                1-A-17        300,000.00              0.00
                                1-A-18        300,000.00              0.00
                                1-A-19        300,000.00              0.00
                                1-A-20        300,000.00              0.00
                                1-A-21        300,000.00              0.00
                                1-A-22        300,000.00              0.00
                                1-A-23        300,000.00              0.00
                                1-A-24        300,000.00              0.00
                                1-A-25        300,000.00              0.00
                                1-A-26        300,000.00              0.00
                                1-A-27        300,000.00              0.00
                                1-A-28        300,000.00              0.00
                                1-A-29        300,000.00              0.00
                                1-A-30        300,000.00              0.00
                                1-A-31        300,000.00              0.00
                                1-A-32      2,600,000.00              0.00
                                1-A-33      2,600,000.00              0.00
                                1-A-34    123,840,569.69              0.00
                                1-A-35     41,280,189.28              0.00
                                1-A-36     41,280,189.28              0.00
                                1-A-37        550,483.20              0.00
                                1-A-38        400,000.00              0.00
                                1-A-39     55,000,000.00              0.00
Residual                        1-A-R               0.00              0.00
                                1-A-LR              0.00              0.00
                                1-A-IO    461,875,534.73              0.00
                                2-A-1     127,384,955.48              0.00
                                2-A-IO    128,702,644.26              0.00
                                3-A-1      51,916,286.32              0.00
                                3-A-2     323,190,209.54              0.00
                                3-A-3      35,910,023.28              0.00
                                3-A-4      35,910,023.28              0.00
                                3-A-5      93,449,315.38              0.00
                                3-A-6         943,932.48              0.00
                                3-A-IO    470,749,538.48              0.00
                                1-A-PO        682,120.34              0.00
- --------------------------------------------------------------------------------
Subordinate                     1-B-1       7,409,453.00              0.00
                                1-B-2       3,292,314.49              0.00
                                1-B-3       1,646,655.93              0.00
                                1-B-4       1,098,103.08              0.00
                                1-B-5         822,829.28              0.00
                                1-B-6         823,732.22              0.00
                                2-B-1         903,661.62              0.00
                                2-B-2         278,125.87              0.00
                                2-B-3         278,125.87              0.00
                                2-B-4          69,284.02              0.00
                                2-B-5          69,284.02              0.00
                                2-B-6         139,728.14              0.00
                                3-B-1       7,138,204.17              0.00
                                3-B-2       3,294,325.61              0.00
                                3-B-3       1,647,661.49              0.00
                                3-B-4       1,098,108.54              0.00
                                3-B-5         823,830.75              0.00
                                3-B-6         824,379.22              0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals            -              -        1,174,199,320.27   -
- --------------------------------------------------------------------------------



                             Payment Date: 11/25/02


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

                                                      Factors per $1,000

- ------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
                                                                            
- ------------------------------------------------------------------------------------------------------------------------
Senior                     1-A-1  49,134,476.83     6.250000% 06050HSL3    48.173073      5.118175    934.516464
                           1-A-2  14,260,556.00     6.250000% 06050HSM1     0.000000      5.208333  1,000.000000
                           1-A-3   3,250,000.00     6.250000% 06050HSN9     0.000000      5.208333  1,000.000000
                           1-A-4   2,200,000.00     6.250000% 06050HSP4     0.000000      5.208333  1,000.000000
                           1-A-5   2,800,000.00     6.250000% 06050HSQ2     0.000000      5.208333  1,000.000000
                           1-A-6  12,006,000.00     6.250000% 06050HSR0     0.000000      5.208333  1,000.000000
                           1-A-7   2,994,000.00     6.250000% 06050HSS8     0.000000      5.208333  1,000.000000
                           1-A-8  18,108,000.00     6.000000% 06050HST6     0.000000      5.000000  1,000.000000
                           1-A-9  25,753,000.00     6.250000% 06050HSU3     0.000000      5.208333  1,000.000000
                           1-A-10 26,205,053.66     2.380000% 06050HSV1    48.173073      1.949001    934.516464
                           1-A-11 26,205,053.66     6.120000% 06050HSW9     0.000000      5.011717    934.516464
                           1-A-12 30,954,720.40     6.000000% 06050HSX7    48.173073      4.913448    934.516464
                           1-A-13 98,268,953.67     5.750000% 06050HSY5    48.173073      4.708721    934.516464
                           1-A-14  1,965,379.07     5.500000% 06050HSZ2    48.173073      4.503994    934.516464
                           1-A-15  1,228,361.92     5.750000% 06050HTA6    48.173073      4.708721    934.516464
                           1-A-16    300,000.00     6.000000% 06050HTB4     0.000000      5.000000  1,000.000000
                           1-A-17    300,000.00     6.000000% 06050HTC2     0.000000      5.000000  1,000.000000
                           1-A-18    300,000.00     6.000000% 06050HTD0     0.000000      5.000000  1,000.000000
                           1-A-19    300,000.00     6.000000% 06050HTE8     0.000000      5.000000  1,000.000000
                           1-A-20    300,000.00     6.000000% 06050HTF5     0.000000      5.000000  1,000.000000
                           1-A-21    300,000.00     6.000000% 06050HTG3     0.000000      5.000000  1,000.000000
                           1-A-22    300,000.00     6.000000% 06050HTH1     0.000000      5.000000  1,000.000000
                           1-A-23    300,000.00     6.000000% 06050HTJ7     0.000000      5.000000  1,000.000000
                           1-A-24    300,000.00     6.000000% 06050HTK4     0.000000      5.000000  1,000.000000
                           1-A-25    300,000.00     6.000000% 06050HTL2     0.000000      5.000000  1,000.000000
                           1-A-26    300,000.00     6.000000% 06050HTM0     0.000000      5.000000  1,000.000000
                           1-A-27    300,000.00     6.000000% 06050HTN8     0.000000      5.000000  1,000.000000
                           1-A-28    300,000.00     6.000000% 06050HTP3     0.000000      5.000000  1,000.000000
                           1-A-29    300,000.00     6.000000% 06050HTQ1     0.000000      5.000000  1,000.000000
                           1-A-30    300,000.00     6.000000% 06050HTR9     0.000000      5.000000  1,000.000000
                           1-A-31    300,000.00     6.000000% 06050HTS7     0.000000      5.000000  1,000.000000
                           1-A-32  2,600,000.00     6.000000% 06050HTT5     0.000000      5.000000  1,000.000000
                           1-A-33  2,600,000.00     6.000000% 06050HTU2     0.000000      5.000000  1,000.000000
                           1-A-34130,353,856.19     5.500000% 06050HTV0    49.084888      4.502492    933.276998
                           1-A-35 43,451,284.74     2.380000% 06050HTW8    49.084888      1.948351    933.276998
                           1-A-36 43,451,284.74     6.120000% 06050HTX6     0.000000      5.010046    933.276998
                           1-A-37    550,483.20     6.250000% 06050HTY4     0.000000      5.208335  1,000.000363
                           1-A-38    400,000.00     6.250000% 06050HTZ1     0.000000      5.208333  1,000.000000
                           1-A-39 55,000,000.00     6.250000% 06050HUA4     0.000000      5.208333  1,000.000000
Residual                   1-A-R           0.00     6.250000% 06050HUB2     0.000000      0.000000      0.000000
                           1-A-LR          0.00     6.250000% 06050HUC0     0.000000      0.000000      0.000000
                           1-A-IO480,263,585.17     0.287984% 06050HUD8     0.000000      0.236790    948.900011
                           2-A-1 136,383,506.69     5.750000% 06050HUE6    64.889499      4.712488    918.586302
                           2-A-IO137,705,748.52     0.332796% 06050HUF3     0.000000      0.272773    919.263590
                           3-A-1  53,935,901.67     6.250000% 06050HUG1    36.720279      5.107566    943.932479
                           3-A-2 335,762,755.73     6.000000% 06050HUH9    36.720279      4.903264    943.932479
                           3-A-3  37,306,972.86     2.730000% 06050HUJ5    36.720279      2.230985    943.932479
                           3-A-4  37,306,972.86     5.770000% 06050HUK2     0.000000      4.715305    943.932479
                           3-A-5  97,084,623.01     6.250000% 06050HUL0    36.720279      5.107566    943.932479
                           3-A-6     980,652.76     6.250000% 06050HUM8    36.720279      5.107566    943.932479
                           3-A-IO489,553,326.30     0.294935% 06050HUN6     0.000000      0.240729    941.828983
                           1-A-PO    683,017.66     0.000000% 06050HUP1     1.310775      0.000000    996.422616
- ------------------------------------------------------------------------------------------------------------------------
Subordinate                1-B-1   7,416,015.16     6.250000% 06050HUQ9     0.883316      5.199230    997.368825
                           1-B-2   3,295,230.32     6.250000% 06050HUR7     0.883316      5.199230    997.368825
                           1-B-3   1,648,114.29     6.250000% 06050HUS5     0.883316      5.199230    997.368825
                           1-B-4   1,099,075.61     6.250000% 06050HUZ9     0.883316      5.199230    997.368825
                           1-B-5     823,558.02     6.250000% 06050HVA3     0.883316      5.199230    997.368825
                           1-B-6     824,461.65     6.250000% 06050HVB1     0.883197      5.199230    997.368945
                           2-B-1     906,795.90     5.750000% 06050HUT3     3.432943      4.759106    989.771764
                           2-B-2     279,090.52     5.750000% 06050HUU0     3.432943      4.759106    989.771764
                           2-B-3     279,090.52     5.750000% 06050HUV8     3.432943      4.759106    989.771764
                           2-B-4      69,524.33     5.750000% 06050HVC9     3.432943      4.759106    989.771764
                           2-B-5      69,524.33     5.750000% 06050HVD7     3.432943      4.759106    989.771764
                           2-B-6     140,212.77     5.750000% 06050HVE5     3.432887      4.759108    989.772199
                           3-B-1   7,144,511.78     6.250000% 06050HUW6     0.881319      5.199245    997.373784
                           3-B-2   3,297,236.61     6.250000% 06050HUX4     0.881319      5.199245    997.373784
                           3-B-3   1,649,117.43     6.250000% 06050HUY2     0.881319      5.199245    997.373784
                           3-B-4   1,099,078.87     6.250000% 06050HVF2     0.881319      5.199245    997.373784
                           3-B-5     824,558.72     6.250000% 06050HVG0     0.881319      5.199245    997.373784
                           3-B-6     825,107.66     6.250000% 06050HVH8     0.881297      5.199245    997.373806
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals       -             -     1,221,761,377.32       -            -           -             -           -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------





          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------

- --------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
- --------------------------------------------------------------------------------

Prin balance       524,563,556.69   129,123,238.10   520,512,525.30
Loan count                   1104              257             1065
Avg loan rate           6.750830%        6.332776%        6.765089%
Prepay amount       18,401,910.18     8,527,151.06    19,197,731.15

                          Total
                          -----
Prin balance     1,174,199,320.09
Loan count                   2426
Avg loan rate                6.71
Prepay amount       46,126,792.39

- --------------------------------------------------------------------------------
                                FEES AND ADVANCES
- --------------------------------------------------------------------------------

Master serv fees        77,397.73        17,221.67        82,401.63
Sub servicer fees            0.00             0.00             0.00
Trustee fees               452.87           115.11           450.16


Agg advances                  N/A              N/A              N/A
Adv this period              0.00             0.00             0.00

                          Total
                          -----
Master serv fees       177,021.03
Sub servicer fees            0.00
Trustee fees             1,018.13


Agg advances                  N/A
Adv this period              0.00

- --------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------

Realized losses              0.00             0.00             0.00
Cumulative losses            0.00             0.00             0.00

                          Total
                          -----
Realized losses              0.00
Cumulative losses            0.00

Coverage Amounts
- ----------------
Bankruptcy                   0.00             0.00             0.00
Fraud                        0.00             0.00             0.00
Special Hazard               0.00             0.00             0.00

                          Total
                          -----
Bankruptcy                   0.00
Fraud                        0.00
Special Hazard               0.00


                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior           97.408770%           100.000000%          1,190,071,072.86
   -----------------------------------------------------------------------------
   Junior            2.591230%             0.000000%             31,657,807.31
   -----------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
- ------                             ----------    ---------------------
30 to 59 days                          19                 9,015,092.98
60 to 89 days                           1                   540,000.00
90 or more                              0                         0.00
Foreclosure                             0                         0.00

Totals:                                20                 9,555,092.98
- --------------------------------------------------------------------------------



- --------------------------------------------------------------------------------
                                REO INFORMATION
- --------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0




- --------------------------------------------------------------------------------
                               OTHER INFORMATION
- --------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount           54,137,150.66         54,137,150.66
Principal remittance amount           47,562,057.05         47,562,057.05
Interest remittance amount             6,575,093.60          6,575,093.60