SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 20, 2002 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G) (Exact name of registrant as specified in charter) North Carolina 333-80941 13-4147977/78 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 100 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-388-5770 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-G On November 20, 2002, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-G, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-G relating to the distribution date of November 20, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: November 20, 2002 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated November 20, 2002 Payment Date: 11/20/02 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 103,431,209.62 6.350253% 9,168,198.42 547,345.31 9,715,543.73 0.00 0.00 1-A-2 99,548,039.69 6.350253% 8,823,992.13 526,796.05 9,350,788.18 0.00 0.00 1-A-3 199,096,079.37 6.350253% 17,647,984.26 1,053,592.11 18,701,576.37 0.00 0.00 1-A-4 3,882,373.55 6.350253% 344,135.69 20,545.05 364,680.74 0.00 0.00 1-A-5 5,972,882.38 6.350253% 529,439.53 31,607.76 561,047.29 0.00 0.00 Residual 1-A-R 0.00 6.350253% 0.00 0.02 0.02 0.00 0.00 2-A-1 285,877,982.48 7.075277% 24,278,288.89 1,685,555.03 25,963,843.93 0.00 0.00 APT 789,991.54 6.709832% 68,569.67 4,417.26 72,986.93 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 10,195,325.78 6.350253% 10,598.26 53,952.42 64,550.68 0.00 0.00 1-B-2 4,292,873.60 6.350253% 4,462.54 22,717.36 27,179.90 0.00 0.00 1-B-3 3,220,153.21 6.350253% 3,347.42 17,040.66 20,388.08 0.00 0.00 1-B-4 804,789.30 6.350253% 836.60 4,258.85 5,095.44 0.00 0.00 1-B-5 804,789.30 6.350253% 836.60 4,258.85 5,095.44 0.00 0.00 1-B-6 1,610,588.81 6.350253% 1,674.24 8,523.04 10,197.28 0.00 0.00 2-B-1 6,211,387.97 7.075277% 7,308.99 36,622.74 43,931.73 0.00 0.00 2-B-2 1,882,329.27 7.075277% 2,214.95 11,098.33 13,313.29 0.00 0.00 2-B-3 1,882,329.27 7.075277% 2,214.95 11,098.33 13,313.29 0.00 0.00 2-B-4 1,128,800.31 7.075277% 1,328.27 6,655.48 7,983.75 0.00 0.00 2-B-5 753,528.96 7.075277% 886.68 4,442.86 5,329.54 0.00 0.00 2-B-6 941,150.74 7.075277% 1,107.46 5,549.09 6,656.54 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 732,326,605.12 - 60,897,425.55 4,056,076.60 64,953,502.15 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 94,263,011.20 0.00 1-A-2 90,724,047.56 0.00 1-A-3 181,448,095.11 0.00 1-A-4 3,538,237.85 0.00 1-A-5 5,443,442.85 0.00 Residual 1-A-R 0.00 0.00 2-A-1 261,599,693.58 0.00 APT 721,421.87 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 10,184,727.52 0.00 1-B-2 4,288,411.06 0.00 1-B-3 3,216,805.79 0.00 1-B-4 803,952.70 0.00 1-B-5 803,952.70 0.00 1-B-6 1,608,914.57 0.00 2-B-1 6,204,078.98 0.00 2-B-2 1,880,114.32 0.00 2-B-3 1,880,114.32 0.00 2-B-4 1,127,472.04 0.00 2-B-5 752,642.27 0.00 2-B-6 940,043.28 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 671,429,179.58 - - -------------------------------------------------------------------------------- Payment Date: 11/20/02 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 103,431,209.62 6.350253% 06050HKP2 70.591937 4.214368 725.792380 1-A-2 99,548,039.69 6.350253% 06050HKQ0 70.591937 4.214368 725.792380 1-A-3 199,096,079.37 6.350253% 06050HKR8 70.591937 4.214368 725.792380 1-A-4 3,882,373.55 6.350253% 06050HKS6 70.591937 4.214368 725.792380 1-A-5 5,972,882.38 6.350253% 06050HKT4 70.591937 4.214368 725.792380 Residual 1-A-R 0.00 6.350253% 06050HKU1 0.000000 0.232423 0.000000 2-A-1 285,877,982.48 7.075277% 06050HKV9 66.547402 4.620149 717.051352 APT 789,991.54 6.709832% 06050HKW7 68.569669 4.417259 721.421866 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 10,195,325.78 6.350253% 06050HKX5 1.035391 5.270850 994.990965 1-B-2 4,292,873.60 6.350253% 06050HKY3 1.035391 5.270850 994.990965 1-B-3 3,220,153.21 6.350253% 06050HKZ0 1.035391 5.270850 994.990965 1-B-4 804,789.30 6.350253% 06050HLD8 1.035391 5.270850 994.990965 1-B-5 804,789.30 6.350253% 06050HLE6 1.035391 5.270850 994.990965 1-B-6 1,610,588.81 6.350253% 06050HLF3 1.035391 5.270850 994.990965 2-B-1 6,211,387.97 7.075277% 06050HLA4 1.171312 5.869030 994.243426 2-B-2 1,882,329.27 7.075277% 06050HLB2 1.171312 5.869030 994.243426 2-B-3 1,882,329.27 7.075277% 06050HLC0 1.171312 5.869030 994.243426 2-B-4 1,128,800.31 7.075277% 06050HLG1 1.171312 5.869030 994.243426 2-B-5 753,528.96 7.075277% 06050HLH9 1.171312 5.869030 994.243426 2-B-6 941,150.74 7.075277% 06050HLJ5 1.171313 5.869032 994.243792 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 732,326,605.12 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 396,686,495.11 274,742,684.15 671,429,179.26 Loan count 531 558 1089 Avg loan rate 6.600253% 7.325277% 6.90 Prepay amount 36,120,421.23 23,974,706.72 60,095,127.96 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 37,897.36 19,443.20 57,340.55 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.399194% 100.000000% 698,598,558.62 ----------------------------------------------------------------------------- Junior 4.600806% 0.000000% 33,691,229.55 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 13 8,696,400.34 60 to 89 days 5 3,657,729.71 90 or more 2 1,751,099.92 Foreclosure 2 1,068,336.74 Totals: 22 15,173,566.71 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 64,953,502.15 64,953,502.15 Principal remittance amount 60,897,425.55 60,897,425.55 Interest remittance amount 4,056,076.60 4,056,076.60