SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2002 BOA (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2001-6 Trust) (Exact name of registrant as specified in charter) North Carolina 333-56234-04 13-4186201/02 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 Barclay St. 8W, New York, NY 10286 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 212-815-6140 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA Mortgage Pass-Through Certificates Series 2001-6 Trust On December 25, 2002, The Bank of New York, as Trustee for BOA, Mortgage Pass-Through Certificates Series 2001-6 Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of May 1, 2001, among BOA as Depositor, Bank of America Mortgage Securities, Inc., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, Mortgage Pass-Through Certificates Series 2001-6 Trust relating to the distribution date of December 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of May 1, 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2002 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2002 Payment Date: 12/25/02 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-6 Trust Bank of America, NA, Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 36,855,988.95 6.500000% 11,599,078.34 195,782.48 11,794,860.81 0.00 3,854.13 1-A-2 13,029,536.35 6.500000% 3,784,182.20 69,214.12 3,853,396.33 0.00 1,362.53 1-A-3 3,026,118.90 6.500000% 0.00 0.00 0.00 0.00 316.45 1-A-4 11,278,000.00 6.500000% 0.00 59,909.80 59,909.80 0.00 1,179.37 1-A-5 30,000,000.00 6.500000% 0.00 159,362.82 159,362.82 0.00 3,137.18 1-A-6 2,300,000.00 7.250000% 0.00 13,627.56 13,627.56 0.00 268.27 1-A-7 2,300,000.00 7.250000% 0.00 13,627.56 13,627.56 0.00 268.27 1-A-8 2,300,000.00 7.250000% 0.00 13,627.56 13,627.56 0.00 268.27 1-A-9 2,300,000.00 7.250000% 0.00 13,627.56 13,627.56 0.00 268.27 1-A-10 4,522,620.00 7.250000% 0.00 26,796.65 26,796.65 0.00 527.51 1-A-11 1,583,380.00 0.000000% 0.00 0.00 0.00 0.00 0.00 1-A-12 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-13 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-14 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-15 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-16 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-17 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-18 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-19 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-20 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-21 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-22 0.00 2.940000% 0.00 0.00 0.00 0.00 0.00 1-A-23 0.00 30.495652% 0.00 0.00 0.00 0.00 0.00 1-A-24 0.00 11.000000% 0.00 0.00 0.00 0.00 0.00 1-A-25 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-26 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-27 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-28 0.00 7.000000% 0.00 0.00 0.00 0.00 0.00 1-A-29 86,413,480.02 6.500000% 14,739,668.37 459,036.52 15,198,704.89 0.00 9,036.49 1-A-30 1,984,719.64 6.500000% 0.00 0.00 0.00 0.00 207.55 1-A-31 0.00 0.000000% 0.00 0.00 0.00 0.00 0.00 1-A-32 1,895,481.05 6.500000% 1,895,481.05 10,068.97 1,905,550.03 0.00 198.22 1-A-33 21,344,000.00 6.500000% 4,853,986.33 113,381.33 4,967,367.66 0.00 2,232.00 1-A-PO 49,125.71 0.000000% 258.88 0.00 258.88 0.00 0.00 Residual 1-AR 0.00 6.500000% 0.00 0.00 0.00 0.00 0.00 2-A-1 40,672,696.13 6.250000% 5,437,847.18 210,879.39 5,648,726.56 0.00 957.57 2-A-2 952,292.81 6.250000% 127,319.39 4,937.44 132,256.83 0.00 22.42 2-APO 8,775.91 0.000000% 34.94 0.00 34.94 0.00 0.00 2-AR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 8,147,715.08 6.500000% 7,614.64 43,281.43 50,896.07 0.00 852.03 1-B-2 3,704,044.05 6.500000% 3,461.70 19,676.23 23,137.93 0.00 387.34 1-B-3 2,222,820.37 6.500000% 2,077.39 11,807.83 13,885.22 0.00 232.45 1-B-4 1,235,009.63 6.500000% 1,154.21 6,560.49 7,714.69 0.00 129.15 1-B-5 987,810.74 6.500000% 923.18 5,247.34 6,170.53 0.00 103.30 1-B-6 987,755.36 6.500000% 923.13 5,247.05 6,170.18 0.00 103.29 2-B-1 705,010.77 6.250000% 2,846.26 3,655.33 6,501.59 0.00 16.60 2-B-2 411,958.49 6.250000% 1,663.15 2,135.92 3,799.07 0.00 9.70 2-B-3 411,958.49 6.250000% 1,663.15 2,135.92 3,799.07 0.00 9.70 2-B-4 235,003.59 6.250000% 948.75 1,218.44 2,167.20 0.00 5.53 2-B-5 117,969.93 6.250000% 476.27 611.65 1,087.92 0.00 2.78 2-B-6 177,027.83 6.250000% 714.65 917.85 1,632.50 0.00 4.17 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 282,160,299.79 - 42,462,323.15 1,466,375.26 43,928,698.41 - 25,960.53 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 25,256,910.61 3,854.13 1-A-2 9,245,354.15 1,362.53 1-A-3 3,042,193.93 316.45 1-A-4 11,278,000.00 1,179.37 1-A-5 30,000,000.00 3,137.18 1-A-6 2,300,000.00 268.27 1-A-7 2,300,000.00 268.27 1-A-8 2,300,000.00 268.27 1-A-9 2,300,000.00 268.27 1-A-10 4,522,620.00 527.51 1-A-11 1,583,380.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 0.00 0.00 1-A-16 0.00 0.00 1-A-17 0.00 0.00 1-A-18 0.00 0.00 1-A-19 0.00 0.00 1-A-20 0.00 0.00 1-A-21 0.00 0.00 1-A-22 0.00 0.00 1-A-23 0.00 0.00 1-A-24 0.00 0.00 1-A-25 0.00 0.00 1-A-26 0.00 0.00 1-A-27 0.00 0.00 1-A-28 0.00 0.00 1-A-29 71,673,811.65 9,036.49 1-A-30 1,995,262.66 207.55 1-A-31 0.00 0.00 1-A-32 0.00 198.22 1-A-33 16,490,013.67 2,232.00 1-A-PO 48,866.82 0.00 Residual 1-AR 0.00 0.00 2-A-1 35,234,848.96 957.57 2-A-2 824,973.42 22.42 2-APO 8,740.98 0.00 2-AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 8,140,100.44 852.03 1-B-2 3,700,582.35 387.34 1-B-3 2,220,742.98 232.45 1-B-4 1,233,855.43 129.15 1-B-5 986,887.55 103.30 1-B-6 986,832.23 103.29 2-B-1 702,164.51 16.60 2-B-2 410,295.33 9.70 2-B-3 410,295.33 9.70 2-B-4 234,054.84 5.53 2-B-5 117,493.66 2.78 2-B-6 176,313.18 4.17 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 239,724,594.69 25,960.53 - -------------------------------------------------------------------------------- Payment Date: 12/25/02 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-6 Trust Bank of America, NA, Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 36,855,988.95 6.500000% 060506ZW5 96.909335 1.635746 211.019389 1-A-2 13,029,536.35 6.500000% 060506ZX3 94.604555 1.730353 231.133854 1-A-3 3,026,118.90 6.500000% 060506ZY1 0.000000 0.000000 1,107.863775 1-A-4 11,278,000.00 6.500000% 060506ZZ8 0.000000 5.312094 1,000.000000 1-A-5 30,000,000.00 6.500000% 060506A28 0.000000 5.312094 1,000.000000 1-A-6 2,300,000.00 7.250000% 060506A36 0.000000 5.925028 1,000.000000 1-A-7 2,300,000.00 7.250000% 060506A44 0.000000 5.925028 1,000.000000 1-A-8 2,300,000.00 7.250000% 060506A51 0.000000 5.925028 1,000.000000 1-A-9 2,300,000.00 7.250000% 060506A69 0.000000 5.925028 1,000.000000 1-A-10 4,522,620.00 7.250000% 060506A77 0.000000 5.925028 1,000.000000 1-A-11 1,583,380.00 0.000000% 060506A85 0.000000 0.000000 1,000.000000 1-A-12 0.00 7.000000% 060506A93 0.000000 0.000000 0.000000 1-A-13 0.00 7.000000% 060506B27 0.000000 0.000000 0.000000 1-A-14 0.00 7.000000% 060506B35 0.000000 0.000000 0.000000 1-A-15 0.00 7.000000% 060506B43 0.000000 0.000000 0.000000 1-A-16 0.00 7.000000% 060506B50 0.000000 0.000000 0.000000 1-A-17 0.00 7.000000% 060506B68 0.000000 0.000000 0.000000 1-A-18 0.00 7.000000% 060506B76 0.000000 0.000000 0.000000 1-A-19 0.00 7.000000% 060506B84 0.000000 0.000000 0.000000 1-A-20 0.00 7.000000% 060506B92 0.000000 0.000000 0.000000 1-A-21 0.00 7.000000% 060506C26 0.000000 0.000000 0.000000 1-A-22 0.00 2.940000% 060506C34 0.000000 0.000000 0.000000 1-A-23 0.00 30.495652% 060506C42 0.000000 0.000000 0.000000 1-A-24 0.00 11.000000% 060506C59 0.000000 0.000000 0.000000 1-A-25 0.00 7.000000% 060506C67 0.000000 0.000000 0.000000 1-A-26 0.00 7.000000% 060506C75 0.000000 0.000000 0.000000 1-A-27 0.00 7.000000% 060506C83 0.000000 0.000000 0.000000 1-A-28 0.00 7.000000% 060506C91 0.000000 0.000000 0.000000 1-A-29 86,413,480.02 6.500000% 060506D25 113.613661 3.538263 552.463188 1-A-30 1,984,719.64 6.500000% 060506D33 0.000000 0.000000 1,107.863775 1-A-31 0.00 0.000000% 060506D41 0.000000 0.000000 0.000000 1-A-32 1,895,481.05 6.500000% 060506D58 37.909621 0.201379 0.000000 1-A-33 21,344,000.00 6.500000% 060506D66 227.416901 5.312094 772.583099 1-A-PO 49,125.71 0.000000% 060506D74 5.127750 0.000000 967.908615 Residual 1-AR 0.00 6.500000% 060506D82 0.000000 0.000000 0.000000 2-A-1 40,672,696.13 6.250000% 060506D90 45.148719 1.750865 292.543767 2-A-2 952,292.81 6.250000% 060506E24 45.148719 1.750865 292.543767 2-APO 8,775.91 0.000000% 060506E32 3.727144 0.000000 932.453317 2-AR 0.00 6.250000% 060506E40 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 8,147,715.08 6.500000% 060506E57 0.920420 5.231648 983.935748 1-B-2 3,704,044.05 6.500000% 060506E65 0.920420 5.231648 983.935748 1-B-3 2,222,820.37 6.500000% 060506E73 0.920420 5.231648 983.935748 1-B-4 1,235,009.63 6.500000% 060506F31 0.920420 5.231648 983.935748 1-B-5 987,810.74 6.500000% 060506F49 0.920420 5.231648 983.935748 1-B-6 987,755.36 6.500000% 060506F56 0.920420 5.231648 983.935748 2-B-1 705,010.77 6.250000% 060506E81 3.779893 4.854360 932.489392 2-B-2 411,958.49 6.250000% 060506E99 3.779893 4.854360 932.489392 2-B-3 411,958.49 6.250000% 060506F23 3.779893 4.854360 932.489392 2-B-4 235,003.59 6.250000% 060506F64 3.779893 4.854360 932.489392 2-B-5 117,969.93 6.250000% 060506F72 3.779893 4.854360 932.489392 2-B-6 177,027.83 6.250000% 060506F80 3.779667 4.854370 932.491556 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 282,160,299.79 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-6 Trust Bank of America, NA, Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 201,605,414.48 38,119,179.80 239,724,594.28 Loan count 500 94 594 Avg loan rate 7.255459% 7.229054% 7.25 Prepay amount 36,639,321.56 5,397,118.77 42,036,440.33 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 75,184.10 25,453.29 100,637.39 Sub servicer fees 0.00 0.00 0.00 Trustee fees 596.17 109.23 705.40 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 93.152370% 100.000000% 262,816,215.48 ----------------------------------------------------------------------------- Junior 6.847630% 0.000000% 19,319,617.84 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 6 3,127,223.17 60 to 89 days 1 335,568.18 90 or more 1 337,993.94 Foreclosure 1 692,980.47 Totals: 9 4,493,765.76 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 43,928,698.41 43,928,698.41 Principal remittance amount 42,462,323.15 42,462,323.15 Interest remittance amount 1,466,375.26 1,466,375.26