SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2002 BOA (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2001-a Trust) (Exact name of registrant as specified in charter) North Carolina 333-56234-03 13-4187911 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 Barclay St. 8W, New York, NY 10286 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 212-815-6140 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA Mortgage Pass-Through Certificates Series 2001-a Trust On December 25, 2002, The Bank of New York, as Trustee for BOA, Mortgage Pass-Through Certificates Series 2001-a Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of April 1, 2001, among BOA as Depositor, Bank of America Mortgage Securities, Inc., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, Mortgage Pass-Through Certificates Series 2001-a Trust relating to the distribution date of December 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of April 1, 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2002 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2002 Payment Date: 12/25/02 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-a Trust Bank of America, NA., Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 51,204,241.17 6.691972% 5,540,012.72 285,547.79 5,825,560.51 0.00 0.00 A2 536,304.65 6.691972% 58,025.17 2,990.78 61,015.95 0.00 0.00 Residual AR 0.00 6.691972% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 2,743,468.50 6.691972% 141,189.64 15,299.35 156,488.99 0.00 0.00 B2 1,646,081.10 6.691972% 84,713.79 9,179.61 93,893.39 0.00 0.00 B3 640,364.08 6.691972% 32,955.65 3,571.08 36,526.73 0.00 0.00 B4 548,693.70 6.691972% 28,237.93 3,059.87 31,297.80 0.00 0.00 B5 365,352.95 6.691972% 18,802.49 2,037.44 20,839.94 0.00 0.00 B6 457,697.06 6.691972% 23,554.85 2,552.41 26,107.27 66,727.99 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 58,142,203.19 - 5,927,492.24 324,238.33 6,251,730.56 66,727.99 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 45,664,228.44 0.00 A2 478,279.48 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 2,602,278.85 0.00 B2 1,561,367.31 0.00 B3 607,408.43 0.00 B4 520,455.77 0.00 B5 346,550.45 0.00 B6 367,414.22 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 52,147,982.96 - - -------------------------------------------------------------------------------- Payment Date: 12/25/02 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-a Trust Bank of America, NA., Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 51,204,241.17 6.691972% 060506YZ9 21.069414 1.085977 173.667205 A2 536,304.65 6.691972% 060506ZH8 21.069414 1.085977 173.667205 Residual AR 0.00 6.691972% 060506ZA3 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 2,743,468.50 6.691972% 060506ZB1 34.186354 3.704442 630.091732 B2 1,646,081.10 6.691972% 060506ZC9 34.186354 3.704442 630.091732 B3 640,364.08 6.691972% 060506ZD7 34.186354 3.704442 630.091732 B4 548,693.70 6.691972% 060506ZE5 34.186354 3.704442 630.091732 B5 365,352.95 6.691972% 060506ZF2 34.186354 3.704442 630.091732 B6 457,697.06 6.691972% 060506ZG0 34.186340 3.704446 533.246716 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 58,142,203.19 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-a Trust Bank of America, NA., Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 52,147,982.96 52,147,982.96 Loan count 124 124 Avg loan rate 7.210082% 7.21 Prepay amount 5,199,142.41 5,199,142.41 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 13,939.30 13,939.30 Sub servicer fees 0.00 0.00 Trustee fees 193.81 193.81 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 66,727.63 66,727.63 Cumulative losses 66,727.63 66,727.63 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 1,951,827.96 1,951,827.96 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 89.600192% 100.000000% 51,740,545.81 ----------------------------------------------------------------------------- Junior 10.399808% 0.000000% 6,005,475.04 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 3 1,422,307.86 60 to 89 days 2 789,691.40 90 or more 1 482,788.19 Foreclosure 1 722,580.03 Totals: 7 3,417,367.48 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 6,251,730.56 6,251,730.56 Principal remittance amount 5,927,492.24 5,927,492.24 Interest remittance amount 324,238.33 324,238.33