SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2002 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 100 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-388-5770 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On December 25, 2002, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of December 25, 2002 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2002 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2002 Payment Date: 12/25/02 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 29,458,385.60 6.250000% 1,279,203.51 153,429.09 1,432,632.60 0.00 0.00 1-A-2 24,548,654.66 5.000000% 1,066,002.92 102,286.06 1,168,288.98 0.00 0.00 1-A-3 13,638,140.61 1.930000% 592,223.81 21,934.68 614,158.48 0.00 0.00 1-A-4 13,638,140.61 6.570000% 0.00 74,668.82 74,668.82 0.00 0.00 1-A-5 10,190,000.00 6.250000% 0.00 53,072.92 53,072.92 0.00 0.00 1-A-6 5,000,000.00 6.250000% 0.00 26,041.67 26,041.67 0.00 0.00 1-A-7 56,363,000.00 6.250000% 0.00 293,557.29 293,557.29 0.00 0.00 1-A-8 25,000,000.00 6.000000% 0.00 125,000.00 125,000.00 0.00 0.00 1-A-9 720,000.00 6.250000% 0.00 3,750.00 3,750.00 0.00 0.00 1-A-10 47,455,428.25 1.930000% 2,073,465.60 76,324.15 2,149,789.74 0.00 0.00 1-A-11 47,455,428.25 6.570000% 0.00 259,818.47 259,818.47 0.00 0.00 1-A-12 162,003,014.80 6.000000% 7,078,382.60 810,015.07 7,888,397.67 0.00 0.00 1-A-13 52,675,308.74 6.250000% 2,301,537.35 274,350.57 2,575,887.91 0.00 0.00 1-A-14 88,365,280.80 5.500000% 3,860,935.96 405,007.54 4,265,943.50 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 281,250.00 281,250.00 0.00 0.00 1-A-16 6,000,000.00 6.250000% 0.00 31,250.00 31,250.00 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 0.06 0.06 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 359,661,647.83 0.222256% 0.00 66,614.17 66,614.17 0.00 0.00 2-A-1 183,482,549.62 5.750000% 8,495,619.03 879,187.22 9,374,806.25 0.00 0.00 2-A-WIO 178,148,097.65 0.251062% 0.00 37,271.85 37,271.85 0.00 0.00 3-A-1 233,359,515.00 6.000000% 24,379,709.55 1,166,797.57 25,546,507.13 0.00 0.00 3-A-WIO 214,385,454.36 0.392909% 0.00 70,194.91 70,194.91 0.00 0.00 1-A-PO 2,265,240.70 0.000000% 31,787.35 0.00 31,787.35 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,790,923.65 6.250000% 7,107.88 40,577.73 47,685.61 0.00 0.00 1-B-2 3,595,503.78 6.250000% 3,280.28 18,726.58 22,006.86 0.00 0.00 1-B-3 1,797,751.89 6.250000% 1,640.14 9,363.29 11,003.43 0.00 0.00 1-B-4 1,198,833.99 6.250000% 1,093.73 6,243.93 7,337.66 0.00 0.00 1-B-5 898,376.85 6.250000% 819.62 4,679.05 5,498.66 0.00 0.00 1-B-6 899,881.44 6.250000% 820.99 4,686.88 5,507.87 0.00 0.00 CB-1 3,023,133.87 5.898479% 11,553.67 14,859.91 26,413.58 0.00 0.00 CB-2 928,973.51 5.898479% 3,550.31 4,566.28 8,116.58 0.00 0.00 CB-3 697,722.62 5.898479% 2,666.52 3,429.59 6,096.11 0.00 0.00 CB-4 232,243.38 5.898479% 887.58 1,141.57 2,029.15 0.00 0.00 CB-5 233,235.87 5.898479% 891.37 1,146.45 2,037.82 0.00 0.00 CB-6 465,864.77 5.898479% 1,780.41 2,289.91 4,070.33 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 1,015,566,964.39 - 51,194,960.18 5,323,533.25 56,518,493.42 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 28,179,182.09 0.00 1-A-2 23,482,651.74 0.00 1-A-3 13,045,916.80 0.00 1-A-4 13,045,916.80 0.00 1-A-5 10,190,000.00 0.00 1-A-6 5,000,000.00 0.00 1-A-7 56,363,000.00 0.00 1-A-8 25,000,000.00 0.00 1-A-9 720,000.00 0.00 1-A-10 45,381,962.66 0.00 1-A-11 45,381,962.66 0.00 1-A-12 154,924,632.20 0.00 1-A-13 50,373,771.39 0.00 1-A-14 84,504,344.84 0.00 1-A-15 54,000,000.00 0.00 1-A-16 6,000,000.00 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 346,955,664.09 0.00 2-A-1 174,986,930.58 0.00 2-A-WIO 169,674,981.75 0.00 3-A-1 208,979,805.45 0.00 3-A-WIO 191,793,350.59 0.00 1-A-PO 2,233,453.35 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,783,815.76 0.00 1-B-2 3,592,223.49 0.00 1-B-3 1,796,111.75 0.00 1-B-4 1,197,740.26 0.00 1-B-5 897,557.23 0.00 1-B-6 899,060.45 0.00 CB-1 3,011,580.20 0.00 CB-2 925,423.20 0.00 CB-3 695,056.10 0.00 CB-4 231,355.80 0.00 CB-5 232,344.50 0.00 CB-6 464,084.36 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 964,372,004.22 - - -------------------------------------------------------------------------------- Payment Date: 12/25/02 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 29,458,385.60 6.250000% 06050HVW5 42.640117 5.114303 939.306070 1-A-2 24,548,654.66 5.000000% 06050HVX3 42.640117 4.091442 939.306070 1-A-3 13,638,140.61 1.930000% 06050HVY1 42.640117 1.579297 939.306070 1-A-4 13,638,140.61 6.570000% 06050HVZ8 0.000000 5.376155 939.306070 1-A-5 10,190,000.00 6.250000% 06050HWA2 0.000000 5.208333 1,000.000000 1-A-6 5,000,000.00 6.250000% 06050HWB0 0.000000 5.208333 1,000.000000 1-A-7 56,363,000.00 6.250000% 06050HWC8 0.000000 5.208333 1,000.000000 1-A-8 25,000,000.00 6.000000% 06050HXJ2 0.000000 5.000000 1,000.000000 1-A-9 720,000.00 6.250000% 06050HWD6 0.000000 5.208333 1,000.000000 1-A-10 47,455,428.25 1.930000% 06050HWE4 42.899288 1.579120 938.937165 1-A-11 47,455,428.25 6.570000% 06050HWF1 0.000000 5.375555 938.937165 1-A-12162,003,014.80 6.000000% 06050HWG9 42.899288 4.909182 938.937165 1-A-13 52,675,308.74 6.250000% 06050HWH7 42.899288 5.113732 938.937165 1-A-14 88,365,280.80 5.500000% 06050HWJ3 42.899288 4.500084 938.937165 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.208333 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.208333 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 1.207750 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO359,661,647.83 0.222256% 06050HWQ7 0.000000 0.182851 952.366687 2-A-1 183,482,549.62 5.750000% 06050HWR5 45.245780 4.682356 931.941515 2-A-WIO178,148,097.65 0.251062% 06050HWS3 0.000000 0.204355 930.300152 3-A-1 233,359,515.00 6.000000% 06050HWT1 88.820795 4.250907 761.360692 3-A-WIO214,385,454.36 0.392909% 06050HWU8 0.000000 0.278640 761.326981 1-A-PO 2,265,240.70 0.000000% 06050HWV6 13.350280 0.000000 938.021811 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,790,923.65 6.250000% 06050HWW4 0.910683 5.198940 997.285812 1-B-2 3,595,503.78 6.250000% 06050HWX2 0.910683 5.198940 997.285812 1-B-3 1,797,751.89 6.250000% 06050HWY0 0.910683 5.198940 997.285812 1-B-4 1,198,833.99 6.250000% 06050HXC7 0.910683 5.198940 997.285812 1-B-5 898,376.85 6.250000% 06050HXD5 0.910683 5.198940 997.285812 1-B-6 899,881.44 6.250000% 06050HXE3 0.910683 5.198940 997.285812 CB-1 3,023,133.87 5.898479% 06050HWZ7 3.793063 4.878499 988.700001 CB-2 928,973.51 5.898479% 06050HXA1 3.793063 4.878499 988.700001 CB-3 697,722.62 5.898479% 06050HXB9 3.793063 4.878499 988.700001 CB-4 232,243.38 5.898479% 06050HXF0 3.793063 4.878499 988.700001 CB-5 233,235.87 5.898479% 06050HXG8 3.793063 4.878499 988.700001 CB-6 465,864.77 5.898479% 06050HXH6 3.793053 4.878501 988.700422 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 1,015,566,964.39 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 574,271,211.52 177,311,413.44 212,789,379.06 Loan count 1200 366 460 Avg loan rate 6.618244% 6.239652% 6.592846% Prepay amount 17,740,763.94 7,851,862.10 23,452,148.23 Total ----- Prin balance 964,372,004.02 Loan count 2026 Avg loan rate 6.54 Prepay amount 49,044,774.28 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 96,001.43 27,563.28 5,982.83 Sub servicer fees 0.00 0.00 0.00 Trustee fees 493.79 154.85 197.67 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 129,547.53 Sub servicer fees 0.00 Trustee fees 846.31 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.860592% 100.000000% 993,804,518.78 ----------------------------------------------------------------------------- Junior 2.139408% 0.000000% 21,726,353.11 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 14 7,231,400.41 60 to 89 days 1 423,000.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 15 7,654,400.41 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 56,518,493.42 56,518,493.42 Principal remittance amount 51,194,960.18 51,194,960.18 Interest remittance amount 5,323,533.25 5,323,533.25