SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): December 25, 2002

                                      BOA

                                  (Depositor)

    (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9)

                (Exact name of registrant as specified in charter)

North Carolina                333-97547-04                  95-4449516
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)



100 N. Tryon St., Charlotte, NC                             28255
(Address of principal executive offices)                    (Zip Code)


Registrant's Telephone Number, including area code: 704-388-5770

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)




Item 5.  Other Events

                                      BOA
                       MORTGAGE PASS-THROUGH CERTIFICATES
                                 Series 2002-9

On December 25, 2002, The Bank of New York, as Trustee for BOA, MORTGAGE
PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK
OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of
New York, as Trustee.

Item 7.  Financial Statements and Exhibits

                    (c) Exhibits

Exhibit No.                               Description

99                  Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
                    Series  2002-9 relating to the distribution date of December
                    25,  2002 prepared by The Bank of New York, as Trustee under
                    the Pooling and Servicing Agreement dated as of September 1,
                    2002.







                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: December 25, 2002


                                      BOA


                          By: /s/ Diane Pickett
                              ------------------------------
                          Name:   Diane Pickett
                                  Vice President
                                  The Bank of New York,
                                  as Trustee







                                 EXHIBIT INDEX



Exhibit


99                  Monthly Remittance Statement dated December 25, 2002


                             Payment Date: 12/25/02


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

- ----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
                                                                                             
Senior                  1-A-1      29,458,385.60    6.250000%     1,279,203.51    153,429.09    1,432,632.60       0.00       0.00
                        1-A-2      24,548,654.66    5.000000%     1,066,002.92    102,286.06    1,168,288.98       0.00       0.00
                        1-A-3      13,638,140.61    1.930000%       592,223.81     21,934.68      614,158.48       0.00       0.00
                        1-A-4      13,638,140.61    6.570000%             0.00     74,668.82       74,668.82       0.00       0.00
                        1-A-5      10,190,000.00    6.250000%             0.00     53,072.92       53,072.92       0.00       0.00
                        1-A-6       5,000,000.00    6.250000%             0.00     26,041.67       26,041.67       0.00       0.00
                        1-A-7      56,363,000.00    6.250000%             0.00    293,557.29      293,557.29       0.00       0.00
                        1-A-8      25,000,000.00    6.000000%             0.00    125,000.00      125,000.00       0.00       0.00
                        1-A-9         720,000.00    6.250000%             0.00      3,750.00        3,750.00       0.00       0.00
                        1-A-10     47,455,428.25    1.930000%     2,073,465.60     76,324.15    2,149,789.74       0.00       0.00
                        1-A-11     47,455,428.25    6.570000%             0.00    259,818.47      259,818.47       0.00       0.00
                        1-A-12    162,003,014.80    6.000000%     7,078,382.60    810,015.07    7,888,397.67       0.00       0.00
                        1-A-13     52,675,308.74    6.250000%     2,301,537.35    274,350.57    2,575,887.91       0.00       0.00
                        1-A-14     88,365,280.80    5.500000%     3,860,935.96    405,007.54    4,265,943.50       0.00       0.00
                        1-A-15     54,000,000.00    6.250000%             0.00    281,250.00      281,250.00       0.00       0.00
                        1-A-16      6,000,000.00    6.250000%             0.00     31,250.00       31,250.00       0.00       0.00
Residual                1-A-R               0.00    6.250000%             0.00          0.06            0.06       0.00       0.00
                        1-A-MR              0.00    6.250000%             0.00          0.00            0.00       0.00       0.00
                        1-A-LR              0.00    6.250000%             0.00          0.00            0.00       0.00       0.00
                        1-A-WIO   359,661,647.83    0.222256%             0.00     66,614.17       66,614.17       0.00       0.00
                        2-A-1     183,482,549.62    5.750000%     8,495,619.03    879,187.22    9,374,806.25       0.00       0.00
                        2-A-WIO   178,148,097.65    0.251062%             0.00     37,271.85       37,271.85       0.00       0.00
                        3-A-1     233,359,515.00    6.000000%    24,379,709.55  1,166,797.57   25,546,507.13       0.00       0.00
                        3-A-WIO   214,385,454.36    0.392909%             0.00     70,194.91       70,194.91       0.00       0.00
                        1-A-PO      2,265,240.70    0.000000%        31,787.35          0.00       31,787.35       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate             1-B-1       7,790,923.65    6.250000%         7,107.88     40,577.73       47,685.61       0.00       0.00
                        1-B-2       3,595,503.78    6.250000%         3,280.28     18,726.58       22,006.86       0.00       0.00
                        1-B-3       1,797,751.89    6.250000%         1,640.14      9,363.29       11,003.43       0.00       0.00
                        1-B-4       1,198,833.99    6.250000%         1,093.73      6,243.93        7,337.66       0.00       0.00
                        1-B-5         898,376.85    6.250000%           819.62      4,679.05        5,498.66       0.00       0.00
                        1-B-6         899,881.44    6.250000%           820.99      4,686.88        5,507.87       0.00       0.00
                        CB-1        3,023,133.87    5.898479%        11,553.67     14,859.91       26,413.58       0.00       0.00
                        CB-2          928,973.51    5.898479%         3,550.31      4,566.28        8,116.58       0.00       0.00
                        CB-3          697,722.62    5.898479%         2,666.52      3,429.59        6,096.11       0.00       0.00
                        CB-4          232,243.38    5.898479%           887.58      1,141.57        2,029.15       0.00       0.00
                        CB-5          233,235.87    5.898479%           891.37      1,146.45        2,037.82       0.00       0.00
                        CB-6          465,864.77    5.898479%         1,780.41      2,289.91        4,070.33       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -        1,015,566,964.39     -           51,194,960.18  5,323,533.25   56,518,493.42     -          -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information

- --------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
- --------------------------------------------------------------------------------
Senior                          1-A-1      28,179,182.09              0.00
                                1-A-2      23,482,651.74              0.00
                                1-A-3      13,045,916.80              0.00
                                1-A-4      13,045,916.80              0.00
                                1-A-5      10,190,000.00              0.00
                                1-A-6       5,000,000.00              0.00
                                1-A-7      56,363,000.00              0.00
                                1-A-8      25,000,000.00              0.00
                                1-A-9         720,000.00              0.00
                                1-A-10     45,381,962.66              0.00
                                1-A-11     45,381,962.66              0.00
                                1-A-12    154,924,632.20              0.00
                                1-A-13     50,373,771.39              0.00
                                1-A-14     84,504,344.84              0.00
                                1-A-15     54,000,000.00              0.00
                                1-A-16      6,000,000.00              0.00
Residual                        1-A-R               0.00              0.00
                                1-A-MR              0.00              0.00
                                1-A-LR              0.00              0.00
                                1-A-WIO   346,955,664.09              0.00
                                2-A-1     174,986,930.58              0.00
                                2-A-WIO   169,674,981.75              0.00
                                3-A-1     208,979,805.45              0.00
                                3-A-WIO   191,793,350.59              0.00
                                1-A-PO      2,233,453.35              0.00
- --------------------------------------------------------------------------------
Subordinate                     1-B-1       7,783,815.76              0.00
                                1-B-2       3,592,223.49              0.00
                                1-B-3       1,796,111.75              0.00
                                1-B-4       1,197,740.26              0.00
                                1-B-5         897,557.23              0.00
                                1-B-6         899,060.45              0.00
                                CB-1        3,011,580.20              0.00
                                CB-2          925,423.20              0.00
                                CB-3          695,056.10              0.00
                                CB-4          231,355.80              0.00
                                CB-5          232,344.50              0.00
                                CB-6          464,084.36              0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals            -              -        964,372,004.22     -
- --------------------------------------------------------------------------------



                             Payment Date: 12/25/02


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

                                                      Factors per $1,000

- ------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
                                                                            
- ------------------------------------------------------------------------------------------------------------------------
Senior                     1-A-1  29,458,385.60     6.250000% 06050HVW5    42.640117      5.114303    939.306070
                           1-A-2  24,548,654.66     5.000000% 06050HVX3    42.640117      4.091442    939.306070
                           1-A-3  13,638,140.61     1.930000% 06050HVY1    42.640117      1.579297    939.306070
                           1-A-4  13,638,140.61     6.570000% 06050HVZ8     0.000000      5.376155    939.306070
                           1-A-5  10,190,000.00     6.250000% 06050HWA2     0.000000      5.208333  1,000.000000
                           1-A-6   5,000,000.00     6.250000% 06050HWB0     0.000000      5.208333  1,000.000000
                           1-A-7  56,363,000.00     6.250000% 06050HWC8     0.000000      5.208333  1,000.000000
                           1-A-8  25,000,000.00     6.000000% 06050HXJ2     0.000000      5.000000  1,000.000000
                           1-A-9     720,000.00     6.250000% 06050HWD6     0.000000      5.208333  1,000.000000
                           1-A-10 47,455,428.25     1.930000% 06050HWE4    42.899288      1.579120    938.937165
                           1-A-11 47,455,428.25     6.570000% 06050HWF1     0.000000      5.375555    938.937165
                           1-A-12162,003,014.80     6.000000% 06050HWG9    42.899288      4.909182    938.937165
                           1-A-13 52,675,308.74     6.250000% 06050HWH7    42.899288      5.113732    938.937165
                           1-A-14 88,365,280.80     5.500000% 06050HWJ3    42.899288      4.500084    938.937165
                           1-A-15 54,000,000.00     6.250000% 06050HWK0     0.000000      5.208333  1,000.000000
                           1-A-16  6,000,000.00     6.250000% 06050HWL8     0.000000      5.208333  1,000.000000
Residual                   1-A-R           0.00     6.250000% 06050HWM6     0.000000      1.207750      0.000000
                           1-A-MR          0.00     6.250000% 06050HWN4     0.000000      0.000000      0.000000
                           1-A-LR          0.00     6.250000% 06050HWP9     0.000000      0.000000      0.000000
                           1-A-WIO359,661,647.83     0.222256% 06050HWQ7     0.000000      0.182851    952.366687
                           2-A-1 183,482,549.62     5.750000% 06050HWR5    45.245780      4.682356    931.941515
                           2-A-WIO178,148,097.65     0.251062% 06050HWS3     0.000000      0.204355    930.300152
                           3-A-1 233,359,515.00     6.000000% 06050HWT1    88.820795      4.250907    761.360692
                           3-A-WIO214,385,454.36     0.392909% 06050HWU8     0.000000      0.278640    761.326981
                           1-A-PO  2,265,240.70     0.000000% 06050HWV6    13.350280      0.000000    938.021811
- ------------------------------------------------------------------------------------------------------------------------
Subordinate                1-B-1   7,790,923.65     6.250000% 06050HWW4     0.910683      5.198940    997.285812
                           1-B-2   3,595,503.78     6.250000% 06050HWX2     0.910683      5.198940    997.285812
                           1-B-3   1,797,751.89     6.250000% 06050HWY0     0.910683      5.198940    997.285812
                           1-B-4   1,198,833.99     6.250000% 06050HXC7     0.910683      5.198940    997.285812
                           1-B-5     898,376.85     6.250000% 06050HXD5     0.910683      5.198940    997.285812
                           1-B-6     899,881.44     6.250000% 06050HXE3     0.910683      5.198940    997.285812
                           CB-1    3,023,133.87     5.898479% 06050HWZ7     3.793063      4.878499    988.700001
                           CB-2      928,973.51     5.898479% 06050HXA1     3.793063      4.878499    988.700001
                           CB-3      697,722.62     5.898479% 06050HXB9     3.793063      4.878499    988.700001
                           CB-4      232,243.38     5.898479% 06050HXF0     3.793063      4.878499    988.700001
                           CB-5      233,235.87     5.898479% 06050HXG8     3.793063      4.878499    988.700001
                           CB-6      465,864.77     5.898479% 06050HXH6     3.793053      4.878501    988.700422
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals       -             -     1,015,566,964.39       -            -           -             -           -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------





          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------

- --------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
- --------------------------------------------------------------------------------

Prin balance       574,271,211.52   177,311,413.44   212,789,379.06
Loan count                   1200              366              460
Avg loan rate           6.618244%        6.239652%        6.592846%
Prepay amount       17,740,763.94     7,851,862.10    23,452,148.23

                          Total
                          -----
Prin balance       964,372,004.02
Loan count                   2026
Avg loan rate                6.54
Prepay amount       49,044,774.28

- --------------------------------------------------------------------------------
                                FEES AND ADVANCES
- --------------------------------------------------------------------------------

Master serv fees        96,001.43        27,563.28         5,982.83
Sub servicer fees            0.00             0.00             0.00
Trustee fees               493.79           154.85           197.67


Agg advances                  N/A              N/A              N/A
Adv this period              0.00             0.00             0.00

                          Total
                          -----
Master serv fees       129,547.53
Sub servicer fees            0.00
Trustee fees               846.31


Agg advances                  N/A
Adv this period              0.00

- --------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------

Realized losses              0.00             0.00             0.00
Cumulative losses            0.00             0.00             0.00

                          Total
                          -----
Realized losses              0.00
Cumulative losses            0.00

Coverage Amounts
- ----------------
Bankruptcy                   0.00             0.00             0.00
Fraud                        0.00             0.00             0.00
Special Hazard               0.00             0.00             0.00

                          Total
                          -----
Bankruptcy                   0.00
Fraud                        0.00
Special Hazard               0.00


                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior           97.860592%           100.000000%            993,804,518.78
   -----------------------------------------------------------------------------
   Junior            2.139408%             0.000000%             21,726,353.11
   -----------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
- ------                             ----------    ---------------------
30 to 59 days                          14                 7,231,400.41
60 to 89 days                           1                   423,000.00
90 or more                              0                         0.00
Foreclosure                             0                         0.00

Totals:                                15                 7,654,400.41
- --------------------------------------------------------------------------------



- --------------------------------------------------------------------------------
                                REO INFORMATION
- --------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0




- --------------------------------------------------------------------------------
                               OTHER INFORMATION
- --------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount           56,518,493.42         56,518,493.42
Principal remittance amount           51,194,960.18         51,194,960.18
Interest remittance amount             5,323,533.25          5,323,533.25