SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2003 BOA (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2001-c Trust) (Exact name of registrant as specified in charter) North Carolina 333-56234-07 13-4186198/97 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 Barclay St. 8W, New York, NY 10286 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 212-815-6140 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA Mortgage Pass-Through Certificates Series 2001-c Trust On February 25, 2003, The Bank of New York, as Trustee for BOA, Mortgage Pass-Through Certificates Series 2001-c Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2001, among BOA as Depositor, Bank of America Mortgage Securities, Inc., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, Mortgage Pass-Through Certificates Series 2001-c Trust relating to the distribution date of February 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: February 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated February 25, 2003 Payment Date: 02/25/03 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-c Trust Bank of America, NA, Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 0.00 4.958000% 0.00 0.00 0.00 0.00 0.00 A2 0.00 5.601000% 0.00 0.00 0.00 0.00 0.00 A3 0.00 5.983000% 0.00 0.00 0.00 0.00 0.00 A4 120,954,298.41 6.097000% 13,969,488.99 611,029.07 14,580,518.06 0.00 3,519.56 A5 23,062,767.47 5.953000% 2,663,609.98 113,755.31 2,777,365.29 0.00 655.24 A6 23,062,767.47 6.178463% 2,663,609.98 118,063.66 2,781,673.64 0.00 680.05 A7 0.00 6.178463% 0.00 0.00 0.00 0.00 0.00 AIO 185,705,421.49 0.081059% 0.00 12,472.41 12,472.41 0.00 71.84 Residual AR 0.00 6.178463% 0.00 0.00 0.00 0.00 0.00 ALR 0.00 6.178463% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 9,618,883.11 6.178463% 531,424.18 49,241.30 580,665.48 0.00 283.63 B2 3,178,542.39 6.178463% 175,608.15 16,271.70 191,879.85 0.00 93.73 B3 1,854,208.52 6.178463% 102,441.34 9,492.12 111,933.46 0.00 54.68 B4 1,589,623.98 6.178463% 87,823.57 8,137.65 95,961.22 0.00 46.87 B5 1,059,749.32 6.178463% 58,549.04 5,425.10 63,974.15 0.00 31.25 B6 1,324,580.82 6.178463% 73,180.46 6,780.84 79,961.30 0.00 39.06 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 185,705,421.49 - 20,325,735.68 950,669.22 21,276,404.90 - 5,475.90 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 0.00 0.00 A2 0.00 0.00 A3 0.00 0.00 A4 106,984,809.42 3,519.56 A5 20,399,157.50 655.24 A6 20,399,157.50 680.05 A7 0.00 0.00 AIO 165,379,685.81 71.84 Residual AR 0.00 0.00 ALR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 9,087,458.93 283.63 B2 3,002,934.24 93.73 B3 1,751,767.19 54.68 B4 1,501,800.41 46.87 B5 1,001,200.27 31.25 B6 1,251,400.36 39.06 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 165,379,685.81 5,475.90 - -------------------------------------------------------------------------------- Payment Date: 02/25/03 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-c Trust Bank of America, NA, Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 0.00 4.958000% 060506M25 0.000000 0.000000 0.000000 A2 0.00 5.601000% 060506M33 0.000000 0.000000 0.000000 A3 0.00 5.983000% 060506M41 0.000000 0.000000 0.000000 A4 120,954,298.41 6.097000% 060506M58 85.694500 3.748300 656.288129 A5 23,062,767.47 5.953000% 060506M66 26.636100 1.137553 203.991575 A6 23,062,767.47 6.178463% 060506M74 26.636100 1.180637 203.991575 A7 0.00 6.178463% 060506M82 0.000000 0.000000 0.000000 AIO 185,705,421.49 0.081059% 060506M90 0.000000 0.016611 220.255025 Residual AR 0.00 6.178463% 060506N24 0.000000 0.000000 0.000000 ALR 0.00 6.178463% 060506N32 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 9,618,883.11 6.178463% 060506N40 38.980722 3.611919 666.578078 B2 3,178,542.39 6.178463% 060506N57 38.980722 3.611919 666.578078 B3 1,854,208.52 6.178463% 060506N65 38.980722 3.611919 666.578078 B4 1,589,623.98 6.178463% 060506N73 38.980722 3.611919 666.578078 B5 1,059,749.32 6.178463% 060506N81 38.980722 3.611919 666.578078 B6 1,324,580.82 6.178463% 060506N99 38.980732 3.611920 666.578244 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 185,705,421.49 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-c Trust Bank of America, NA, Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 165,379,685.38 165,379,685.38 Loan count 368 368 Avg loan rate 6.774463% 6.77 Prepay amount 20,131,760.25 20,131,760.25 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 47,759.65 47,759.65 Sub servicer fees 0.00 0.00 Trustee fees 309.51 309.51 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 3,018,308.15 3,018,308.15 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 90.471678% 100.000000% 167,079,833.36 ----------------------------------------------------------------------------- Junior 9.528322% 0.000000% 17,596,561.40 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 7 3,612,004.75 60 to 89 days 0 0.00 90 or more 2 610,425.68 Foreclosure 0 0.00 Totals: 9 4,222,430.43 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 21,276,404.90 21,276,404.90 Principal remittance amount 20,325,735.68 20,325,735.68 Interest remittance amount 950,669.22 950,669.22