SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 100 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-388-5770 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On February 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of February 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: February 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated February 25, 2003 Payment Date: 02/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 26,514,815.22 6.250000% 1,983,001.66 138,098.00 2,121,099.66 0.00 0.00 1-A-2 22,095,679.35 5.000000% 1,652,501.39 92,065.33 1,744,566.72 0.00 0.00 1-A-3 12,275,376.63 1.902500% 918,056.27 19,461.59 937,517.85 0.00 0.00 1-A-4 12,275,376.63 6.597500% 0.00 67,489.00 67,489.00 0.00 0.00 1-A-5 10,190,000.00 6.250000% 0.00 53,072.92 53,072.92 0.00 0.00 1-A-6 5,000,000.00 6.250000% 0.00 26,041.67 26,041.67 0.00 0.00 1-A-7 56,363,000.00 6.250000% 0.00 293,557.29 293,557.29 0.00 0.00 1-A-8 25,000,000.00 6.000000% 0.00 125,000.00 125,000.00 0.00 0.00 1-A-9 720,000.00 6.250000% 0.00 3,750.00 3,750.00 0.00 0.00 1-A-10 42,684,184.36 1.902500% 3,214,254.58 67,672.22 3,281,926.80 0.00 0.00 1-A-11 42,684,184.36 6.597500% 0.00 234,674.09 234,674.09 0.00 0.00 1-A-12 145,714,975.20 6.000000% 10,972,800.20 728,574.88 11,701,375.07 0.00 0.00 1-A-13 47,379,249.80 6.250000% 3,567,807.91 246,766.93 3,814,574.84 0.00 0.00 1-A-14 79,480,895.56 5.500000% 5,985,163.74 364,287.44 6,349,451.18 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 281,250.00 281,250.00 0.00 0.00 1-A-16 6,000,000.00 6.250000% 0.00 31,250.00 31,250.00 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 333,686,735.89 0.222606% 0.00 61,900.59 61,900.59 0.00 0.00 2-A-1 160,932,324.76 5.750000% 10,586,550.17 771,134.06 11,357,684.22 0.00 0.00 2-A-WIO 155,641,979.02 0.250005% 0.00 32,426.03 32,426.03 0.00 0.00 3-A-1 187,947,378.57 6.000000% 16,663,645.17 939,736.89 17,603,382.06 0.00 0.00 3-A-WIO 171,802,331.61 0.379424% 0.00 54,321.58 54,321.58 0.00 0.00 1-A-PO 2,180,607.97 0.000000% 32,799.45 0.00 32,799.45 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,776,667.96 6.250000% 7,224.61 40,503.48 47,728.09 0.00 0.00 1-B-2 3,588,924.79 6.250000% 3,334.15 18,692.32 22,026.47 0.00 0.00 1-B-3 1,794,462.39 6.250000% 1,667.08 9,346.16 11,013.23 0.00 0.00 1-B-4 1,196,640.39 6.250000% 1,111.69 6,232.50 7,344.19 0.00 0.00 1-B-5 896,733.01 6.250000% 833.08 4,670.48 5,503.56 0.00 0.00 1-B-6 898,234.87 6.250000% 834.41 4,678.31 5,512.72 0.00 0.00 CB-1 2,999,947.39 5.898414% 11,638.95 14,745.78 26,384.72 0.00 0.00 CB-2 921,848.57 5.898414% 3,576.51 4,531.20 8,107.71 0.00 0.00 CB-3 692,371.31 5.898414% 2,686.20 3,403.24 6,089.45 0.00 0.00 CB-4 230,462.14 5.898414% 894.13 1,132.80 2,026.93 0.00 0.00 CB-5 231,447.02 5.898414% 897.95 1,137.64 2,035.59 0.00 0.00 CB-6 462,291.77 5.898414% 1,793.55 2,272.32 4,065.88 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 905,448,519.03 - 55,613,072.85 4,743,876.72 60,356,949.58 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 24,531,813.55 0.00 1-A-2 20,443,177.96 0.00 1-A-3 11,357,320.36 0.00 1-A-4 11,357,320.36 0.00 1-A-5 10,190,000.00 0.00 1-A-6 5,000,000.00 0.00 1-A-7 56,363,000.00 0.00 1-A-8 25,000,000.00 0.00 1-A-9 720,000.00 0.00 1-A-10 39,469,929.78 0.00 1-A-11 39,469,929.78 0.00 1-A-12 134,742,175.00 0.00 1-A-13 43,811,441.88 0.00 1-A-14 73,495,731.82 0.00 1-A-15 54,000,000.00 0.00 1-A-16 6,000,000.00 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 319,503,530.68 0.00 2-A-1 150,345,774.60 0.00 2-A-WIO 145,076,616.59 0.00 3-A-1 171,283,733.40 0.00 3-A-WIO 156,070,282.32 0.00 1-A-PO 2,147,808.52 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,769,443.34 0.00 1-B-2 3,585,590.64 0.00 1-B-3 1,792,795.32 0.00 1-B-4 1,195,528.69 0.00 1-B-5 895,899.94 0.00 1-B-6 897,400.46 0.00 CB-1 2,988,308.44 0.00 CB-2 918,272.06 0.00 CB-3 689,685.11 0.00 CB-4 229,568.02 0.00 CB-5 230,549.08 0.00 CB-6 460,498.22 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 849,835,446.17 - - -------------------------------------------------------------------------------- Payment Date: 02/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 26,514,815.22 6.250000% 06050HVW5 66.100055 4.603267 817.727118 1-A-2 22,095,679.35 5.000000% 06050HVX3 66.100055 3.682613 817.727118 1-A-3 12,275,376.63 1.902500% 06050HVY1 66.100055 1.401234 817.727118 1-A-4 12,275,376.63 6.597500% 06050HVZ8 0.000000 4.859208 817.727118 1-A-5 10,190,000.00 6.250000% 06050HWA2 0.000000 5.208333 1,000.000000 1-A-6 5,000,000.00 6.250000% 06050HWB0 0.000000 5.208333 1,000.000000 1-A-7 56,363,000.00 6.250000% 06050HWC8 0.000000 5.208333 1,000.000000 1-A-8 25,000,000.00 6.000000% 06050HXJ2 0.000000 5.000000 1,000.000000 1-A-9 720,000.00 6.250000% 06050HWD6 0.000000 5.208333 1,000.000000 1-A-10 42,684,184.36 1.902500% 06050HWE4 66.501819 1.400115 816.619242 1-A-11 42,684,184.36 6.597500% 06050HWF1 0.000000 4.855326 816.619242 1-A-12145,714,975.20 6.000000% 06050HWG9 66.501819 4.415605 816.619242 1-A-13 47,379,249.80 6.250000% 06050HWH7 66.501819 4.599589 816.619242 1-A-14 79,480,895.56 5.500000% 06050HWJ3 66.501819 4.047638 816.619242 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.208333 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.208333 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 0.000000 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO333,686,735.89 0.222606% 06050HWQ7 0.000000 0.169912 877.012686 2-A-1 160,932,324.76 5.750000% 06050HWR5 56.381614 4.106889 800.708193 2-A-WIO155,641,979.02 0.250005% 06050HWS3 0.000000 0.177787 795.431342 3-A-1 187,947,378.57 6.000000% 06050HWT1 60.709428 3.423674 624.025377 3-A-WIO171,802,331.61 0.379424% 06050HWU8 0.000000 0.215630 619.523651 1-A-PO 2,180,607.97 0.000000% 06050HWV6 13.775349 0.000000 902.052077 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,776,667.96 6.250000% 06050HWW4 0.925639 5.189427 995.444375 1-B-2 3,588,924.79 6.250000% 06050HWX2 0.925639 5.189427 995.444375 1-B-3 1,794,462.39 6.250000% 06050HWY0 0.925639 5.189427 995.444375 1-B-4 1,196,640.39 6.250000% 06050HXC7 0.925639 5.189427 995.444375 1-B-5 896,733.01 6.250000% 06050HXD5 0.925639 5.189427 995.444375 1-B-6 898,234.87 6.250000% 06050HXE3 0.925573 5.189427 995.444462 CB-1 2,999,947.39 5.898414% 06050HWZ7 3.821059 4.841030 981.059895 CB-2 921,848.57 5.898414% 06050HXA1 3.821059 4.841030 981.059895 CB-3 692,371.31 5.898414% 06050HXB9 3.821059 4.841030 981.059895 CB-4 230,462.14 5.898414% 06050HXF0 3.821059 4.841030 981.059895 CB-5 231,447.02 5.898414% 06050HXG8 3.821059 4.841030 981.059895 CB-6 462,291.77 5.898414% 06050HXH6 3.821045 4.841032 981.060387 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 905,448,519.03 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 522,131,906.95 152,653,667.68 175,049,871.23 Loan count 1105 320 385 Avg loan rate 6.617538% 6.237040% 6.575528% Prepay amount 27,827,212.98 10,010,150.97 15,896,322.43 Total ----- Prin balance 849,835,445.86 Loan count 1810 Avg loan rate 6.54 Prepay amount 53,733,686.38 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 66,154.28 18,660.31 3,987.47 Sub servicer fees 0.00 0.00 0.00 Trustee fees 458.73 136.04 159.77 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 88,802.07 Sub servicer fees 0.00 Trustee fees 754.54 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.608433% 100.000000% 883,758,487.41 ----------------------------------------------------------------------------- Junior 2.391567% 0.000000% 21,653,539.31 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 8 3,198,979.00 60 to 89 days 0 0.00 90 or more 1 422,635.81 Foreclosure 0 0.00 Totals: 9 3,621,614.81 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 60,356,949.58 60,356,949.58 Principal remittance amount 55,613,072.85 55,613,072.85 Interest remittance amount 4,743,876.72 4,743,876.72