SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): February 25, 2003

                                      BOA

                                  (Depositor)

    (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9)

                (Exact name of registrant as specified in charter)

North Carolina                333-97547-04                  95-4449516
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)



100 N. Tryon St., Charlotte, NC                             28255
(Address of principal executive offices)                    (Zip Code)


Registrant's Telephone Number, including area code: 704-388-5770

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)




Item 5.  Other Events

                                      BOA
                       MORTGAGE PASS-THROUGH CERTIFICATES
                                 Series 2002-9

On February 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE
PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK
OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of
New York, as Trustee.

Item 7.  Financial Statements and Exhibits

                    (c) Exhibits

Exhibit No.                               Description

99                  Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
                    Series  2002-9 relating to the distribution date of February
                    25,  2003 prepared by The Bank of New York, as Trustee under
                    the Pooling and Servicing Agreement dated as of September 1,
                    2002.







                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: February 25, 2003


                                      BOA


                          By: /s/ Diane Pickett
                              ------------------------------
                          Name:   Diane Pickett
                                  Vice President
                                  The Bank of New York,
                                  as Trustee







                                 EXHIBIT INDEX



Exhibit


99                  Monthly Remittance Statement dated February 25, 2003


                             Payment Date: 02/25/03


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

- ----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
                                                                                             
Senior                  1-A-1      26,514,815.22    6.250000%     1,983,001.66    138,098.00    2,121,099.66       0.00       0.00
                        1-A-2      22,095,679.35    5.000000%     1,652,501.39     92,065.33    1,744,566.72       0.00       0.00
                        1-A-3      12,275,376.63    1.902500%       918,056.27     19,461.59      937,517.85       0.00       0.00
                        1-A-4      12,275,376.63    6.597500%             0.00     67,489.00       67,489.00       0.00       0.00
                        1-A-5      10,190,000.00    6.250000%             0.00     53,072.92       53,072.92       0.00       0.00
                        1-A-6       5,000,000.00    6.250000%             0.00     26,041.67       26,041.67       0.00       0.00
                        1-A-7      56,363,000.00    6.250000%             0.00    293,557.29      293,557.29       0.00       0.00
                        1-A-8      25,000,000.00    6.000000%             0.00    125,000.00      125,000.00       0.00       0.00
                        1-A-9         720,000.00    6.250000%             0.00      3,750.00        3,750.00       0.00       0.00
                        1-A-10     42,684,184.36    1.902500%     3,214,254.58     67,672.22    3,281,926.80       0.00       0.00
                        1-A-11     42,684,184.36    6.597500%             0.00    234,674.09      234,674.09       0.00       0.00
                        1-A-12    145,714,975.20    6.000000%    10,972,800.20    728,574.88   11,701,375.07       0.00       0.00
                        1-A-13     47,379,249.80    6.250000%     3,567,807.91    246,766.93    3,814,574.84       0.00       0.00
                        1-A-14     79,480,895.56    5.500000%     5,985,163.74    364,287.44    6,349,451.18       0.00       0.00
                        1-A-15     54,000,000.00    6.250000%             0.00    281,250.00      281,250.00       0.00       0.00
                        1-A-16      6,000,000.00    6.250000%             0.00     31,250.00       31,250.00       0.00       0.00
Residual                1-A-R               0.00    6.250000%             0.00          0.00            0.00       0.00       0.00
                        1-A-MR              0.00    6.250000%             0.00          0.00            0.00       0.00       0.00
                        1-A-LR              0.00    6.250000%             0.00          0.00            0.00       0.00       0.00
                        1-A-WIO   333,686,735.89    0.222606%             0.00     61,900.59       61,900.59       0.00       0.00
                        2-A-1     160,932,324.76    5.750000%    10,586,550.17    771,134.06   11,357,684.22       0.00       0.00
                        2-A-WIO   155,641,979.02    0.250005%             0.00     32,426.03       32,426.03       0.00       0.00
                        3-A-1     187,947,378.57    6.000000%    16,663,645.17    939,736.89   17,603,382.06       0.00       0.00
                        3-A-WIO   171,802,331.61    0.379424%             0.00     54,321.58       54,321.58       0.00       0.00
                        1-A-PO      2,180,607.97    0.000000%        32,799.45          0.00       32,799.45       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate             1-B-1       7,776,667.96    6.250000%         7,224.61     40,503.48       47,728.09       0.00       0.00
                        1-B-2       3,588,924.79    6.250000%         3,334.15     18,692.32       22,026.47       0.00       0.00
                        1-B-3       1,794,462.39    6.250000%         1,667.08      9,346.16       11,013.23       0.00       0.00
                        1-B-4       1,196,640.39    6.250000%         1,111.69      6,232.50        7,344.19       0.00       0.00
                        1-B-5         896,733.01    6.250000%           833.08      4,670.48        5,503.56       0.00       0.00
                        1-B-6         898,234.87    6.250000%           834.41      4,678.31        5,512.72       0.00       0.00
                        CB-1        2,999,947.39    5.898414%        11,638.95     14,745.78       26,384.72       0.00       0.00
                        CB-2          921,848.57    5.898414%         3,576.51      4,531.20        8,107.71       0.00       0.00
                        CB-3          692,371.31    5.898414%         2,686.20      3,403.24        6,089.45       0.00       0.00
                        CB-4          230,462.14    5.898414%           894.13      1,132.80        2,026.93       0.00       0.00
                        CB-5          231,447.02    5.898414%           897.95      1,137.64        2,035.59       0.00       0.00
                        CB-6          462,291.77    5.898414%         1,793.55      2,272.32        4,065.88       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -        905,448,519.03     -           55,613,072.85  4,743,876.72   60,356,949.58     -          -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information

- --------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
- --------------------------------------------------------------------------------
Senior                          1-A-1      24,531,813.55              0.00
                                1-A-2      20,443,177.96              0.00
                                1-A-3      11,357,320.36              0.00
                                1-A-4      11,357,320.36              0.00
                                1-A-5      10,190,000.00              0.00
                                1-A-6       5,000,000.00              0.00
                                1-A-7      56,363,000.00              0.00
                                1-A-8      25,000,000.00              0.00
                                1-A-9         720,000.00              0.00
                                1-A-10     39,469,929.78              0.00
                                1-A-11     39,469,929.78              0.00
                                1-A-12    134,742,175.00              0.00
                                1-A-13     43,811,441.88              0.00
                                1-A-14     73,495,731.82              0.00
                                1-A-15     54,000,000.00              0.00
                                1-A-16      6,000,000.00              0.00
Residual                        1-A-R               0.00              0.00
                                1-A-MR              0.00              0.00
                                1-A-LR              0.00              0.00
                                1-A-WIO   319,503,530.68              0.00
                                2-A-1     150,345,774.60              0.00
                                2-A-WIO   145,076,616.59              0.00
                                3-A-1     171,283,733.40              0.00
                                3-A-WIO   156,070,282.32              0.00
                                1-A-PO      2,147,808.52              0.00
- --------------------------------------------------------------------------------
Subordinate                     1-B-1       7,769,443.34              0.00
                                1-B-2       3,585,590.64              0.00
                                1-B-3       1,792,795.32              0.00
                                1-B-4       1,195,528.69              0.00
                                1-B-5         895,899.94              0.00
                                1-B-6         897,400.46              0.00
                                CB-1        2,988,308.44              0.00
                                CB-2          918,272.06              0.00
                                CB-3          689,685.11              0.00
                                CB-4          229,568.02              0.00
                                CB-5          230,549.08              0.00
                                CB-6          460,498.22              0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals            -              -        849,835,446.17     -
- --------------------------------------------------------------------------------



                             Payment Date: 02/25/03


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

                                                      Factors per $1,000

- ------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
                                                                            
- ------------------------------------------------------------------------------------------------------------------------
Senior                     1-A-1  26,514,815.22     6.250000% 06050HVW5    66.100055      4.603267    817.727118
                           1-A-2  22,095,679.35     5.000000% 06050HVX3    66.100055      3.682613    817.727118
                           1-A-3  12,275,376.63     1.902500% 06050HVY1    66.100055      1.401234    817.727118
                           1-A-4  12,275,376.63     6.597500% 06050HVZ8     0.000000      4.859208    817.727118
                           1-A-5  10,190,000.00     6.250000% 06050HWA2     0.000000      5.208333  1,000.000000
                           1-A-6   5,000,000.00     6.250000% 06050HWB0     0.000000      5.208333  1,000.000000
                           1-A-7  56,363,000.00     6.250000% 06050HWC8     0.000000      5.208333  1,000.000000
                           1-A-8  25,000,000.00     6.000000% 06050HXJ2     0.000000      5.000000  1,000.000000
                           1-A-9     720,000.00     6.250000% 06050HWD6     0.000000      5.208333  1,000.000000
                           1-A-10 42,684,184.36     1.902500% 06050HWE4    66.501819      1.400115    816.619242
                           1-A-11 42,684,184.36     6.597500% 06050HWF1     0.000000      4.855326    816.619242
                           1-A-12145,714,975.20     6.000000% 06050HWG9    66.501819      4.415605    816.619242
                           1-A-13 47,379,249.80     6.250000% 06050HWH7    66.501819      4.599589    816.619242
                           1-A-14 79,480,895.56     5.500000% 06050HWJ3    66.501819      4.047638    816.619242
                           1-A-15 54,000,000.00     6.250000% 06050HWK0     0.000000      5.208333  1,000.000000
                           1-A-16  6,000,000.00     6.250000% 06050HWL8     0.000000      5.208333  1,000.000000
Residual                   1-A-R           0.00     6.250000% 06050HWM6     0.000000      0.000000      0.000000
                           1-A-MR          0.00     6.250000% 06050HWN4     0.000000      0.000000      0.000000
                           1-A-LR          0.00     6.250000% 06050HWP9     0.000000      0.000000      0.000000
                           1-A-WIO333,686,735.89     0.222606% 06050HWQ7     0.000000      0.169912    877.012686
                           2-A-1 160,932,324.76     5.750000% 06050HWR5    56.381614      4.106889    800.708193
                           2-A-WIO155,641,979.02     0.250005% 06050HWS3     0.000000      0.177787    795.431342
                           3-A-1 187,947,378.57     6.000000% 06050HWT1    60.709428      3.423674    624.025377
                           3-A-WIO171,802,331.61     0.379424% 06050HWU8     0.000000      0.215630    619.523651
                           1-A-PO  2,180,607.97     0.000000% 06050HWV6    13.775349      0.000000    902.052077
- ------------------------------------------------------------------------------------------------------------------------
Subordinate                1-B-1   7,776,667.96     6.250000% 06050HWW4     0.925639      5.189427    995.444375
                           1-B-2   3,588,924.79     6.250000% 06050HWX2     0.925639      5.189427    995.444375
                           1-B-3   1,794,462.39     6.250000% 06050HWY0     0.925639      5.189427    995.444375
                           1-B-4   1,196,640.39     6.250000% 06050HXC7     0.925639      5.189427    995.444375
                           1-B-5     896,733.01     6.250000% 06050HXD5     0.925639      5.189427    995.444375
                           1-B-6     898,234.87     6.250000% 06050HXE3     0.925573      5.189427    995.444462
                           CB-1    2,999,947.39     5.898414% 06050HWZ7     3.821059      4.841030    981.059895
                           CB-2      921,848.57     5.898414% 06050HXA1     3.821059      4.841030    981.059895
                           CB-3      692,371.31     5.898414% 06050HXB9     3.821059      4.841030    981.059895
                           CB-4      230,462.14     5.898414% 06050HXF0     3.821059      4.841030    981.059895
                           CB-5      231,447.02     5.898414% 06050HXG8     3.821059      4.841030    981.059895
                           CB-6      462,291.77     5.898414% 06050HXH6     3.821045      4.841032    981.060387
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals       -             -     905,448,519.03       -            -           -             -           -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------





          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------

- --------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
- --------------------------------------------------------------------------------

Prin balance       522,131,906.95   152,653,667.68   175,049,871.23
Loan count                   1105              320              385
Avg loan rate           6.617538%        6.237040%        6.575528%
Prepay amount       27,827,212.98    10,010,150.97    15,896,322.43

                          Total
                          -----
Prin balance       849,835,445.86
Loan count                   1810
Avg loan rate                6.54
Prepay amount       53,733,686.38

- --------------------------------------------------------------------------------
                                FEES AND ADVANCES
- --------------------------------------------------------------------------------

Master serv fees        66,154.28        18,660.31         3,987.47
Sub servicer fees            0.00             0.00             0.00
Trustee fees               458.73           136.04           159.77


Agg advances                  N/A              N/A              N/A
Adv this period              0.00             0.00             0.00

                          Total
                          -----
Master serv fees        88,802.07
Sub servicer fees            0.00
Trustee fees               754.54


Agg advances                  N/A
Adv this period              0.00

- --------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------

Realized losses              0.00             0.00             0.00
Cumulative losses            0.00             0.00             0.00

                          Total
                          -----
Realized losses              0.00
Cumulative losses            0.00

Coverage Amounts
- ----------------
Bankruptcy                   0.00             0.00             0.00
Fraud                        0.00             0.00             0.00
Special Hazard               0.00             0.00             0.00

                          Total
                          -----
Bankruptcy                   0.00
Fraud                        0.00
Special Hazard               0.00


                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior           97.608433%           100.000000%            883,758,487.41
   -----------------------------------------------------------------------------
   Junior            2.391567%             0.000000%             21,653,539.31
   -----------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
- ------                             ----------    ---------------------
30 to 59 days                           8                 3,198,979.00
60 to 89 days                           0                         0.00
90 or more                              1                   422,635.81
Foreclosure                             0                         0.00

Totals:                                 9                 3,621,614.81
- --------------------------------------------------------------------------------



- --------------------------------------------------------------------------------
                                REO INFORMATION
- --------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0




- --------------------------------------------------------------------------------
                               OTHER INFORMATION
- --------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount           60,356,949.58         60,356,949.58
Principal remittance amount           55,613,072.85         55,613,072.85
Interest remittance amount             4,743,876.72          4,743,876.72