SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 20, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-E) (Exact name of registrant as specified in charter) North Carolina 333-80941 13-4147977/78 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 100 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-388-5770 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-E On February 20, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-E, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of May 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-E relating to the distribution date of February 20, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of May 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: February 20, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated February 20, 2003 Payment Date: 02/20/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-E Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 519,016,043.65 7.086648% 59,804,581.08 3,065,069.84 62,869,650.91 0.00 0.00 Residual AR 0.00 7.086648% 0.00 0.03 0.03 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 11,491,557.04 7.086648% 13,547.15 67,863.85 81,411.00 0.00 0.00 B2 6,994,429.94 7.086648% 8,245.58 41,305.88 49,551.47 0.00 0.00 B3 3,996,675.54 7.086648% 4,711.59 23,602.53 28,314.12 0.00 0.00 B4 1,998,833.27 7.086648% 2,356.38 11,804.19 14,160.57 0.00 0.00 B5 1,997,842.27 7.086648% 2,355.21 11,798.34 14,153.55 0.00 0.00 B6 1,999,425.39 7.086648% 2,357.08 11,807.69 14,164.77 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 547,494,807.09 - 59,838,154.08 3,233,252.33 63,071,406.41 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 459,211,462.57 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 11,478,009.89 0.00 B2 6,986,184.36 0.00 B3 3,991,963.94 0.00 B4 1,996,476.88 0.00 B5 1,995,487.06 0.00 B6 1,997,068.31 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 487,656,653.01 - - -------------------------------------------------------------------------------- Payment Date: 02/20/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-E Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 519,016,043.65 7.086648% 06050HJH2 61.050936 3.128947 468.781640 Residual AR 0.00 7.086648% 06050HJJ7 0.000000 0.271395 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 11,491,557.04 7.086648% 06050HJK5 1.168261 5.852350 989.824930 B2 6,994,429.94 7.086648% 06050HJL3 1.168261 5.852350 989.824930 B3 3,996,675.54 7.086648% 06050HJM1 1.168261 5.852350 989.824930 B4 1,998,833.27 7.086648% 06050HJX7 1.168261 5.852350 989.824930 B5 1,997,842.27 7.086648% 06050HJY5 1.168261 5.852350 989.824930 B6 1,999,425.39 7.086648% 06050HJZ2 1.168261 5.852350 989.825005 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 547,494,807.09 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-E Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 487,656,652.86 487,656,652.86 Loan count 959 959 Avg loan rate 7.336648% 7.34 Prepay amount 59,192,724.22 59,192,724.22 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 26,109.74 26,109.74 Sub servicer fees 0.00 0.00 Trustee fees 0.00 0.00 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.804164% 100.000000% 519,016,043.65 ----------------------------------------------------------------------------- Junior 5.195836% 0.000000% 28,445,190.44 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 20 10,662,971.74 60 to 89 days 2 715,572.38 90 or more 4 3,254,322.22 Foreclosure 3 1,530,337.42 Totals: 29 16,163,203.76 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 63,071,406.41 63,071,406.41 Principal remittance amount 59,838,154.08 59,838,154.08 Interest remittance amount 3,233,252.33 3,233,252.33