UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 10-K

(Mark one)

/X/ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934
For the fiscal year ended December 31, 2002

/ / TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934

Commission File Number: 333-80941-08

BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES
Series 2000-8 Trust

(Exact name of registrant as specified in its charter)

New York 13-6062916
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)

c/o Bank of America, NA, as Servicer
101 N. Tryon St.
Charlotte, NC 28255
(Address of principal executive offices) (Zip Code)

Registrant's telephone number, including area code: 704-387-2111

Securities registered pursuant to Section 12(b) of the Act:

NONE.

Securities registered pursuant to Section 12(g) of the Act:

NONE.

Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange
Act of 1934 during the preceding 12 months (or for such shorter period
that the registrant was required to file such reports), and (2) has been
subject to such filing requirements for the past 90 days.

Yes X No ___

Indicate by check mark if disclosure of delinquent filers pursuant to
Item 405 of Regulation S-K ( 229.405 of this chapter) is not contained
herein, and will not be contained, to the best of registrant's knowledge,
in definitive proxy or information statements incorporated by reference
in Part III of this Form 10-K or any amendment to this Form 10-K.

Not applicable.

State the aggregate market value of the voting and non-voting common
equity held by non-affiliates of the registrant. The aggregate market
value shall be computed by reference to the price at which the common
equity was sold, or the average bid and asked prices of such common
equity, as of a specified date within 60 days prior to the date of
filing. (See definition of affiliate in Rule 405, 17 CFR 230.405.)

Not applicable.

Indicate the number of shares outstanding of each of the registrant's
classes of common stock, as of the latest practicable date.

Not applicable.

List hereunder the following documents if incorporated by reference and
the Part of the Form 10-K (e.g. Part I, Part II, etc..) into which the
document is incorporated: (1)Any annual report to security holders; (2)
Any proxy or information statement; and (3)Any prospectus filed pursuant
to Rule 424(b) or (c) under the Securities Act of 1933. The listed
documents should be clearly described for identification purposes (e.g.
annual report to security holders for fiscal year ended December 24, 1980).

Not applicable.

PART I

Item 1. Business.

Omitted.

Item 2. Properties.

Not applicable.

Item 3. Legal Proceedings.

The registrant knows of no material pending legal proceedings
involving the trusts created under the Pooling and Servicing
Agreement (the Trusts), the Trustee, the Servicer or the
registrant with respect to the Trusts other than routine
litigation incidental to the duties of the respective parties.

Item 4. Submission of Matters to a Vote of Security Holders.

None.

PART II

Item 5. Market for registrant's Common Equity and Related Stockholder
Matters.

Records provided to the Trust by the DTC and the Trustee
indicate that as of December 31, 2002, the number of holders of
record for each class of Certificate were as follows:

Class A4 1
Class A5 1
Class A6 1
Class APO 1
Class B1 1
Class B2 1
Class B3 1
Class B4 1
Class B5 1
Class B6 1

Total: 10

Item 6. Selected Financial Data.

Omitted.

Item 7. Management's Discussion and Analysis of Financial Condition and
Results of Operation.

Omitted.

Item 7A. Quantitative and Qualitative Disclosures about Market Risk.

Not applicable.

Item 8. Financial Statements and Supplementary Data.

See Item 14(a), Exhibits 99.1, 99.2, 99.3, for information
provided in lieu of information required by Item 302 of
Regulation S-K.

Item 9. Changes in and Disagreements with Accountants on Accounting and
Financial Disclosure.

None.

PART III

Item 10. Directors and Executive Officers of the Registrant.

Not applicable.

Item 11. Executive Compensation.

Not applicable.

Item 12. Security Ownership of Certain Beneficial Owners and Management.

Not applicable.

Item 13. Certain Relationships and Related Transactions.

Not applicable.

PART IV

Item 14. Exhibits, Financial Statement Schedules, and Reports on Form 8-K.

(a) Exhibits

(99.1) Annual Independent Accountants' Servicing Reports concerning
servicing activities for the year ended December 31, 2002

a) Bank of America, NA, Servicer

(99.2) Report of Management as to Compliance with Minimum Servicing
Standards for the year ended December 31, 2002.

a) Bank of America, NA, Servicer

(99.3) Annual Statements of Compliance under the Pooling and Servicing
Agreements for the year ended December 31, 2002.

a) Bank of America, NA, Servicer

(99.4) Aggregate Statement of Principal and Interest Distributions to
Certificate Holders.

(b) Reports on Form 8-K, dated as of October 31, 2002, November 30, 2002,
and December 31, 2002, were filed by the Company in order to provide
the statements for the monthly distributions to holders of the
Certificates. No other reports on Form 8-K have been filed
during the last quarter of the period covered by this report.

(d) Omitted.

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be
signed on its behalf by the undersigned, thereunto duly authorized:

BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES
Series 2000-8 Trust
(Registrant)

Signed: Bank of America, NA, as Servicer

By: Judy Lowman, Vice President

By: /s/ Judy Lowman, Vice President

Dated: March 28, 2003

Servicer's Sarbanes-Oxley Certification (2000 Transactions)

BANK OF AMERICA MORTGAGE SECURITIES, INC.,
MORTGAGE PASS-THROUGH CERTIFICATES,
SERIES SET FORTH ON EXHIBIT I HERETO

I, Gary K. Bettin, a Senior Vice President of Bank of America, N.A.,
certify that:

1. I have reviewed the annual reports on Form 10-K for the calendar year 2002
and all monthly current reports on Form 8-K containing a copy of the
monthly statement to certificateholders (the "Distribution Date
Statements") delivered pursuant to Section 5.04(a) of the Pooling and
Servicing Agreements listed on Exhibit I hereto (each, an "Agreement")
filed in respect of periods included in the year covered by such annual
reports of the trusts (each, a "Trust") formed pursuant to such
Agreements;

2. Based on my knowledge, with respect to each Trust, the information in
these reports, taken as a whole, does not contain any untrue statement of
a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements
were made, not misleading as of the last day of the period covered by such
annual report;

3. Based on my knowledge, the distribution or servicing information required
to be provided to the trustee by the servicer under each Agreement for
inclusion in the related Trust's Distribution Date Statements is included
in these reports;

4. I am responsible for reviewing the activities performed by the servicer
under each Agreement and based upon my knowledge and the annual compliance
review required under each Agreement, and except as disclosed in the
reports, the servicer has fulfilled its obligations under each Agreement;

5. The reports disclose all significant deficiencies relating to the
servicer's compliance with the minimum servicing standards, based upon the
report provided by an independent public accountant after conducting a
review in compliance with the Uniform Single Attestation Program for
Mortgage Bankers or similar procedure as set forth in the Agreement that
is included in these reports; and

6. In giving the certifications above, I have reasonably relied on
information provided to me by the following unaffiliated party: The Bank
of New York.

By:
-----------------------------------
Name: Gary K. Bettin
Title: Senior Vice President

EXHIBIT I

PARTIES DATE OF POOLING
AGREEMENT SERIES
========================================================================================

M46 Bank of America Mortgage Securities, Inc., January 25, 2000 2000-1
Bank of America, N.A. and The Bank of New
York

M47 Bank of America Mortgage Securities, Inc., March 28, 2000 2000-2
Bank of America, N.A. and The Bank of New
York

M48 Bank of America Mortgage Securities, Inc., May 25, 2000 2000-3
Bank of America, N.A. and The Bank of New
York

M49 Bank of America Mortgage Securities, Inc., July 26, 2000 2000-4
Bank of America, N.A. and The Bank of New
York

M62 Bank of America Mortgage Securities, Inc., September 26, 2000 2000-5
Bank of America, N.A. and The Bank of New
York

M64 Bank of America Mortgage Securities, Inc., October 26, 2000 2000-6
Bank of America, N.A. and The Bank of New
York

M65 Bank of America Mortgage Securities, Inc., November 21, 2000 2000-7
Bank of America, N.A. and The Bank of New
York

M66 Bank of America Mortgage Securities, Inc., December 21, 2000 2000-8
Bank of America, N.A. and The Bank of New
York

M67 Bank of America Mortgage Securities, Inc., December 21, 2000 2000-A
Bank of America, N.A. and The Bank of New
York

SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO
SECTION 15(d) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED
SECURITIES PURSUANT TO SECTION 12 OF THE ACT.

(a)(i) No annual report is provided to the Certificateholders other than
with respect to aggregate principal and interest distributions.

(a)(ii) No proxy statement, form of proxy or other proxy soliciting
material has been sent to any Certificateholder with respect to any
annual or other meeting of Certificateholders.

Ex-99.4
Schedule of Year-To-Date Principal and Interest Distributions to
Certificateholders

Class Interest Principal Losses Ending Balance
<s> <c> <c> <c> <c>
A1 830,492.28 62,800,493.72 0.00 0.00
A2 851,568.39 27,000,000.00 0.00 0.00
A3 2,030,918.62 35,000,000.00 0.00 0.00
A4 2,506,763.38 208,416.43 0.00 34,791,583.57
A5 86,440.12 0.00 0.00 1,159,719.45
A6 10,412.87 206,416.67 0.00 57,448.41
APO 0.00 73,806.32 0.00 34,455.27
AR 0.00 0.00 0.00 0.00
ALR 0.00 0.00 0.00 0.00
B1 551,949.83 68,448.35 0.00 7,412,089.46
B2 192,593.39 23,883.87 0.00 2,586,321.02
B3 115,541.40 14,328.51 0.00 1,551,596.08
B4 64,246.58 7,967.34 0.00 862,762.10
B5 51,367.99 6,370.24 0.00 689,816.62
B6 51,348.30 6,367.80 0.00 689,552.19