SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported): March 25, 2003

                                      BOA

                                  (Depositor)

 (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8 Trust)

                (Exact name of registrant as specified in charter)

North Carolina                333-97547-02                  61-1430146/0147
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)



101 N. Tryon St., Charlotte, NC                             28255
(Address of principal executive offices)                    (Zip Code)


Registrant's Telephone Number, including area code: 704-387-2111

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)




Item 5.  Other Events

                                      BOA
                       MORTGAGE PASS-THROUGH CERTIFICATES
                              Series 2002-8 Trust

On March 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE
PASS-THROUGH CERTIFICATES Series 2002-8 Trust, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of August 1, 2002, among BOA as Depositor, BANK OF
AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of
New York, as Trustee.

Item 7.  Financial Statements and Exhibits

                    (c) Exhibits

Exhibit No.                               Description

99                  Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
                    Series  2002-8  Trust  relating  to the distribution date of
                    March  25, 2003 prepared by The Bank of New York, as Trustee
                    under the Pooling and Servicing Agreement dated as of August
                    1, 2002.







                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: March 25, 2003


                                      BOA


                          By: /s/ Diane Pickett
                              ------------------------------
                          Name:   Diane Pickett
                                  Vice President
                                  The Bank of New York,
                                  as Trustee







                                 EXHIBIT INDEX



Exhibit


99                  Monthly Remittance Statement dated March 25, 2003


                             Payment Date: 03/25/03


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
            MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8 Trust
                        Bank of America, NA, as Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

- ----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
                                                                                             
Senior                  1-A-1      34,299,466.52    6.250000%     4,575,501.12    178,643.05    4,754,144.17       0.00       0.00
                        1-A-2      14,260,556.00    6.250000%             0.00     74,273.73       74,273.73       0.00       0.00
                        1-A-3       3,250,000.00    6.250000%             0.00     16,927.08       16,927.08       0.00       0.00
                        1-A-4       2,200,000.00    6.250000%             0.00     11,458.33       11,458.33       0.00       0.00
                        1-A-5       2,800,000.00    6.250000%             0.00     14,583.33       14,583.33       0.00       0.00
                        1-A-6      12,006,000.00    6.250000%             0.00     62,531.25       62,531.25       0.00       0.00
                        1-A-7       2,994,000.00    6.250000%             0.00     15,593.75       15,593.75       0.00       0.00
                        1-A-8      18,108,000.00    6.000000%             0.00     90,540.00       90,540.00       0.00       0.00
                        1-A-9      25,753,000.00    6.250000%             0.00    134,130.21      134,130.21       0.00       0.00
                        1-A-10     18,293,048.35    1.886250%     2,440,267.20     28,754.39    2,469,021.59       0.00       0.00
                        1-A-11     18,293,048.35    6.613750%             0.00    100,821.37      100,821.37       0.00       0.00
                        1-A-12     21,608,663.91    6.000000%     2,882,565.70    108,043.32    2,990,609.02       0.00       0.00
                        1-A-13     68,598,933.03    5.750000%     9,151,002.23    328,703.22    9,479,705.46       0.00       0.00
                        1-A-14      1,371,978.66    5.500000%       183,020.04      6,288.24      189,308.28       0.00       0.00
                        1-A-15        857,486.66    5.750000%       114,387.53      4,108.79      118,496.32       0.00       0.00
                        1-A-16        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-17        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-18        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-19        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-20        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-21        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-22        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-23        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-24        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-25        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-26        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-27        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-28        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-29        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-30        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-31        300,000.00    6.000000%             0.00      1,500.00        1,500.00       0.00       0.00
                        1-A-32      2,600,000.00    6.000000%             0.00     13,000.00       13,000.00       0.00       0.00
                        1-A-33      2,600,000.00    6.000000%             0.00     13,000.00       13,000.00       0.00       0.00
                        1-A-34     90,238,220.09    5.500000%    12,372,700.38    413,591.84   12,786,292.22       0.00       0.00
                        1-A-35     30,079,406.24    1.886250%     4,124,233.40     47,281.07    4,171,514.47       0.00       0.00
                        1-A-36     30,079,406.24    6.613750%             0.00    165,781.39      165,781.39       0.00       0.00
                        1-A-37        550,483.20    6.250000%             0.00      2,867.10        2,867.10       0.00       0.00
                        1-A-38        400,000.00    6.250000%             0.00      2,083.33        2,083.33       0.00       0.00
                        1-A-39     55,000,000.00    6.250000%             0.00    286,458.33      286,458.33       0.00       0.00
Residual                1-A-R               0.00    6.250000%             0.00          0.00            0.00       0.00       0.00
                        1-A-LR              0.00    6.250000%             0.00          0.00            0.00       0.00       0.00
                        1-A-IO    368,114,816.53    0.286970%             0.00     88,031.71       88,031.71       0.00       0.00
                        2-A-1      89,250,862.09    5.750000%     8,787,853.07    427,660.38    9,215,513.45       0.00       0.00
                        2-A-IO     90,554,652.82    0.348016%             0.00     26,262.07       26,262.07       0.00       0.00
                        3-A-1      40,592,156.72    6.250000%     3,482,729.25    211,417.48    3,694,146.73       0.00       0.00
                        3-A-2     252,695,032.06    6.000000%    21,680,749.42  1,263,475.16   22,944,224.58       0.00       0.00
                        3-A-3      28,077,225.78    2.236250%     2,408,972.16     52,323.08    2,461,295.24       0.00       0.00
                        3-A-4      28,077,225.78    6.263750%             0.00    146,557.27      146,557.27       0.00       0.00
                        3-A-5      73,065,882.10    6.250000%     6,268,912.64    380,551.47    6,649,464.11       0.00       0.00
                        3-A-6         738,039.21    6.250000%        63,322.35      3,843.95       67,166.30       0.00       0.00
                        3-A-IO    364,693,253.65    0.291187%             0.00     88,494.95       88,494.95       0.00       0.00
                        1-A-PO        669,728.39    0.000000%         1,165.16          0.00        1,165.16       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate             1-B-1       7,389,479.62    6.250000%         6,752.09     38,486.87       45,238.96       0.00       0.00
                        1-B-2       3,283,439.52    6.250000%         3,000.22     17,101.25       20,101.47       0.00       0.00
                        1-B-3       1,642,217.10    6.250000%         1,500.56      8,553.21       10,053.78       0.00       0.00
                        1-B-4       1,095,142.96    6.250000%         1,000.68      5,703.87        6,704.55       0.00       0.00
                        1-B-5         820,611.21    6.250000%           749.83      4,274.02        5,023.84       0.00       0.00
                        1-B-6         821,511.75    6.250000%           750.64      4,278.71        5,029.35       0.00       0.00
                        2-B-1         894,111.49    5.750000%         3,280.55      4,284.28        7,564.83       0.00       0.00
                        2-B-2         275,186.56    5.750000%         1,009.68      1,318.60        2,328.28       0.00       0.00
                        2-B-3         275,186.56    5.750000%         1,009.68      1,318.60        2,328.28       0.00       0.00
                        2-B-4          68,551.81    5.750000%           251.52        328.48          580.00       0.00       0.00
                        2-B-5          68,551.81    5.750000%           251.52        328.48          580.00       0.00       0.00
                        2-B-6         138,251.51    5.750000%           507.22        662.46        1,169.68       0.00       0.00
                        3-B-1       7,118,982.83    6.250000%         6,581.44     37,078.04       43,659.47       0.00       0.00
                        3-B-2       3,285,454.84    6.250000%         3,037.37     17,111.74       20,149.12       0.00       0.00
                        3-B-3       1,643,224.76    6.250000%         1,519.15      8,558.46       10,077.61       0.00       0.00
                        3-B-4       1,095,151.61    6.250000%         1,012.46      5,703.91        6,716.37       0.00       0.00
                        3-B-5         821,612.38    6.250000%           759.57      4,279.23        5,038.80       0.00       0.00
                        3-B-6         822,159.49    6.250000%           759.96      4,282.08        5,042.04       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -        928,366,513.64     -           78,571,115.79  4,995,732.96   83,566,848.74     -          -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information

- --------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
- --------------------------------------------------------------------------------
Senior                          1-A-1      29,723,965.40              0.00
                                1-A-2      14,260,556.00              0.00
                                1-A-3       3,250,000.00              0.00
                                1-A-4       2,200,000.00              0.00
                                1-A-5       2,800,000.00              0.00
                                1-A-6      12,006,000.00              0.00
                                1-A-7       2,994,000.00              0.00
                                1-A-8      18,108,000.00              0.00
                                1-A-9      25,753,000.00              0.00
                                1-A-10     15,852,781.15              0.00
                                1-A-11     15,852,781.15              0.00
                                1-A-12     18,726,098.20              0.00
                                1-A-13     59,447,930.80              0.00
                                1-A-14      1,188,958.62              0.00
                                1-A-15        743,099.13              0.00
                                1-A-16        300,000.00              0.00
                                1-A-17        300,000.00              0.00
                                1-A-18        300,000.00              0.00
                                1-A-19        300,000.00              0.00
                                1-A-20        300,000.00              0.00
                                1-A-21        300,000.00              0.00
                                1-A-22        300,000.00              0.00
                                1-A-23        300,000.00              0.00
                                1-A-24        300,000.00              0.00
                                1-A-25        300,000.00              0.00
                                1-A-26        300,000.00              0.00
                                1-A-27        300,000.00              0.00
                                1-A-28        300,000.00              0.00
                                1-A-29        300,000.00              0.00
                                1-A-30        300,000.00              0.00
                                1-A-31        300,000.00              0.00
                                1-A-32      2,600,000.00              0.00
                                1-A-33      2,600,000.00              0.00
                                1-A-34     77,865,519.71              0.00
                                1-A-35     25,955,172.85              0.00
                                1-A-36     25,955,172.85              0.00
                                1-A-37        550,483.20              0.00
                                1-A-38        400,000.00              0.00
                                1-A-39     55,000,000.00              0.00
Residual                        1-A-R               0.00              0.00
                                1-A-LR              0.00              0.00
                                1-A-IO    333,737,322.26              0.00
                                2-A-1      80,463,009.02              0.00
                                2-A-IO     81,761,995.09              0.00
                                3-A-1      37,109,427.48              0.00
                                3-A-2     231,014,282.64              0.00
                                3-A-3      25,668,253.63              0.00
                                3-A-4      25,668,253.63              0.00
                                3-A-5      66,796,969.46              0.00
                                3-A-6         674,716.86              0.00
                                3-A-IO    332,485,126.24              0.00
                                1-A-PO        668,563.23              0.00
- --------------------------------------------------------------------------------
Subordinate                     1-B-1       7,382,727.53              0.00
                                1-B-2       3,280,439.30              0.00
                                1-B-3       1,640,716.54              0.00
                                1-B-4       1,094,142.28              0.00
                                1-B-5         819,861.38              0.00
                                1-B-6         820,761.10              0.00
                                2-B-1         890,830.94              0.00
                                2-B-2         274,176.88              0.00
                                2-B-3         274,176.88              0.00
                                2-B-4          68,300.29              0.00
                                2-B-5          68,300.29              0.00
                                2-B-6         137,744.29              0.00
                                3-B-1       7,112,401.39              0.00
                                3-B-2       3,282,417.46              0.00
                                3-B-3       1,641,705.62              0.00
                                3-B-4       1,094,139.15              0.00
                                3-B-5         820,852.81              0.00
                                3-B-6         821,399.53              0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals            -              -        849,795,397.85     -
- --------------------------------------------------------------------------------



                             Payment Date: 03/25/03


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
            MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8 Trust
                        Bank of America, NA, as Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

                                                      Factors per $1,000

- ------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
                                                                            
- ------------------------------------------------------------------------------------------------------------------------
Senior                     1-A-1  34,299,466.52     6.250000% 06050HSL3    91.510022      3.572861    594.479308
                           1-A-2  14,260,556.00     6.250000% 06050HSM1     0.000000      5.208333  1,000.000000
                           1-A-3   3,250,000.00     6.250000% 06050HSN9     0.000000      5.208333  1,000.000000
                           1-A-4   2,200,000.00     6.250000% 06050HSP4     0.000000      5.208333  1,000.000000
                           1-A-5   2,800,000.00     6.250000% 06050HSQ2     0.000000      5.208333  1,000.000000
                           1-A-6  12,006,000.00     6.250000% 06050HSR0     0.000000      5.208333  1,000.000000
                           1-A-7   2,994,000.00     6.250000% 06050HSS8     0.000000      5.208333  1,000.000000
                           1-A-8  18,108,000.00     6.000000% 06050HST6     0.000000      5.000000  1,000.000000
                           1-A-9  25,753,000.00     6.250000% 06050HSU3     0.000000      5.208333  1,000.000000
                           1-A-10 18,293,048.35     1.886250% 06050HSV1    91.510022      1.078289    594.479308
                           1-A-11 18,293,048.35     6.613750% 06050HSW9     0.000000      3.780802    594.479308
                           1-A-12 21,608,663.91     6.000000% 06050HSX7    91.510022      3.429947    594.479308
                           1-A-13 68,598,933.03     5.750000% 06050HSY5    91.510022      3.287032    594.479308
                           1-A-14  1,371,978.66     5.500000% 06050HSZ2    91.510022      3.144118    594.479308
                           1-A-15    857,486.66     5.750000% 06050HTA6    91.510022      3.287032    594.479308
                           1-A-16    300,000.00     6.000000% 06050HTB4     0.000000      5.000000  1,000.000000
                           1-A-17    300,000.00     6.000000% 06050HTC2     0.000000      5.000000  1,000.000000
                           1-A-18    300,000.00     6.000000% 06050HTD0     0.000000      5.000000  1,000.000000
                           1-A-19    300,000.00     6.000000% 06050HTE8     0.000000      5.000000  1,000.000000
                           1-A-20    300,000.00     6.000000% 06050HTF5     0.000000      5.000000  1,000.000000
                           1-A-21    300,000.00     6.000000% 06050HTG3     0.000000      5.000000  1,000.000000
                           1-A-22    300,000.00     6.000000% 06050HTH1     0.000000      5.000000  1,000.000000
                           1-A-23    300,000.00     6.000000% 06050HTJ7     0.000000      5.000000  1,000.000000
                           1-A-24    300,000.00     6.000000% 06050HTK4     0.000000      5.000000  1,000.000000
                           1-A-25    300,000.00     6.000000% 06050HTL2     0.000000      5.000000  1,000.000000
                           1-A-26    300,000.00     6.000000% 06050HTM0     0.000000      5.000000  1,000.000000
                           1-A-27    300,000.00     6.000000% 06050HTN8     0.000000      5.000000  1,000.000000
                           1-A-28    300,000.00     6.000000% 06050HTP3     0.000000      5.000000  1,000.000000
                           1-A-29    300,000.00     6.000000% 06050HTQ1     0.000000      5.000000  1,000.000000
                           1-A-30    300,000.00     6.000000% 06050HTR9     0.000000      5.000000  1,000.000000
                           1-A-31    300,000.00     6.000000% 06050HTS7     0.000000      5.000000  1,000.000000
                           1-A-32  2,600,000.00     6.000000% 06050HTT5     0.000000      5.000000  1,000.000000
                           1-A-33  2,600,000.00     6.000000% 06050HTU2     0.000000      5.000000  1,000.000000
                           1-A-34 90,238,220.09     5.500000% 06050HTV0    93.242115      3.116876    586.803651
                           1-A-35 30,079,406.24     1.886250% 06050HTW8    93.242115      1.068947    586.803651
                           1-A-36 30,079,406.24     6.613750% 06050HTX6     0.000000      3.748044    586.803651
                           1-A-37    550,483.20     6.250000% 06050HTY4     0.000000      5.208335  1,000.000363
                           1-A-38    400,000.00     6.250000% 06050HTZ1     0.000000      5.208333  1,000.000000
                           1-A-39 55,000,000.00     6.250000% 06050HUA4     0.000000      5.208333  1,000.000000
Residual                   1-A-R           0.00     6.250000% 06050HUB2     0.000000      0.000001      0.000000
                           1-A-LR          0.00     6.250000% 06050HUC0     0.000000      0.000000      0.000000
                           1-A-IO368,114,816.53     0.286970% 06050HUD8     0.000000      0.180857    685.646510
                           2-A-1  89,250,862.09     5.750000% 06050HUE6    63.370132      3.083904    580.227215
                           2-A-IO 90,554,652.82     0.348016% 06050HUF3     0.000000      0.187578    583.988197
                           3-A-1  40,592,156.72     6.250000% 06050HUG1    63.322350      3.843954    674.716863
                           3-A-2 252,695,032.06     6.000000% 06050HUH9    63.322350      3.690196    674.716863
                           3-A-3  28,077,225.78     2.236250% 06050HUJ5    63.322350      1.375367    674.716863
                           3-A-4  28,077,225.78     6.263750% 06050HUK2     0.000000      3.852411    674.716863
                           3-A-5  73,065,882.10     6.250000% 06050HUL0    63.322350      3.843954    674.716863
                           3-A-6     738,039.21     6.250000% 06050HUM8    63.322350      3.843954    674.716863
                           3-A-IO364,693,253.65     0.291187% 06050HUN6     0.000000      0.177052    665.203262
                           1-A-PO    669,728.39     0.000000% 06050HUP1     1.702034      0.000000    976.618756
- ------------------------------------------------------------------------------------------------------------------------
Subordinate                1-B-1   7,389,479.62     6.250000% 06050HUQ9     0.908882      5.180626    993.771373
                           1-B-2   3,283,439.52     6.250000% 06050HUR7     0.908882      5.180626    993.771373
                           1-B-3   1,642,217.10     6.250000% 06050HUS5     0.908882      5.180626    993.771373
                           1-B-4   1,095,142.96     6.250000% 06050HUZ9     0.908882      5.180626    993.771373
                           1-B-5     820,611.21     6.250000% 06050HVA3     0.908882      5.180626    993.771373
                           1-B-6     821,511.75     6.250000% 06050HVB1     0.908873      5.180627    993.771540
                           2-B-1     894,111.49     5.750000% 06050HUT3     3.593150      4.692535    975.718445
                           2-B-2     275,186.56     5.750000% 06050HUU0     3.593150      4.692535    975.718445
                           2-B-3     275,186.56     5.750000% 06050HUV8     3.593150      4.692535    975.718445
                           2-B-4      68,551.81     5.750000% 06050HVC9     3.593150      4.692535    975.718445
                           2-B-5      68,551.81     5.750000% 06050HVD7     3.593150      4.692535    975.718445
                           2-B-6     138,251.51     5.750000% 06050HVE5     3.592944      4.692539    975.719453
                           3-B-1   7,118,982.83     6.250000% 06050HUW6     0.919580      5.180667    993.768533
                           3-B-2   3,285,454.84     6.250000% 06050HUX4     0.919580      5.180667    993.768533
                           3-B-3   1,643,224.76     6.250000% 06050HUY2     0.919580      5.180667    993.768533
                           3-B-4   1,095,151.61     6.250000% 06050HVF2     0.919580      5.180667    993.768533
                           3-B-5     821,612.38     6.250000% 06050HVG0     0.919580      5.180667    993.768533
                           3-B-6     822,159.49     6.250000% 06050HVH8     0.919440      5.180668    993.768829
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals       -             -     928,366,513.64       -            -           -             -           -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------





          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
            MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8 Trust
                        Bank of America, NA, as Servicer
          ------------------------------------------------------------

- --------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
- --------------------------------------------------------------------------------

Prin balance       391,317,038.21    82,176,610.56   376,301,748.56
Loan count                    845              173              798
Avg loan rate           6.742384%        6.347420%        6.755823%
Prepay amount       35,467,766.45     8,460,386.53    33,539,567.66

                          Total
                          -----
Prin balance       849,795,397.33
Loan count                   1816
Avg loan rate                6.71
Prepay amount       77,467,720.64

- --------------------------------------------------------------------------------
                                FEES AND ADVANCES
- --------------------------------------------------------------------------------

Master serv fees        22,316.04         5,788.82        24,275.17
Sub servicer fees            0.00             0.00             0.00
Trustee fees               355.98            75.81           341.85


Agg advances                  N/A              N/A              N/A
Adv this period              0.00             0.00             0.00

                          Total
                          -----
Master serv fees        52,380.03
Sub servicer fees            0.00
Trustee fees               773.64


Agg advances                  N/A
Adv this period              0.00

- --------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------

Realized losses              0.00             0.00             0.00
Cumulative losses            0.00             0.00             0.00

                          Total
                          -----
Realized losses              0.00
Cumulative losses            0.00

Coverage Amounts
- ----------------
Bankruptcy                   0.00             0.00             0.00
Fraud                        0.00             0.00             0.00
Special Hazard               0.00             0.00             0.00

                          Total
                          -----
Bankruptcy                   0.00
Fraud                        0.00
Special Hazard               0.00


                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior           96.604117%           100.000000%            896,807,685.82
   -----------------------------------------------------------------------------
   Junior            3.395883%             0.000000%             31,525,093.68
   -----------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
- ------                             ----------    ---------------------
30 to 59 days                          14                 5,638,769.77
60 to 89 days                           0                         0.00
90 or more                              0                         0.00
Foreclosure                             0                         0.00

Totals:                                14                 5,638,769.77
- --------------------------------------------------------------------------------



- --------------------------------------------------------------------------------
                                REO INFORMATION
- --------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0




- --------------------------------------------------------------------------------
                               OTHER INFORMATION
- --------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount           83,566,848.74         83,566,848.74
Principal remittance amount           78,571,115.79         78,571,115.79
Interest remittance amount             4,995,732.96          4,995,732.96