SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Trust) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 Trust On March 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 Trust relating to the distribution date of March 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: March 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated March 25, 2003 Payment Date: 03/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 24,531,813.55 6.250000% 2,943,953.52 127,769.86 3,071,723.38 0.00 0.00 1-A-2 20,443,177.96 5.000000% 2,453,294.60 85,179.91 2,538,474.51 0.00 0.00 1-A-3 11,357,320.36 1.886250% 1,362,941.36 17,852.29 1,380,793.65 0.00 0.00 1-A-4 11,357,320.36 6.613750% 0.00 62,595.40 62,595.40 0.00 0.00 1-A-5 10,190,000.00 6.250000% 0.00 53,072.92 53,072.92 0.00 0.00 1-A-6 5,000,000.00 6.250000% 0.00 26,041.67 26,041.67 0.00 0.00 1-A-7 56,363,000.00 6.250000% 0.00 293,557.29 293,557.29 0.00 0.00 1-A-8 25,000,000.00 6.000000% 0.00 125,000.00 125,000.00 0.00 0.00 1-A-9 720,000.00 6.250000% 0.00 3,750.00 3,750.00 0.00 0.00 1-A-10 39,469,929.78 1.886250% 4,771,864.92 62,041.80 4,833,906.72 0.00 0.00 1-A-11 39,469,929.78 6.613750% 0.00 217,536.87 217,536.87 0.00 0.00 1-A-12 134,742,175.00 6.000000% 16,290,159.68 673,710.87 16,963,870.56 0.00 0.00 1-A-13 43,811,441.88 6.250000% 5,296,748.28 228,184.59 5,524,932.88 0.00 0.00 1-A-14 73,495,731.82 5.500000% 8,885,541.65 336,855.44 9,222,397.08 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 281,250.00 281,250.00 0.00 0.00 1-A-16 6,000,000.00 6.250000% 0.00 31,250.00 31,250.00 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 0.22 0.22 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 319,503,530.68 0.224571% 0.00 59,792.74 59,792.74 0.00 0.00 2-A-1 150,345,774.60 5.750000% 12,577,976.82 720,406.84 13,298,383.66 0.00 0.00 2-A-WIO 145,076,616.59 0.251878% 0.00 30,451.37 30,451.37 0.00 0.00 3-A-1 171,283,733.40 6.000000% 14,511,884.38 856,418.67 15,368,303.04 0.00 0.00 3-A-WIO 156,070,282.32 0.375776% 0.00 48,872.95 48,872.95 0.00 0.00 1-A-PO 2,147,808.52 0.000000% 38,029.19 0.00 38,029.19 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,769,443.34 6.250000% 7,283.01 40,465.85 47,748.86 0.00 0.00 1-B-2 3,585,590.64 6.250000% 3,361.10 18,674.95 22,036.05 0.00 0.00 1-B-3 1,792,795.32 6.250000% 1,680.55 9,337.48 11,018.03 0.00 0.00 1-B-4 1,195,528.69 6.250000% 1,120.68 6,226.71 7,347.39 0.00 0.00 1-B-5 895,899.94 6.250000% 839.81 4,666.15 5,505.95 0.00 0.00 1-B-6 897,400.46 6.250000% 841.22 4,673.96 5,515.18 0.00 0.00 CB-1 2,988,308.44 5.898384% 11,735.83 14,688.49 26,424.32 0.00 0.00 CB-2 918,272.06 5.898384% 3,606.28 4,513.60 8,119.88 0.00 0.00 CB-3 689,685.11 5.898384% 2,708.56 3,390.02 6,098.59 0.00 0.00 CB-4 229,568.02 5.898384% 901.57 1,128.40 2,029.97 0.00 0.00 CB-5 230,549.08 5.898384% 905.42 1,133.22 2,038.65 0.00 0.00 CB-6 460,498.22 5.898384% 1,808.49 2,263.50 4,071.99 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 849,835,446.17 - 69,169,186.93 4,452,754.01 73,621,940.94 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 21,587,860.03 0.00 1-A-2 17,989,883.36 0.00 1-A-3 9,994,379.00 0.00 1-A-4 9,994,379.00 0.00 1-A-5 10,190,000.00 0.00 1-A-6 5,000,000.00 0.00 1-A-7 56,363,000.00 0.00 1-A-8 25,000,000.00 0.00 1-A-9 720,000.00 0.00 1-A-10 34,698,064.85 0.00 1-A-11 34,698,064.85 0.00 1-A-12 118,452,015.32 0.00 1-A-13 38,514,693.60 0.00 1-A-14 64,610,190.17 0.00 1-A-15 54,000,000.00 0.00 1-A-16 6,000,000.00 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 287,403,547.02 0.00 2-A-1 137,767,797.77 0.00 2-A-WIO 132,911,628.61 0.00 3-A-1 156,771,849.02 0.00 3-A-WIO 142,052,029.46 0.00 1-A-PO 2,109,779.33 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,762,160.33 0.00 1-B-2 3,582,229.54 0.00 1-B-3 1,791,114.77 0.00 1-B-4 1,194,408.02 0.00 1-B-5 895,060.13 0.00 1-B-6 896,559.24 0.00 CB-1 2,976,572.61 0.00 CB-2 914,665.78 0.00 CB-3 686,976.54 0.00 CB-4 228,666.44 0.00 CB-5 229,643.65 0.00 CB-6 458,689.73 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 780,666,259.24 - - -------------------------------------------------------------------------------- Payment Date: 03/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 24,531,813.55 6.250000% 06050HVW5 98.131784 4.258995 719.595334 1-A-2 20,443,177.96 5.000000% 06050HVX3 98.131784 3.407196 719.595334 1-A-3 11,357,320.36 1.886250% 06050HVY1 98.131784 1.285365 719.595334 1-A-4 11,357,320.36 6.613750% 06050HVZ8 0.000000 4.506869 719.595334 1-A-5 10,190,000.00 6.250000% 06050HWA2 0.000000 5.208333 1,000.000000 1-A-6 5,000,000.00 6.250000% 06050HWB0 0.000000 5.208333 1,000.000000 1-A-7 56,363,000.00 6.250000% 06050HWC8 0.000000 5.208333 1,000.000000 1-A-8 25,000,000.00 6.000000% 06050HXJ2 0.000000 5.000000 1,000.000000 1-A-9 720,000.00 6.250000% 06050HWD6 0.000000 5.208333 1,000.000000 1-A-10 39,469,929.78 1.886250% 06050HWE4 98.728241 1.283623 717.891002 1-A-11 39,469,929.78 6.613750% 06050HWF1 0.000000 4.500763 717.891002 1-A-12134,742,175.00 6.000000% 06050HWG9 98.728241 4.083096 717.891002 1-A-13 43,811,441.88 6.250000% 06050HWH7 98.728241 4.253225 717.891002 1-A-14 73,495,731.82 5.500000% 06050HWJ3 98.728241 3.742838 717.891002 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.208333 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.208333 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 4.338429 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO319,503,530.68 0.224571% 06050HWQ7 0.000000 0.164126 788.900693 2-A-1 150,345,774.60 5.750000% 06050HWR5 66.987510 3.836727 733.720683 2-A-WIO145,076,616.59 0.251878% 06050HWS3 0.000000 0.166960 728.732705 3-A-1 171,283,733.40 6.000000% 06050HWT1 52.870077 3.120127 571.155300 3-A-WIO156,070,282.32 0.375776% 06050HWU8 0.000000 0.194002 563.877957 1-A-PO 2,147,808.52 0.000000% 06050HWV6 15.971772 0.000000 886.080305 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,769,443.34 6.250000% 06050HWW4 0.933121 5.184606 994.511254 1-B-2 3,585,590.64 6.250000% 06050HWX2 0.933121 5.184606 994.511254 1-B-3 1,792,795.32 6.250000% 06050HWY0 0.933121 5.184606 994.511254 1-B-4 1,195,528.69 6.250000% 06050HXC7 0.933121 5.184606 994.511254 1-B-5 895,899.94 6.250000% 06050HXD5 0.933121 5.184606 994.511254 1-B-6 897,400.46 6.250000% 06050HXE3 0.933121 5.184607 994.511341 CB-1 2,988,308.44 5.898384% 06050HWZ7 3.852866 4.822223 977.207030 CB-2 918,272.06 5.898384% 06050HXA1 3.852866 4.822223 977.207030 CB-3 689,685.11 5.898384% 06050HXB9 3.852866 4.822223 977.207030 CB-4 229,568.02 5.898384% 06050HXF0 3.852866 4.822223 977.207030 CB-5 230,549.08 5.898384% 06050HXG8 3.852866 4.822223 977.207030 CB-6 460,498.22 5.898384% 06050HXH6 3.852868 4.822226 977.207520 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 849,835,446.17 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Trust Bank of America, NA, as Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 480,081,208.65 140,067,217.32 160,517,832.96 Loan count 1026 297 352 Avg loan rate 6.619379% 6.237910% 6.569181% Prepay amount 41,561,103.41 12,032,430.49 13,808,673.08 Total ----- Prin balance 780,666,258.93 Loan count 1675 Avg loan rate 6.54 Prepay amount 67,402,206.98 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 44,960.90 14,500.70 5,065.79 Sub servicer fees 0.00 0.00 0.00 Trustee fees 435.11 127.21 145.87 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 64,527.39 Sub servicer fees 0.00 Trustee fees 708.20 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.456251% 100.000000% 828,181,906.86 ----------------------------------------------------------------------------- Junior 2.543749% 0.000000% 21,616,746.78 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 11 5,009,133.21 60 to 89 days 0 0.00 90 or more 1 422,635.81 Foreclosure 0 0.00 Totals: 12 5,431,769.02 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 73,621,940.94 73,621,940.94 Principal remittance amount 69,169,186.93 69,169,186.93 Interest remittance amount 4,452,754.01 4,452,754.01