SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Trust) (Exact name of registrant as specified in charter) North Carolina 333-74544-13 61-1430162 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F Trust On March 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F Trust relating to the distribution date of March 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: March 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated March 25, 2003 Payment Date: 03/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 158,551,806.85 4.654000% 10,376,378.22 614,916.76 10,991,294.98 0.00 0.00 A2 58,899,590.20 5.195000% 3,854,667.05 254,986.14 4,109,653.19 0.00 0.00 A3 37,091.94 0.000000% 49.56 0.00 49.56 0.00 0.00 Residual AR 0.00 4.800540% 0.00 0.51 0.51 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,713,374.94 4.800540% 4,867.05 18,855.62 23,722.67 0.00 0.00 B2 2,261,943.77 4.800540% 2,335.69 9,048.79 11,384.48 0.00 0.00 B3 1,319,467.20 4.800540% 1,362.49 5,278.46 6,640.95 0.00 0.00 B4 753,981.26 4.800540% 778.56 3,016.26 3,794.83 0.00 0.00 B5 753,981.26 4.800540% 778.56 3,016.26 3,794.83 0.00 0.00 B6 943,529.00 4.800540% 974.29 3,774.54 4,748.83 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 228,234,766.42 - 14,242,191.47 912,893.35 15,155,084.82 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 148,175,428.63 0.00 A2 55,044,923.15 0.00 A3 37,042.38 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 4,708,507.89 0.00 B2 2,259,608.08 0.00 B3 1,318,104.71 0.00 B4 753,202.69 0.00 B5 753,202.69 0.00 B6 942,554.71 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 213,992,574.95 - - -------------------------------------------------------------------------------- Payment Date: 03/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 158,551,806.85 4.654000% 06050HKD9 38.546670 2.284322 550.449232 A2 58,899,590.20 5.195000% 06050HKE7 38.546670 2.549861 550.449232 A3 37,091.94 0.000000% 06050HKF4 1.321109 0.000000 987.500021 Residual AR 0.00 4.800540% 06050HKG2 0.000000 5.077106 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,713,374.94 4.800540% 06050KHK0 1.024426 3.968769 991.056176 B2 2,261,943.77 4.800540% 06050HKJ6 1.024426 3.968769 991.056176 B3 1,319,467.20 4.800540% 06050HKK3 1.024426 3.968769 991.056176 B4 753,981.26 4.800540% 06050HKL1 1.024426 3.968769 991.056176 B5 753,981.26 4.800540% 06050HKM9 1.024426 3.968769 991.056176 B6 943,529.00 4.800540% 06050HKN7 1.024426 3.968769 991.056176 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 228,234,766.42 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Trust Bank of America, NA, as Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 213,992,574.90 213,992,574.90 Loan count 442 442 Avg loan rate 6.278283% 6.28 Prepay amount 14,006,504.14 14,006,504.14 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 260,693.49 260,693.49 Sub servicer fees 0.00 0.00 Trustee fees 760.78 760.78 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.296202% 100.000000% 217,488,488.99 ----------------------------------------------------------------------------- Junior 4.703798% 0.000000% 10,735,180.78 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 2 1,240,315.54 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 2 1,240,315.54 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 15,155,084.82 15,155,084.82 Principal remittance amount 14,242,191.47 14,242,191.47 Interest remittance amount 912,893.35 912,893.35