SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-7 Trust) (Exact name of registrant as specified in charter) North Carolina 333-80941-07 13-4147976/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2000-7 Trust On April 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2000-7 Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2000, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2000-7 Trust relating to the distribution date of April 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of November 1, 2000. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: April 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated April 25, 2003 Payment Date: 04/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-7 Trust Bank of America, N.A., Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 0.00 7.125000% 0.00 0.00 0.00 0.00 0.00 A2 0.00 7.125000% 0.00 0.00 0.00 0.00 0.00 A3 3,055,086.43 7.125000% 3,055,086.43 18,139.58 3,073,226.01 0.00 0.00 A4 6,202,505.30 7.125000% 6,202,505.30 36,827.38 6,239,332.67 0.00 0.00 A5 0.00 8.000000% 0.00 0.00 0.00 0.00 0.00 A6 0.00 8.000000% 0.00 0.00 0.00 0.00 0.00 A7 0.00 8.000000% 0.00 0.00 0.00 0.00 0.00 A8 0.00 8.000000% 0.00 0.00 0.00 0.00 0.00 A9 0.00 7.500000% 0.00 0.00 0.00 0.00 0.00 A10 0.00 7.500000% 0.00 0.00 0.00 0.00 0.00 A11 0.00 7.500000% 0.00 0.00 0.00 0.00 0.00 A12 0.00 7.500000% 0.00 0.00 0.00 0.00 0.00 A13 0.00 7.500000% 0.00 0.00 0.00 0.00 0.00 A14 0.00 7.500000% 0.00 0.00 0.00 0.00 0.00 A15 0.00 7.500000% 0.00 0.00 0.00 0.00 0.00 A16 0.00 8.000000% 0.00 0.00 0.00 0.00 0.00 A17 0.00 8.000000% 0.00 0.00 0.00 0.00 0.00 A18 0.00 7.500000% 0.00 0.00 0.00 0.00 0.00 A19 7,510,193.05 8.247686% 7,554,784.82 7,026.32 7,561,811.14 0.00 0.00 A20 0.00 7.750000% 0.00 0.00 0.00 0.00 0.00 A21 0.00 7.500000% 0.00 0.00 0.00 0.00 0.00 A22 596,180.98 7.750000% 0.00 3,850.34 3,850.34 0.00 0.00 A23 4,115,392.48 7.125000% 4,139,827.62 0.00 4,139,827.62 0.00 0.00 A24 37,340.68 7.750000% 37,340.68 241.16 37,581.84 0.00 0.00 A25 0.00 7.125000% 0.00 0.00 0.00 0.00 0.00 APO 292,446.30 0.000000% 292,446.29 0.00 292,446.29 0.00 0.00 Residual AR 0.00 7.750000% 0.00 0.00 0.00 0.00 0.00 ALR 0.00 7.750000% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 12,631,088.75 7.750000% 12,631,088.75 81,575.78 12,712,664.53 0.00 0.00 B2 4,406,831.29 7.750000% 4,406,831.29 28,460.79 4,435,292.08 0.00 0.00 B3 2,644,490.41 7.750000% 2,644,490.41 17,079.00 2,661,569.41 0.00 0.00 B4 1,469,596.48 7.750000% 1,469,596.48 9,491.14 1,479,087.63 0.00 0.00 B5 1,175,873.00 7.750000% 1,175,873.00 7,594.18 1,183,467.18 0.00 0.00 B6 1,175,040.40 7.750000% 1,175,040.40 7,588.80 1,182,629.21 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 44,715,884.57 - 44,784,911.48 217,874.46 45,002,785.94 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 0.00 0.00 A2 0.00 0.00 A3 0.00 0.00 A4 0.00 0.00 A5 0.00 0.00 A6 0.00 0.00 A7 0.00 0.00 A8 0.00 0.00 A9 0.00 0.00 A10 0.00 0.00 A11 0.00 0.00 A12 0.00 0.00 A13 0.00 0.00 A14 0.00 0.00 A15 0.00 0.00 A16 0.00 0.00 A17 0.00 0.00 A18 0.00 0.00 A19 0.00 0.00 A20 0.00 0.00 A21 0.00 0.00 A22 0.00 0.00 A23 0.00 0.00 A24 0.00 0.00 A25 0.00 0.00 APO 0.00 0.00 Residual AR 0.00 0.00 ALR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 0.00 0.00 B2 0.00 0.00 B3 0.00 0.00 B4 0.00 0.00 B5 0.00 0.00 B6 0.00 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 0.00 - - -------------------------------------------------------------------------------- Payment Date: 04/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-7 Trust Bank of America, N.A., Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 0.00 7.125000% 060506QC9 0.000000 0.000000 0.000000 A2 0.00 7.125000% 060506QD7 0.000000 0.000000 0.000000 A3 3,055,086.43 7.125000% 060506QE5 277.735130 1.649052 0.000000 A4 6,202,505.30 7.125000% 060506QF2 54.886027 0.325886 0.000000 A5 0.00 8.000000% 060506QG0 0.000000 0.000000 0.000000 A6 0.00 8.000000% 060506QH8 0.000000 0.000000 0.000000 A7 0.00 8.000000% 060506QJ4 0.000000 0.000000 0.000000 A8 0.00 8.000000% 060506QK1 0.000000 0.000000 0.000000 A9 0.00 7.500000% 060506QL9 0.000000 0.000000 0.000000 A10 0.00 7.500000% 060506QM7 0.000000 0.000000 0.000000 A11 0.00 7.500000% 060506QN5 0.000000 0.000000 0.000000 A12 0.00 7.500000% 060506QP0 0.000000 0.000000 0.000000 A13 0.00 7.500000% 060506QQ8 0.000000 0.000000 0.000000 A14 0.00 7.500000% 060506QR6 0.000000 0.000000 0.000000 A15 0.00 7.500000% 060506QS4 0.000000 0.000000 0.000000 A16 0.00 8.000000% 060506QT2 0.000000 0.000000 0.000000 A17 0.00 8.000000% 060506QU9 0.000000 0.000000 0.000000 A18 0.00 7.500000% 060506QV7 0.000000 0.000000 0.000000 A19 7,510,193.05 8.247686% 060506QW5 121.856773 0.113333 0.000000 A20 0.00 7.750000% 060506QX3 0.000000 0.000000 0.000000 A21 0.00 7.500000% 060506QY1 0.000000 0.000000 0.000000 A22 596,180.98 7.750000% 060506QZ8 0.000000 0.462832 0.000000 A23 4,115,392.48 7.125000% 060506RA2 1,086.355081 0.000000 0.000000 A24 37,340.68 7.750000% 060506RB0 36.429929 0.235277 0.000000 A25 0.00 7.125000% 060506RC8 0.000000 0.000000 0.000000 APO 292,446.30 0.000000% 060506RD6 167.364395 0.000000 0.000001 Residual AR 0.00 7.750000% 060506RE4 0.000000 0.000000 0.000000 ALR 0.00 7.750000% 060506RF1 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 12,631,088.75 7.750000% 060506RG9 979.078269 6.323214 0.000000 B2 4,406,831.29 7.750000% 060506RH7 979.078269 6.323214 0.000000 B3 2,644,490.41 7.750000% 060506RJ3 979.078269 6.323214 0.000000 B4 1,469,596.48 7.750000% 060506RP9 979.078269 6.323214 0.000000 B5 1,175,873.00 7.750000% 060506RQ7 979.078269 6.323214 0.000000 B6 1,175,040.40 7.750000% 060506RR5 979.078336 6.323214 0.000000 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 44,715,884.57 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES MORTGAGE PASS-THROUGH CERTIFICATES, Series 2000-7 Trust Bank of America, N.A., Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 0.00 0.00 Loan count 0 0 Avg loan rate 8.208870% 8.21 Prepay amount 44,677,629.34 44,677,629.34 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 18,857.29 18,857.29 Sub servicer fees 0.00 0.00 Trustee fees 130.42 130.42 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 100,000.00 100,000.00 Fraud 0.00 0.00 Special Hazard 1,231,483.40 1,231,483.40 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 21,212,964.23 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 0 0.00 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 0 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 45,002,785.94 45,002,785.94 Principal remittance amount 44,784,911.48 44,784,911.48 Interest remittance amount 217,874.46 217,874.46