SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2003 BOA (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2001-c Trust) (Exact name of registrant as specified in charter) North Carolina 333-56234-07 13-4186197/6198 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA Mortgage Pass-Through Certificates Series 2001-c Trust On April 25, 2003, The Bank of New York, as Trustee for BOA, Mortgage Pass-Through Certificates Series 2001-c Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2001, among BOA as Depositor, Bank of America Mortgage Securities, Inc., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, Mortgage Pass-Through Certificates Series 2001-c Trust relating to the distribution date of April 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: April 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated April 25, 2003 Payment Date: 04/25/03 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-c Trust Bank of America, NA, Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 0.00 4.958000% 0.00 0.00 0.00 0.00 0.00 A2 0.00 5.601000% 0.00 0.00 0.00 0.00 0.00 A3 0.00 5.983000% 0.00 0.00 0.00 0.00 0.00 A4 96,003,237.67 6.097000% 16,544,117.75 473,682.15 17,017,799.90 0.00 14,094.30 A5 18,305,263.86 5.953000% 3,154,523.20 88,185.43 3,242,708.63 0.00 2,623.94 A6 18,305,263.86 6.176119% 3,154,523.20 91,490.63 3,246,013.83 0.00 2,722.28 A7 0.00 6.176119% 0.00 0.00 0.00 0.00 0.00 AIO 149,348,213.67 0.078206% 0.00 9,452.08 9,452.08 0.00 281.24 Residual AR 0.00 6.176119% 0.00 0.00 0.00 0.00 0.00 ALR 0.00 6.176119% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 8,642,234.57 6.176119% 705,196.96 43,194.32 748,391.28 0.00 1,285.24 B2 2,855,810.66 6.176119% 233,031.05 14,273.49 247,304.53 0.00 424.70 B3 1,665,942.38 6.176119% 135,939.09 8,326.46 144,265.55 0.00 247.75 B4 1,428,222.29 6.176119% 116,541.39 7,138.33 123,679.72 0.00 212.40 B5 952,148.19 6.176119% 77,694.26 4,758.88 82,453.14 0.00 141.60 B6 1,190,090.17 6.176119% 97,110.07 5,948.13 103,058.20 0.00 176.99 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 149,348,213.67 - 24,218,676.96 746,449.95 24,965,126.91 - 22,210.44 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 0.00 0.00 A2 0.00 0.00 A3 0.00 0.00 A4 79,459,119.92 14,094.30 A5 15,150,740.66 2,623.94 A6 15,150,740.66 2,722.28 A7 0.00 0.00 AIO 125,129,536.71 281.24 Residual AR 0.00 0.00 ALR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 7,937,037.62 1,285.24 B2 2,622,779.61 424.70 B3 1,530,003.29 247.75 B4 1,311,680.90 212.40 B5 874,453.94 141.60 B6 1,092,980.11 176.99 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 125,129,536.71 22,210.44 - -------------------------------------------------------------------------------- Payment Date: 04/25/03 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-c Trust Bank of America, NA, Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 0.00 4.958000% 060506M25 0.000000 0.000000 0.000000 A2 0.00 5.601000% 060506M33 0.000000 0.000000 0.000000 A3 0.00 5.983000% 060506M41 0.000000 0.000000 0.000000 A4 96,003,237.67 6.097000% 060506M58 101.488315 2.905758 487.434407 A5 18,305,263.86 5.953000% 060506M66 31.545232 0.881854 151.507407 A6 18,305,263.86 6.176119% 060506M74 31.545232 0.914906 151.507407 A7 0.00 6.176119% 060506M82 0.000000 0.000000 0.000000 AIO 149,348,213.67 0.078206% 060506M90 0.000000 0.012588 166.649302 Residual AR 0.00 6.176119% 060506N24 0.000000 0.000000 0.000000 ALR 0.00 6.176119% 060506N32 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 8,642,234.57 6.176119% 060506N40 51.727203 3.168365 582.193033 B2 2,855,810.66 6.176119% 060506N57 51.727203 3.168365 582.193033 B3 1,665,942.38 6.176119% 060506N65 51.727203 3.168365 582.193033 B4 1,428,222.29 6.176119% 060506N73 51.727203 3.168365 582.193033 B5 952,148.19 6.176119% 060506N81 51.727203 3.168365 582.193033 B6 1,190,090.17 6.176119% 060506N99 51.727216 3.168366 582.193184 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 149,348,213.67 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-c Trust Bank of America, NA, Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 125,129,536.26 125,129,536.26 Loan count 280 280 Avg loan rate 6.772119% 6.77 Prepay amount 24,064,049.82 24,064,049.82 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 20,602.72 20,602.72 Sub servicer fees 0.00 0.00 Trustee fees 248.91 248.91 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 2,350,507.54 2,350,507.54 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 89.614370% 100.000000% 132,613,765.39 ----------------------------------------------------------------------------- Junior 10.385630% 0.000000% 15,368,935.47 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 3 1,192,870.12 60 to 89 days 2 1,160,457.72 90 or more 1 288,647.39 Foreclosure 0 0.00 Totals: 6 2,641,975.23 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 24,965,126.91 24,965,126.91 Principal remittance amount 24,218,676.96 24,218,676.96 Interest remittance amount 746,449.95 746,449.95