SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On April 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of April 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: April 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated April 25, 2003 Payment Date: 04/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 21,587,860.03 6.250000% 3,108,070.20 112,436.77 3,220,506.97 0.00 0.00 1-A-2 17,989,883.36 5.000000% 2,590,058.50 74,957.85 2,665,016.34 0.00 0.00 1-A-3 9,994,379.00 1.855000% 1,438,921.30 15,449.64 1,454,370.94 0.00 0.00 1-A-4 9,994,379.00 6.645000% 0.00 55,343.87 55,343.87 0.00 0.00 1-A-5 10,190,000.00 6.250000% 0.00 53,072.92 53,072.92 0.00 0.00 1-A-6 5,000,000.00 6.250000% 0.00 26,041.67 26,041.67 0.00 0.00 1-A-7 56,363,000.00 6.250000% 0.00 293,557.29 293,557.29 0.00 0.00 1-A-8 25,000,000.00 6.000000% 0.00 125,000.00 125,000.00 0.00 0.00 1-A-9 720,000.00 6.250000% 0.00 3,750.00 3,750.00 0.00 0.00 1-A-10 34,698,064.85 1.855000% 5,037,882.24 53,637.43 5,091,519.67 0.00 0.00 1-A-11 34,698,064.85 6.645000% 0.00 192,140.53 192,140.53 0.00 0.00 1-A-12 118,452,015.32 6.000000% 17,198,287.77 592,260.08 17,790,547.84 0.00 0.00 1-A-13 38,514,693.60 6.250000% 5,592,026.29 200,597.36 5,792,623.65 0.00 0.00 1-A-14 64,610,190.17 5.500000% 9,380,884.24 296,130.04 9,677,014.28 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 281,250.00 281,250.00 0.00 0.00 1-A-16 6,000,000.00 6.250000% 0.00 31,250.00 31,250.00 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 0.10 0.10 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 287,403,547.02 0.223049% 0.00 53,420.86 53,420.86 0.00 0.00 2-A-1 137,767,797.77 5.750000% 17,805,025.84 660,137.36 18,465,163.21 0.00 0.00 2-A-WIO 132,911,628.61 0.249798% 0.00 27,667.50 27,667.50 0.00 0.00 3-A-1 156,771,849.02 6.000000% 21,795,141.87 783,859.25 22,579,001.12 0.00 0.00 3-A-WIO 142,052,029.46 0.373129% 0.00 44,169.74 44,169.74 0.00 0.00 1-A-PO 2,109,779.33 0.000000% 80,989.77 0.00 80,989.77 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,762,160.33 6.250000% 7,332.54 40,427.92 47,760.46 0.00 0.00 1-B-2 3,582,229.54 6.250000% 3,383.96 18,657.45 22,041.40 0.00 0.00 1-B-3 1,791,114.77 6.250000% 1,691.98 9,328.72 11,020.70 0.00 0.00 1-B-4 1,194,408.02 6.250000% 1,128.30 6,220.88 7,349.17 0.00 0.00 1-B-5 895,060.13 6.250000% 845.52 4,661.77 5,507.29 0.00 0.00 1-B-6 896,559.24 6.250000% 846.94 4,669.58 5,516.52 0.00 0.00 CB-1 2,976,572.61 5.898353% 11,812.56 14,630.73 26,443.30 0.00 0.00 CB-2 914,665.78 5.898353% 3,629.86 4,495.85 8,125.71 0.00 0.00 CB-3 686,976.54 5.898353% 2,726.27 3,376.69 6,102.97 0.00 0.00 CB-4 228,666.44 5.898353% 907.47 1,123.96 2,031.43 0.00 0.00 CB-5 229,643.65 5.898353% 911.34 1,128.77 2,040.11 0.00 0.00 CB-6 458,689.73 5.898353% 1,820.32 2,254.60 4,074.91 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 780,666,259.24 - 84,064,325.07 4,087,107.17 88,151,432.24 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 18,479,789.83 0.00 1-A-2 15,399,824.86 0.00 1-A-3 8,555,457.71 0.00 1-A-4 8,555,457.71 0.00 1-A-5 10,190,000.00 0.00 1-A-6 5,000,000.00 0.00 1-A-7 56,363,000.00 0.00 1-A-8 25,000,000.00 0.00 1-A-9 720,000.00 0.00 1-A-10 29,660,182.61 0.00 1-A-11 29,660,182.61 0.00 1-A-12 101,253,727.55 0.00 1-A-13 32,922,667.31 0.00 1-A-14 55,229,305.94 0.00 1-A-15 54,000,000.00 0.00 1-A-16 6,000,000.00 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 260,492,079.80 0.00 2-A-1 119,962,771.93 0.00 2-A-WIO 115,126,980.74 0.00 3-A-1 134,976,707.15 0.00 3-A-WIO 120,763,426.08 0.00 1-A-PO 2,028,789.56 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,754,827.80 0.00 1-B-2 3,578,845.58 0.00 1-B-3 1,789,422.79 0.00 1-B-4 1,193,279.72 0.00 1-B-5 894,214.61 0.00 1-B-6 895,712.31 0.00 CB-1 2,964,760.05 0.00 CB-2 911,035.92 0.00 CB-3 684,250.27 0.00 CB-4 227,758.98 0.00 CB-5 228,732.31 0.00 CB-6 456,869.41 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 696,601,934.17 - - -------------------------------------------------------------------------------- Payment Date: 04/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 21,587,860.03 6.250000% 06050HVW5 103.602340 3.747892 615.992994 1-A-2 17,989,883.36 5.000000% 06050HVX3 103.602340 2.998314 615.992994 1-A-3 9,994,379.00 1.855000% 06050HVY1 103.602340 1.112374 615.992994 1-A-4 9,994,379.00 6.645000% 06050HVZ8 0.000000 3.984759 615.992994 1-A-5 10,190,000.00 6.250000% 06050HWA2 0.000000 5.208333 1,000.000000 1-A-6 5,000,000.00 6.250000% 06050HWB0 0.000000 5.208333 1,000.000000 1-A-7 56,363,000.00 6.250000% 06050HWC8 0.000000 5.208333 1,000.000000 1-A-8 25,000,000.00 6.000000% 06050HXJ2 0.000000 5.000000 1,000.000000 1-A-9 720,000.00 6.250000% 06050HWD6 0.000000 5.208333 1,000.000000 1-A-10 34,698,064.85 1.855000% 06050HWE4 104.232047 1.109740 613.658955 1-A-11 34,698,064.85 6.645000% 06050HWF1 0.000000 3.975321 613.658955 1-A-12118,452,015.32 6.000000% 06050HWG9 104.232047 3.589455 613.658955 1-A-13 38,514,693.60 6.250000% 06050HWH7 104.232047 3.739016 613.658955 1-A-14 64,610,190.17 5.500000% 06050HWJ3 104.232047 3.290334 613.658955 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.208333 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.208333 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 1.974028 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO287,403,547.02 0.223049% 06050HWQ7 0.000000 0.146636 715.030780 2-A-1 137,767,797.77 5.750000% 06050HWR5 94.825612 3.515745 638.895071 2-A-WIO132,911,628.61 0.249798% 06050HWS3 0.000000 0.151696 631.222391 3-A-1 156,771,849.02 6.000000% 06050HWT1 79.404631 2.855776 491.750669 3-A-WIO142,052,029.46 0.373129% 06050HWU8 0.000000 0.175333 479.372482 1-A-PO 2,109,779.33 0.000000% 06050HWV6 34.014666 0.000000 852.065639 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,762,160.33 6.250000% 06050HWW4 0.939467 5.179746 993.571787 1-B-2 3,582,229.54 6.250000% 06050HWX2 0.939467 5.179746 993.571787 1-B-3 1,791,114.77 6.250000% 06050HWY0 0.939467 5.179746 993.571787 1-B-4 1,194,408.02 6.250000% 06050HXC7 0.939467 5.179746 993.571787 1-B-5 895,060.13 6.250000% 06050HXD5 0.939467 5.179746 993.571787 1-B-6 896,559.24 6.250000% 06050HXE3 0.939467 5.179747 993.571874 CB-1 2,976,572.61 5.898353% 06050HWZ7 3.878058 4.803260 973.328971 CB-2 914,665.78 5.898353% 06050HXA1 3.878058 4.803260 973.328971 CB-3 686,976.54 5.898353% 06050HXB9 3.878058 4.803260 973.328971 CB-4 228,666.44 5.898353% 06050HXF0 3.878058 4.803260 973.328971 CB-5 229,643.65 5.898353% 06050HXG8 3.878058 4.803260 973.328971 CB-6 458,689.73 5.898353% 06050HXH6 3.878060 4.803263 973.329460 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 780,666,259.24 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 435,653,762.70 122,253,675.65 138,694,495.51 Loan count 941 263 317 Avg loan rate 6.614226% 6.235362% 6.563074% Prepay amount 43,973,804.45 17,296,497.86 21,155,618.55 Total ----- Prin balance 696,601,933.86 Loan count 1521 Avg loan rate 6.54 Prepay amount 82,425,920.86 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 27,932.10 58.96 3,549.07 Sub servicer fees 0.00 0.00 0.00 Trustee fees 400.07 116.72 133.76 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 31,540.12 Sub servicer fees 0.00 Trustee fees 650.56 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.235601% 100.000000% 759,049,512.46 ----------------------------------------------------------------------------- Junior 2.764399% 0.000000% 21,579,709.72 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 10 6,169,296.73 60 to 89 days 2 911,536.38 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 12 7,080,833.11 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 88,151,432.24 88,151,432.24 Principal remittance amount 84,064,325.07 84,064,325.07 Interest remittance amount 4,087,107.17 4,087,107.17