SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported): June 25, 2003

                                      BOA

                                  (Depositor)

    (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8)

                (Exact name of registrant as specified in charter)

North Carolina                333-97547-02                  61-1430146/0147
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)



101 N. Tryon St., Charlotte, NC                             28255
(Address of principal executive offices)                    (Zip Code)


Registrant's Telephone Number, including area code: 704-387-2111

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)




Item 5.  Other Events

                                      BOA
                       MORTGAGE PASS-THROUGH CERTIFICATES
                                 Series 2002-8

On June 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE
PASS-THROUGH CERTIFICATES Series 2002-8, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of August 1, 2002, among BOA as Depositor, BANK OF
AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of
New York, as Trustee.

Item 7.  Financial Statements and Exhibits

                    (c) Exhibits

Exhibit No.                               Description

99                  Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
                    Series  2002-8 relating to the distribution date of June 25,
                    2003  prepared by The Bank of New York, as Trustee under the
                    Pooling and Servicing Agreement dated as of August 1, 2002.







                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: June 25, 2003


                                      BOA


                          By: /s/ Diane Pickett
                              ------------------------------
                          Name:   Diane Pickett
                                  Vice President
                                  The Bank of New York,
                                  as Trustee







                                 EXHIBIT INDEX



Exhibit


99                  Monthly Remittance Statement dated June 25, 2003


                             Payment Date: 06/25/03


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

- ----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
                                                                                             
Senior                  1-A-1      17,721,265.69    6.250000%     5,498,768.85     92,056.32    5,590,825.16       0.00     241.94
                        1-A-2      14,260,556.00    6.250000%             0.00     74,079.03       74,079.03       0.00     194.69
                        1-A-3       3,250,000.00    6.250000%             0.00     16,882.71       16,882.71       0.00      44.37
                        1-A-4       2,200,000.00    6.250000%             0.00     11,428.30       11,428.30       0.00      30.04
                        1-A-5       2,800,000.00    6.250000%             0.00     14,545.11       14,545.11       0.00      38.23
                        1-A-6      12,006,000.00    6.250000%             0.00     62,367.34       62,367.34       0.00     163.91
                        1-A-7       2,994,000.00    6.250000%             0.00     15,552.87       15,552.87       0.00      40.88
                        1-A-8      18,108,000.00    6.000000%             0.00     90,540.00       90,540.00       0.00     237.33
                        1-A-9      25,753,000.00    6.250000%             0.00    133,778.61      133,778.61       0.00     351.60
                        1-A-10      9,451,341.46    1.870000%     2,932,676.65     14,689.73    2,947,366.38       0.00      38.61
                        1-A-11      9,451,341.46    6.630000%             0.00     52,081.78       52,081.78       0.00     136.88
                        1-A-12     11,164,397.38    6.000000%     3,464,224.37     55,675.66    3,519,900.03       0.00     146.33
                        1-A-13     35,442,531.37    5.750000%    10,997,537.70    169,383.62   11,166,921.32       0.00     445.18
                        1-A-14        708,850.63    5.500000%       219,950.75      3,240.38      223,191.14       0.00       8.52
                        1-A-15        443,031.64    5.750000%       137,469.22      2,117.30      139,586.52       0.00       5.56
                        1-A-16        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-17        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-18        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-19        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-20        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-21        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-22        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-23        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-24        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-25        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-26        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-27        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-28        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-29        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-30        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-31        300,000.00    6.000000%             0.00      1,496.07        1,496.07       0.00       3.93
                        1-A-32      2,600,000.00    6.000000%             0.00     12,965.92       12,965.92       0.00      34.08
                        1-A-33      2,600,000.00    6.000000%             0.00     12,965.92       12,965.92       0.00      34.08
                        1-A-34     45,408,789.07    5.500000%    14,869,326.37    207,578.06   15,076,904.43       0.00     545.56
                        1-A-35     15,136,262.79    1.870000%     4,956,442.05     23,525.51    4,979,967.56       0.00      61.83
                        1-A-36     15,136,262.79    6.630000%             0.00     83,408.64       83,408.64       0.00     219.22
                        1-A-37        550,483.20    6.250000%             0.00      2,859.58        2,859.58       0.00       7.52
                        1-A-38        400,000.00    6.250000%             0.00      2,077.87        2,077.87       0.00       5.46
                        1-A-39     55,000,000.00    6.250000%             0.00    285,707.44      285,707.44       0.00     750.90
Residual                1-A-R               0.00    6.250000%             0.00          0.01            0.01       0.00       0.00
                        1-A-LR              0.00    6.250000%             0.00          0.00            0.00       0.00       0.00
                        1-A-IO    252,226,768.80    0.286985%             0.00     60,162.97       60,162.97       0.00     158.12
                        2-A-1      56,255,174.33    5.750000%     7,822,147.46    269,556.04    8,091,703.50       0.00       0.00
                        2-A-IO     57,955,900.88    0.366759%             0.00     17,713.22       17,713.22       0.00       0.00
                        3-A-1      26,447,541.63    6.250000%     3,463,588.40    137,747.61    3,601,336.01       0.00       0.00
                        3-A-2     164,641,717.02    6.000000%    21,561,593.50    823,208.59   22,384,802.08       0.00       0.00
                        3-A-3      18,293,524.11    2.220000%     2,395,732.61     33,843.02    2,429,575.63       0.00       0.00
                        3-A-4      18,293,524.11    6.280000%             0.00     95,736.11       95,736.11       0.00       0.00
                        3-A-5      47,605,574.93    6.250000%     6,234,459.12    247,945.70    6,482,404.83       0.00       0.00
                        3-A-6         480,864.39    6.250000%        62,974.33      2,504.50       65,478.84       0.00       0.00
                        3-A-IO    235,783,571.33    0.291252%             0.00     57,227.07       57,227.07       0.00       0.00
                        1-A-PO        612,272.43    0.000000%        53,699.22          0.00       53,699.22       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate             1-B-1       7,369,075.13    6.250000%         6,962.39     38,279.99       45,242.38       0.00     100.61
                        1-B-2       3,274,373.00    6.250000%         3,093.67     17,009.32       20,102.99       0.00      44.70
                        1-B-3       1,637,682.47    6.250000%         1,547.30      8,507.24       10,054.54       0.00      22.36
                        1-B-4       1,092,118.95    6.250000%         1,031.85      5,673.21        6,705.06       0.00      14.91
                        1-B-5         818,345.27    6.250000%           773.18      4,251.04        5,024.22       0.00      11.17
                        1-B-6         819,243.36    6.250000%           774.03      4,255.71        5,029.74       0.00      11.18
                        2-B-1         884,174.97    5.750000%         3,369.36      4,236.67        7,606.04       0.00       0.00
                        2-B-2         272,128.33    5.750000%         1,037.01      1,303.95        2,340.96       0.00       0.00
                        2-B-3         272,128.33    5.750000%         1,037.01      1,303.95        2,340.96       0.00       0.00
                        2-B-4          67,789.98    5.750000%           258.33        324.83          583.16       0.00       0.00
                        2-B-5          67,789.98    5.750000%           258.33        324.83          583.16       0.00       0.00
                        2-B-6         136,715.11    5.750000%           520.95        655.09        1,176.04       0.00       0.00
                        3-B-1       7,099,188.91    6.250000%         6,652.55     36,974.94       43,627.49       0.00       0.00
                        3-B-2       3,276,319.82    6.250000%         3,070.19     17,064.17       20,134.36       0.00       0.00
                        3-B-3       1,638,655.87    6.250000%         1,535.56      8,534.67       10,070.23       0.00       0.00
                        3-B-4       1,092,106.61    6.250000%         1,023.40      5,688.06        6,711.45       0.00       0.00
                        3-B-5         819,327.94    6.250000%           767.78      4,267.33        5,035.11       0.00       0.00
                        3-B-6         819,873.65    6.250000%           768.23      4,270.18        5,038.40       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -        627,641,732.56     -           84,705,071.74  3,372,014.81   88,077,086.55     -        4,208.67
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information

- --------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
- --------------------------------------------------------------------------------
Senior                          1-A-1      12,222,496.84            241.94
                                1-A-2      14,260,556.00            194.69
                                1-A-3       3,250,000.00             44.37
                                1-A-4       2,200,000.00             30.04
                                1-A-5       2,800,000.00             38.23
                                1-A-6      12,006,000.00            163.91
                                1-A-7       2,994,000.00             40.88
                                1-A-8      18,108,000.00              0.00
                                1-A-9      25,753,000.00            351.60
                                1-A-10      6,518,664.82             38.61
                                1-A-11      6,518,664.82            136.88
                                1-A-12      7,700,173.01            146.33
                                1-A-13     24,444,993.68            445.18
                                1-A-14        488,899.87              8.52
                                1-A-15        305,562.42              5.56
                                1-A-16        300,000.00              3.93
                                1-A-17        300,000.00              3.93
                                1-A-18        300,000.00              3.93
                                1-A-19        300,000.00              3.93
                                1-A-20        300,000.00              3.93
                                1-A-21        300,000.00              3.93
                                1-A-22        300,000.00              3.93
                                1-A-23        300,000.00              3.93
                                1-A-24        300,000.00              3.93
                                1-A-25        300,000.00              3.93
                                1-A-26        300,000.00              3.93
                                1-A-27        300,000.00              3.93
                                1-A-28        300,000.00              3.93
                                1-A-29        300,000.00              3.93
                                1-A-30        300,000.00              3.93
                                1-A-31        300,000.00              3.93
                                1-A-32      2,600,000.00             34.08
                                1-A-33      2,600,000.00             34.08
                                1-A-34     30,539,462.69            545.56
                                1-A-35     10,179,820.74             61.83
                                1-A-36     10,179,820.74            219.22
                                1-A-37        550,483.20              7.52
                                1-A-38        400,000.00              5.46
                                1-A-39     55,000,000.00            750.90
Residual                        1-A-R               0.00              0.00
                                1-A-LR              0.00              0.00
                                1-A-IO    214,302,147.03            158.12
                                2-A-1      48,433,026.87              0.00
                                2-A-IO     50,127,272.39              0.00
                                3-A-1      22,983,953.23              0.00
                                3-A-2     143,080,123.52              0.00
                                3-A-3      15,897,791.50              0.00
                                3-A-4      15,897,791.50              0.00
                                3-A-5      41,371,115.81              0.00
                                3-A-6         417,890.06              0.00
                                3-A-IO    204,730,463.14              0.00
                                1-A-PO        558,573.21              0.00
- --------------------------------------------------------------------------------
Subordinate                     1-B-1       7,362,112.73            100.61
                                1-B-2       3,271,279.33             44.70
                                1-B-3       1,636,135.16             22.36
                                1-B-4       1,091,087.11             14.91
                                1-B-5         817,572.08             11.17
                                1-B-6         818,469.33             11.18
                                2-B-1         880,805.61              0.00
                                2-B-2         271,091.32              0.00
                                2-B-3         271,091.32              0.00
                                2-B-4          67,531.65              0.00
                                2-B-5          67,531.65              0.00
                                2-B-6         136,194.16              0.00
                                3-B-1       7,092,536.36              0.00
                                3-B-2       3,273,249.63              0.00
                                3-B-3       1,637,120.31              0.00
                                3-B-4       1,091,083.21              0.00
                                3-B-5         818,560.16              0.00
                                3-B-6         819,105.43              0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals            -              -        542,936,660.82          3,971.34
- --------------------------------------------------------------------------------



                             Payment Date: 06/25/03


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

                                                      Factors per $1,000

- ------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
                                                                            
- ------------------------------------------------------------------------------------------------------------------------
Senior                     1-A-1  17,721,265.69     6.250000% 06050HSL3   109.975377      1.841126    244.449937
                           1-A-2  14,260,556.00     6.250000% 06050HSM1     0.000000      5.194681  1,000.000000
                           1-A-3   3,250,000.00     6.250000% 06050HSN9     0.000000      5.194681  1,000.000000
                           1-A-4   2,200,000.00     6.250000% 06050HSP4     0.000000      5.194681  1,000.000000
                           1-A-5   2,800,000.00     6.250000% 06050HSQ2     0.000000      5.194681  1,000.000000
                           1-A-6  12,006,000.00     6.250000% 06050HSR0     0.000000      5.194681  1,000.000000
                           1-A-7   2,994,000.00     6.250000% 06050HSS8     0.000000      5.194681  1,000.000000
                           1-A-8  18,108,000.00     6.000000% 06050HST6     0.000000      5.000000  1,000.000000
                           1-A-9  25,753,000.00     6.250000% 06050HSU3     0.000000      5.194681  1,000.000000
                           1-A-10  9,451,341.46     1.870000% 06050HSV1   109.975377      0.550865    244.449937
                           1-A-11  9,451,341.46     6.630000% 06050HSW9     0.000000      1.953067    244.449937
                           1-A-12 11,164,397.38     6.000000% 06050HSX7   109.975377      1.767481    244.449937
                           1-A-13 35,442,531.37     5.750000% 06050HSY5   109.975377      1.693836    244.449937
                           1-A-14    708,850.63     5.500000% 06050HSZ2   109.975377      1.620191    244.449937
                           1-A-15    443,031.64     5.750000% 06050HTA6   109.975377      1.693836    244.449937
                           1-A-16    300,000.00     6.000000% 06050HTB4     0.000000      4.986893  1,000.000000
                           1-A-17    300,000.00     6.000000% 06050HTC2     0.000000      4.986893  1,000.000000
                           1-A-18    300,000.00     6.000000% 06050HTD0     0.000000      4.986893  1,000.000000
                           1-A-19    300,000.00     6.000000% 06050HTE8     0.000000      4.986893  1,000.000000
                           1-A-20    300,000.00     6.000000% 06050HTF5     0.000000      4.986893  1,000.000000
                           1-A-21    300,000.00     6.000000% 06050HTG3     0.000000      4.986893  1,000.000000
                           1-A-22    300,000.00     6.000000% 06050HTH1     0.000000      4.986893  1,000.000000
                           1-A-23    300,000.00     6.000000% 06050HTJ7     0.000000      4.986893  1,000.000000
                           1-A-24    300,000.00     6.000000% 06050HTK4     0.000000      4.986893  1,000.000000
                           1-A-25    300,000.00     6.000000% 06050HTL2     0.000000      4.986893  1,000.000000
                           1-A-26    300,000.00     6.000000% 06050HTM0     0.000000      4.986893  1,000.000000
                           1-A-27    300,000.00     6.000000% 06050HTN8     0.000000      4.986893  1,000.000000
                           1-A-28    300,000.00     6.000000% 06050HTP3     0.000000      4.986893  1,000.000000
                           1-A-29    300,000.00     6.000000% 06050HTQ1     0.000000      4.986893  1,000.000000
                           1-A-30    300,000.00     6.000000% 06050HTR9     0.000000      4.986893  1,000.000000
                           1-A-31    300,000.00     6.000000% 06050HTS7     0.000000      4.986893  1,000.000000
                           1-A-32  2,600,000.00     6.000000% 06050HTT5     0.000000      4.986893  1,000.000000
                           1-A-33  2,600,000.00     6.000000% 06050HTU2     0.000000      4.986893  1,000.000000
                           1-A-34 45,408,789.07     5.500000% 06050HTV0   112.056980      1.564332    230.148958
                           1-A-35 15,136,262.79     1.870000% 06050HTW8   112.056980      0.531873    230.148958
                           1-A-36 15,136,262.79     6.630000% 06050HTX6     0.000000      1.885732    230.148958
                           1-A-37    550,483.20     6.250000% 06050HTY4     0.000000      5.194683  1,000.000363
                           1-A-38    400,000.00     6.250000% 06050HTZ1     0.000000      5.194681  1,000.000000
                           1-A-39 55,000,000.00     6.250000% 06050HUA4     0.000000      5.194681  1,000.000000
Residual                   1-A-R           0.00     6.250000% 06050HUB2     0.000000      0.250554      0.000000
                           1-A-LR          0.00     6.250000% 06050HUC0     0.000000      0.000000      0.000000
                           1-A-IO252,226,768.80     0.286985% 06050HUD8     0.000000      0.123602    440.272962
                           2-A-1  56,255,174.33     5.750000% 06050HUE6    56.406327      1.943797    349.255647
                           2-A-IO 57,955,900.88     0.366759% 06050HUF3     0.000000      0.126517    358.035972
                           3-A-1  26,447,541.63     6.250000% 06050HUG1    62.974335      2.504502    417.890059
                           3-A-2 164,641,717.02     6.000000% 06050HUH9    62.974335      2.404322    417.890059
                           3-A-3  18,293,524.11     2.220000% 06050HUJ5    62.974335      0.889599    417.890059
                           3-A-4  18,293,524.11     6.280000% 06050HUK2     0.000000      2.516524    417.890059
                           3-A-5  47,605,574.93     6.250000% 06050HUL0    62.974335      2.504502    417.890059
                           3-A-6     480,864.39     6.250000% 06050HUM8    62.974335      2.504502    417.890059
                           3-A-IO235,783,571.33     0.291252% 06050HUN6     0.000000      0.114494    409.604404
                           1-A-PO    612,272.43     0.000000% 06050HUP1    78.442344      0.000000    815.948365
- ------------------------------------------------------------------------------------------------------------------------
Subordinate                1-B-1   7,369,075.13     6.250000% 06050HUQ9     0.937191      5.152779    990.996464
                           1-B-2   3,274,373.00     6.250000% 06050HUR7     0.937191      5.152779    990.996464
                           1-B-3   1,637,682.47     6.250000% 06050HUS5     0.937191      5.152779    990.996464
                           1-B-4   1,092,118.95     6.250000% 06050HUZ9     0.937191      5.152779    990.996464
                           1-B-5     818,345.27     6.250000% 06050HVA3     0.937191      5.152779    990.996464
                           1-B-6     819,243.36     6.250000% 06050HVB1     0.937191      5.152780    990.996681
                           2-B-1     884,174.97     5.750000% 06050HUT3     3.690432      4.640385    964.737795
                           2-B-2     272,128.33     5.750000% 06050HUU0     3.690432      4.640385    964.737795
                           2-B-3     272,128.33     5.750000% 06050HUV8     3.690432      4.640385    964.737795
                           2-B-4      67,789.98     5.750000% 06050HVC9     3.690432      4.640385    964.737795
                           2-B-5      67,789.98     5.750000% 06050HVD7     3.690432      4.640385    964.737795
                           2-B-6     136,715.11     5.750000% 06050HVE5     3.690190      4.640390    964.739038
                           3-B-1   7,099,188.91     6.250000% 06050HUW6     0.929517      5.166263    990.992924
                           3-B-2   3,276,319.82     6.250000% 06050HUX4     0.929517      5.166263    990.992924
                           3-B-3   1,638,655.87     6.250000% 06050HUY2     0.929517      5.166263    990.992924
                           3-B-4   1,092,106.61     6.250000% 06050HVF2     0.929517      5.166263    990.992924
                           3-B-5     819,327.94     6.250000% 06050HVG0     0.929517      5.166263    990.992924
                           3-B-6     819,873.65     6.250000% 06050HVH8     0.929436      5.166264    990.993316
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals       -             -     627,641,732.56       -            -           -             -           -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------





          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-8
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------

- --------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
- --------------------------------------------------------------------------------

Prin balance       254,118,113.69    50,127,272.39   238,691,274.06
Loan count                    563              105              512
Avg loan rate           6.736806%        6.367759%        6.747434%
Prepay amount       42,827,503.16     7,607,773.39    33,512,758.91

                          Total
                          -----
Prin balance       542,936,660.14
Loan count                   1180
Avg loan rate                6.71
Prepay amount       83,948,035.46

- --------------------------------------------------------------------------------
                                FEES AND ADVANCES
- --------------------------------------------------------------------------------

Master serv fees             0.00           352.07         8,629.49
Sub servicer fees            0.00             0.00             0.00
Trustee fees               247.69            48.30           227.05


Agg advances                  N/A              N/A              N/A
Adv this period              0.00             0.00             0.00

                          Total
                          -----
Master serv fees         8,981.55
Sub servicer fees            0.00
Trustee fees               523.03


Agg advances                  N/A
Adv this period              0.00

- --------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------

Realized losses              0.00             0.00             0.00
Cumulative losses            0.00             0.00             0.00

                          Total
                          -----
Realized losses              0.00
Cumulative losses            0.00

Coverage Amounts
- ----------------
Bankruptcy                   0.00             0.00             0.00
Fraud                        0.00             0.00             0.00
Special Hazard               0.00             0.00             0.00

                          Total
                          -----
Bankruptcy                   0.00
Fraud                        0.00
Special Hazard               0.00


                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior           94.993277%           100.000000%            596,184,694.88
   -----------------------------------------------------------------------------
   Junior            5.006723%             0.000000%             31,422,556.54
   -----------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
- ------                             ----------    ---------------------
30 to 59 days                           6                 3,319,860.95
60 to 89 days                           2                 1,056,555.41
90 or more                              2                   790,695.49
Foreclosure                             0                         0.00

Totals:                                10                 5,167,111.85
- --------------------------------------------------------------------------------



- --------------------------------------------------------------------------------
                                REO INFORMATION
- --------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0




- --------------------------------------------------------------------------------
                               OTHER INFORMATION
- --------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount           88,077,086.55         88,077,086.55
Principal remittance amount           84,705,071.74         84,705,071.74
Interest remittance amount             3,372,014.81          3,372,014.81