SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a) (Exact name of registrant as specified in charter) North Carolina 333-74544-05 04-3617147 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-a On June 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-a, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of January 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-a relating to the distribution date of June 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of January 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2003 Payment Date: 06/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 199,777,089.68 5.242000% 27,415,499.74 872,692.92 28,288,192.66 0.00 0.00 A2 28,338,365.83 5.242000% 7,868,569.70 123,791.43 7,992,361.12 0.00 0.00 A3 29,000,000.00 5.242000% 0.00 126,681.67 126,681.67 0.00 0.00 A4 1,600,140.44 5.242000% 219,587.99 6,989.95 226,577.94 0.00 0.00 A5 1,027,814.97 0.000000% 1,397.52 0.00 1,397.52 0.00 0.00 Residual AR 0.00 5.242000% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 8,265,818.37 5.242000% 553,933.98 36,107.85 590,041.83 0.00 0.00 B2 3,247,355.99 5.242000% 217,621.63 14,185.53 231,807.16 0.00 0.00 B3 2,656,659.58 5.242000% 178,036.09 11,605.17 189,641.27 0.00 0.00 B4 590,696.41 5.242000% 39,585.53 2,580.36 42,165.89 0.00 0.00 B5 1,180,409.97 5.242000% 79,105.20 5,156.42 84,261.62 0.00 0.00 B6 1,181,589.42 5.242000% 79,184.21 5,161.58 84,345.79 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 276,865,940.66 - 36,652,521.60 1,204,952.88 37,857,474.47 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 172,361,589.94 0.00 A2 20,469,796.14 0.00 A3 29,000,000.00 0.00 A4 1,380,552.45 0.00 A5 1,026,417.46 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 7,711,884.38 0.00 B2 3,029,734.36 0.00 B3 2,478,623.48 0.00 B4 551,110.88 0.00 B5 1,101,304.77 0.00 B6 1,102,405.20 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 240,213,419.07 - - -------------------------------------------------------------------------------- Payment Date: 06/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 199,777,089.68 5.242000% 0605065B4 60.996664 1.941652 383.486792 A2 28,338,365.83 5.242000% 0605065C2 78.685697 1.237914 204.697961 A3 29,000,000.00 5.242000% 0605065D0 0.000000 4.368333 1,000.000000 A4 1,600,140.44 5.242000% 0605065E8 60.996664 1.941652 383.486792 A5 1,027,814.97 0.000000% 0605065F5 1.130908 0.000000 830.605002 Residual AR 0.00 5.242000% 0605065G3 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 8,265,818.37 5.242000% 0605065H1 65.866110 4.293442 916.989819 B2 3,247,355.99 5.242000% 0605065J7 65.866110 4.293442 916.989819 B3 2,656,659.58 5.242000% 0605065K4 65.866110 4.293442 916.989819 B4 590,696.41 5.242000% 0605065L2 65.866110 4.293442 916.989819 B5 1,180,409.97 5.242000% 0605065M0 65.866110 4.293442 916.989819 B6 1,181,589.42 5.242000% 0605065N8 65.866127 4.293445 916.990365 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 276,865,940.66 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 240,213,418.31 240,213,418.31 Loan count 510 510 Avg loan rate 5.981732% 5.98 Prepay amount 36,331,653.19 36,331,653.19 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 127,914.41 127,914.41 Sub servicer fees 0.00 0.00 Trustee fees 692.16 692.16 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.206024% 100.000000% 259,743,410.93 ----------------------------------------------------------------------------- Junior 5.793976% 0.000000% 15,975,063.08 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 1 413,351.99 60 to 89 days 2 1,087,802.12 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 3 1,501,154.11 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 37,857,474.47 37,857,474.47 Principal remittance amount 36,652,521.60 36,652,521.60 Interest remittance amount 1,204,952.88 1,204,952.88