SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F) (Exact name of registrant as specified in charter) North Carolina 333-74544-13 61-1430162 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F On June 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-F relating to the distribution date of June 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2003 Payment Date: 06/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 114,455,721.97 4.654000% 19,270,739.01 443,897.44 19,714,636.45 0.00 0.00 A2 42,518,563.83 5.195000% 7,158,787.11 184,069.95 7,342,857.06 0.00 0.00 A3 36,942.69 0.000000% 50.14 0.00 50.14 0.00 0.00 Residual AR 0.00 4.800540% 0.00 0.34 0.34 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 4,698,613.94 4.800540% 385,093.43 18,796.57 403,890.00 0.00 0.00 B2 2,254,859.99 4.800540% 184,805.94 9,020.45 193,826.40 0.00 0.00 B3 1,315,334.99 4.800540% 107,803.47 5,261.93 113,065.40 0.00 0.00 B4 751,620.00 4.800540% 61,601.98 3,006.82 64,608.80 0.00 0.00 B5 751,620.00 4.800540% 61,601.98 3,006.82 64,608.80 0.00 0.00 B6 940,574.13 4.800540% 77,088.46 3,762.72 80,851.18 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 167,723,851.53 - 27,307,571.52 670,823.04 27,978,394.56 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 95,184,982.96 0.00 A2 35,359,776.72 0.00 A3 36,892.55 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 4,313,520.51 0.00 B2 2,070,054.04 0.00 B3 1,207,531.53 0.00 B4 690,018.01 0.00 B5 690,018.01 0.00 B6 863,485.67 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 140,416,280.01 - - -------------------------------------------------------------------------------- Payment Date: 06/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 114,455,721.97 4.654000% 06050HKD9 71.587871 1.649012 353.597767 A2 42,518,563.83 5.195000% 06050HKE7 71.587871 1.840699 353.597767 A3 36,942.69 0.000000% 06050HKF4 1.336563 0.000000 983.505813 Residual AR 0.00 4.800540% 06050HKG2 0.000000 3.360994 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 4,698,613.94 4.800540% 06050KHK0 81.055238 3.956340 907.918440 B2 2,254,859.99 4.800540% 06050HKJ6 81.055238 3.956340 907.918440 B3 1,315,334.99 4.800540% 06050HKK3 81.055238 3.956340 907.918440 B4 751,620.00 4.800540% 06050HKL1 81.055238 3.956340 907.918440 B5 751,620.00 4.800540% 06050HKM9 81.055238 3.956340 907.918440 B6 940,574.13 4.800540% 06050HKN7 81.055238 3.956340 907.918440 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 167,723,851.53 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-F Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 140,416,279.96 140,416,279.96 Loan count 298 298 Avg loan rate 6.271262% 6.27 Prepay amount 27,128,159.01 27,128,159.01 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 170,509.81 170,509.81 Sub servicer fees 0.00 0.00 Trustee fees 559.08 559.08 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.105561% 100.000000% 157,011,228.49 ----------------------------------------------------------------------------- Junior 5.894439% 0.000000% 9,834,627.77 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 4 2,195,432.14 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 0 0.00 Totals: 4 2,195,432.14 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 27,978,394.56 27,978,394.56 Principal remittance amount 27,307,571.52 27,307,571.52 Interest remittance amount 670,823.04 670,823.04