SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2003 BOA (Depositor) (Issuer in respect of Mortgage Pass-Through Certificates, Series 2001-c Trust) (Exact name of registrant as specified in charter) North Carolina 333-56234-07 13-4186197/6198 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA Mortgage Pass-Through Certificates Series 2001-c Trust On July 25, 2003, The Bank of New York, as Trustee for BOA, Mortgage Pass-Through Certificates Series 2001-c Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2001, among BOA as Depositor, Bank of America Mortgage Securities, Inc., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, Mortgage Pass-Through Certificates Series 2001-c Trust relating to the distribution date of July 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2003 Payment Date: 07/25/03 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-c Trust Bank of America, NA, Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 0.00 4.958000% 0.00 0.00 0.00 0.00 0.00 A2 0.00 5.601000% 0.00 0.00 0.00 0.00 0.00 A3 0.00 5.983000% 0.00 0.00 0.00 0.00 0.00 A4 56,920,089.33 6.097000% 5,443,511.14 289,201.49 5,732,712.63 0.00 0.00 A5 10,853,147.03 5.953000% 1,037,932.78 53,840.65 1,091,773.44 0.00 0.00 A6 10,853,147.03 6.178498% 1,037,932.78 55,880.13 1,093,812.91 0.00 0.00 A7 0.00 6.178498% 0.00 0.00 0.00 0.00 0.00 AIO 91,859,818.10 0.077142% 0.00 5,905.22 5,905.22 0.00 0.00 Residual AR 0.00 6.178498% 0.00 0.00 0.00 0.00 0.00 ALR 0.00 6.178498% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 6,834,192.86 6.178498% 305,354.24 35,187.54 340,541.78 0.00 0.00 B2 2,258,346.57 6.178498% 100,903.75 11,627.66 112,531.41 0.00 0.00 B3 1,317,410.61 6.178498% 58,862.39 6,783.02 65,645.40 0.00 0.00 B4 1,129,423.93 6.178498% 50,463.07 5,815.12 56,278.19 0.00 0.00 B5 752,949.29 6.178498% 33,642.05 3,876.75 37,518.80 0.00 0.00 B6 941,111.43 6.178498% 42,049.18 4,845.55 46,894.73 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 91,859,818.10 - 8,110,651.40 472,963.11 8,583,614.51 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 0.00 0.00 A2 0.00 0.00 A3 0.00 0.00 A4 51,476,578.19 0.00 A5 9,815,214.25 0.00 A6 9,815,214.25 0.00 A7 0.00 0.00 AIO 83,749,166.70 0.00 Residual AR 0.00 0.00 ALR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 6,528,838.62 0.00 B2 2,157,442.82 0.00 B3 1,258,548.22 0.00 B4 1,078,960.86 0.00 B5 719,307.24 0.00 B6 899,062.25 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 83,749,166.70 - - -------------------------------------------------------------------------------- Payment Date: 07/25/03 ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-c Trust Bank of America, NA, Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 0.00 4.958000% 060506M25 0.000000 0.000000 0.000000 A2 0.00 5.601000% 060506M33 0.000000 0.000000 0.000000 A3 0.00 5.983000% 060506M41 0.000000 0.000000 0.000000 A4 56,920,089.33 6.097000% 060506M58 33.392701 1.774079 315.778169 A5 10,853,147.03 5.953000% 060506M66 10.379328 0.538407 98.152142 A6 10,853,147.03 6.178498% 060506M74 10.379328 0.558801 98.152142 A7 0.00 6.178498% 060506M82 0.000000 0.000000 0.000000 AIO 91,859,818.10 0.077142% 060506M90 0.000000 0.007865 111.538335 Residual AR 0.00 6.178498% 060506N24 0.000000 0.000000 0.000000 ALR 0.00 6.178498% 060506N32 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 6,834,192.86 6.178498% 060506N40 22.398169 2.581056 478.899627 B2 2,258,346.57 6.178498% 060506N57 22.398169 2.581056 478.899627 B3 1,317,410.61 6.178498% 060506N65 22.398169 2.581056 478.899627 B4 1,129,423.93 6.178498% 060506N73 22.398169 2.581056 478.899627 B5 752,949.29 6.178498% 060506N81 22.398169 2.581056 478.899627 B6 941,111.43 6.178498% 060506N99 22.398162 2.581057 478.899765 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 91,859,818.10 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ Bank of America Mortgage Securities, Inc. Mortgage Pass-Through Certificates, Series 2001-c Trust Bank of America, NA, Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 83,749,166.23 83,749,166.23 Loan count 189 189 Avg loan rate 6.774498% 6.77 Prepay amount 8,012,642.25 8,012,642.25 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 35,151.55 35,151.55 Sub servicer fees 0.00 0.00 Trustee fees 153.10 153.10 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 0.00 0.00 Special Hazard 2,086,077.37 2,086,077.37 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 86.148393% 100.000000% 78,626,383.40 ----------------------------------------------------------------------------- Junior 13.851607% 0.000000% 12,642,160.01 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 3 1,615,952.60 60 to 89 days 1 362,201.16 90 or more 1 288,647.39 Foreclosure 0 0.00 Totals: 5 2,266,801.15 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 8,583,614.51 8,583,614.51 Principal remittance amount 8,110,651.40 8,110,651.40 Interest remittance amount 472,963.11 472,963.11