SECURITIES AND EXCHANGE COMMISSION

                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the

                        Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported): July 25, 2003

                                      BOA

                                  (Depositor)

    (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9)

                (Exact name of registrant as specified in charter)

North Carolina                333-97547-04                  61-1430148/Man
(State or other               (Commission File No.)         (I.R.S. Employer
    jurisdiction of                                         Identification No.)
    organization)



101 N. Tryon St., Charlotte, NC                             28255
(Address of principal executive offices)                    (Zip Code)


Registrant's Telephone Number, including area code: 704-387-2111

                                 Not Applicable
              (Former name, former address and former fiscal year,
                          if changed since last report)




Item 5.  Other Events

                                      BOA
                       MORTGAGE PASS-THROUGH CERTIFICATES
                                 Series 2002-9

On July 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE
PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK
OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of
New York, as Trustee.

Item 7.  Financial Statements and Exhibits

                    (c) Exhibits

Exhibit No.                               Description

99                  Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
                    Series  2002-9 relating to the distribution date of July 25,
                    2003  prepared by The Bank of New York, as Trustee under the
                    Pooling  and  Servicing  Agreement  dated as of September 1,
                    2002.







                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

Dated: July 25, 2003


                                      BOA


                          By: /s/ Diane Pickett
                              ------------------------------
                          Name:   Diane Pickett
                                  Vice President
                                  The Bank of New York,
                                  as Trustee







                                 EXHIBIT INDEX



Exhibit


99                  Monthly Remittance Statement dated July 25, 2003


                             Payment Date: 07/25/03


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

- ----------------------------------------------------------------------------------------------------------------------------------
                                 Beginning       Pass Thru     Principal       Interest      Total           Principal  Interest
Type       Class Code   Name     Cert. Bal.      Rate          Dist. Amt.      Dist. Amt.    Dist.           Losses     Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
                                                                                             
Senior                  1-A-1      10,155,594.94    6.250000%     2,919,641.92     52,860.32    2,972,502.23       0.00      33.41
                        1-A-2       8,462,995.78    5.000000%     2,433,034.93     35,240.21    2,468,275.14       0.00      22.27
                        1-A-3       4,701,664.02    1.585000%     1,351,685.99      6,206.19    1,357,892.18       0.00       3.92
                        1-A-4       4,701,664.02    6.915000%             0.00     27,076.23       27,076.23       0.00      17.11
                        1-A-5      10,190,000.00    6.250000%             0.00     53,039.40       53,039.40       0.00      33.52
                        1-A-6       5,000,000.00    6.250000%             0.00     26,025.22       26,025.22       0.00      16.45
                        1-A-7      56,363,000.00    6.250000%             0.00    293,371.89      293,371.89       0.00     185.41
                        1-A-8      25,000,000.00    6.000000%             0.00    125,000.00      125,000.00       0.00      78.95
                        1-A-9         720,000.00    6.250000%             0.00      3,747.63        3,747.63       0.00       2.37
                        1-A-10     16,167,464.95    1.585000%     4,732,458.16     21,341.04    4,753,799.20       0.00      13.49
                        1-A-11     16,167,464.95    6.915000%             0.00     93,106.18       93,106.18       0.00      58.84
                        1-A-12     55,192,380.72    6.000000%    16,155,633.13    275,787.61   16,431,420.74       0.00     174.29
                        1-A-13     17,945,812.29    6.250000%     5,253,006.95     93,408.74    5,346,415.69       0.00      59.03
                        1-A-14     30,104,934.94    5.500000%     8,812,163.53    137,893.81    8,950,057.33       0.00      87.15
                        1-A-15     54,000,000.00    6.250000%             0.00    281,072.37      281,072.37       0.00     177.63
                        1-A-16      6,000,000.00    6.250000%             0.00     31,230.26       31,230.26       0.00      19.74
Residual                1-A-R               0.00    6.250000%             0.00          0.07            0.07       0.00       0.00
                        1-A-MR              0.00    6.250000%             0.00          0.00            0.00       0.00       0.00
                        1-A-LR              0.00    6.250000%             0.00          0.00            0.00       0.00       0.00
                        1-A-WIO   188,241,105.06    0.218205%             0.00     34,207.67       34,207.67       0.00      21.62
                        2-A-1      83,596,814.25    5.750000%    13,098,845.81    399,687.14   13,498,532.95       0.00     880.93
                        2-A-WIO    80,466,926.05    0.252298%             0.00     16,880.85       16,880.85       0.00      37.21
                        3-A-1      90,094,439.52    6.000000%    12,519,486.89    446,062.75   12,965,549.63       0.00   4,409.45
                        3-A-WIO    81,304,394.53    0.389403%             0.00     26,125.21       26,125.21       0.00     258.25
                        1-A-PO      1,674,347.94    0.000000%       174,610.35          0.00      174,610.35       0.00       0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate             1-B-1       7,739,960.90    6.250000%         7,507.28     40,286.84       47,794.11       0.00      25.46
                        1-B-2       3,571,984.52    6.250000%         3,464.60     18,592.34       22,056.94       0.00      11.75
                        1-B-3       1,785,992.26    6.250000%         1,732.30      9,296.17       11,028.47       0.00       5.88
                        1-B-4       1,190,992.06    6.250000%         1,155.19      6,199.17        7,354.35       0.00       3.92
                        1-B-5         892,500.30    6.250000%           865.67      4,645.50        5,511.17       0.00       2.94
                        1-B-6         893,995.24    6.250000%           867.10      4,653.28        5,520.38       0.00       2.94
                        CB-1        2,940,601.22    5.898258%        12,293.31     14,355.73       26,649.04       0.00      97.96
                        CB-2          903,612.20    5.898258%         3,777.59      4,411.35        8,188.94       0.00      30.10
                        CB-3          678,674.54    5.898258%         2,837.23      3,313.22        6,150.45       0.00      22.61
                        CB-4          225,903.05    5.898258%           944.40      1,102.84        2,047.23       0.00       7.53
                        CB-5          226,868.45    5.898258%           948.43      1,107.55        2,055.98       0.00       7.56
                        CB-6          453,146.60    5.898258%         1,894.40      2,212.22        4,106.62       0.00      15.10
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals          -        -        496,153,680.69     -           67,488,855.14  2,589,546.95   70,078,402.09     -        6,824.76
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information

- --------------------------------------------------------------------------------
                                             Ending Cert.          Unpaid
Type             Class Code     Name         Notional Bal.         Interest
- --------------------------------------------------------------------------------
Senior                          1-A-1       7,235,953.02             33.41
                                1-A-2       6,029,960.85             22.27
                                1-A-3       3,349,978.04              3.92
                                1-A-4       3,349,978.04             17.11
                                1-A-5      10,190,000.00             33.52
                                1-A-6       5,000,000.00             16.45
                                1-A-7      56,363,000.00            185.41
                                1-A-8      25,000,000.00              0.00
                                1-A-9         720,000.00              2.37
                                1-A-10     11,435,006.79             13.49
                                1-A-11     11,435,006.79             58.84
                                1-A-12     39,036,747.59            174.29
                                1-A-13     12,692,805.34             59.03
                                1-A-14     21,292,771.41             87.15
                                1-A-15     54,000,000.00            177.63
                                1-A-16      6,000,000.00             19.74
Residual                        1-A-R               0.00              0.00
                                1-A-MR              0.00              0.00
                                1-A-LR              0.00              0.00
                                1-A-WIO   162,940,916.59             21.62
                                2-A-1      70,497,968.44            880.93
                                2-A-WIO    67,384,033.63             37.21
                                3-A-1      77,574,952.64          4,409.45
                                3-A-WIO    71,272,934.35            258.25
                                1-A-PO      1,499,737.59              0.00
- --------------------------------------------------------------------------------
Subordinate                     1-B-1       7,732,453.62             25.46
                                1-B-2       3,568,519.92             11.75
                                1-B-3       1,784,259.96              5.88
                                1-B-4       1,189,836.87              3.92
                                1-B-5         891,634.63              2.94
                                1-B-6         893,128.14              2.94
                                CB-1        2,928,307.91             97.96
                                CB-2          899,834.61             30.10
                                CB-3          675,837.32             22.61
                                CB-4          224,958.65              7.53
                                CB-5          225,920.01              7.56
                                CB-6          451,252.20             15.10
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals            -              -        428,664,825.55          6,745.81
- --------------------------------------------------------------------------------



                             Payment Date: 07/25/03


          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------



Class Information                                Current Payment Information

                                                      Factors per $1,000

- ------------------------------------------------------------------------------------------------------------------------
                                   Beginning     Pass Thru    CUSIP       Principal     Interest    Ending Cert./
Type        Class Code    Name   Cert. Bal.(Face)  Rate       Numbers       Dist.         Dist.     Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
                                                                            
- ------------------------------------------------------------------------------------------------------------------------
Senior                     1-A-1  10,155,594.94     6.250000% 06050HVW5    97.321397      1.762011    241.198434
                           1-A-2   8,462,995.78     5.000000% 06050HVX3    97.321397      1.409608    241.198434
                           1-A-3   4,701,664.02     1.585000% 06050HVY1    97.321397      0.446846    241.198434
                           1-A-4   4,701,664.02     6.915000% 06050HVZ8     0.000000      1.949488    241.198434
                           1-A-5  10,190,000.00     6.250000% 06050HWA2     0.000000      5.205044  1,000.000000
                           1-A-6   5,000,000.00     6.250000% 06050HWB0     0.000000      5.205044  1,000.000000
                           1-A-7  56,363,000.00     6.250000% 06050HWC8     0.000000      5.205044  1,000.000000
                           1-A-8  25,000,000.00     6.000000% 06050HXJ2     0.000000      5.000000  1,000.000000
                           1-A-9     720,000.00     6.250000% 06050HWD6     0.000000      5.205044  1,000.000000
                           1-A-10 16,167,464.95     1.585000% 06050HWE4    97.912928      0.441539    236.586349
                           1-A-11 16,167,464.95     6.915000% 06050HWF1     0.000000      1.926335    236.586349
                           1-A-12 55,192,380.72     6.000000% 06050HWG9    97.912928      1.671440    236.586349
                           1-A-13 17,945,812.29     6.250000% 06050HWH7    97.912928      1.741083    236.586349
                           1-A-14 30,104,934.94     5.500000% 06050HWJ3    97.912928      1.532153    236.586349
                           1-A-15 54,000,000.00     6.250000% 06050HWK0     0.000000      5.205044  1,000.000000
                           1-A-16  6,000,000.00     6.250000% 06050HWL8     0.000000      5.205044  1,000.000000
Residual                   1-A-R           0.00     6.250000% 06050HWM6     0.000000      1.395079      0.000000
                           1-A-MR          0.00     6.250000% 06050HWN4     0.000000      0.000000      0.000000
                           1-A-LR          0.00     6.250000% 06050HWP9     0.000000      0.000000      0.000000
                           1-A-WIO188,241,105.06     0.218205% 06050HWQ7     0.000000      0.093897    447.260319
                           2-A-1  83,596,814.25     5.750000% 06050HWR5    69.761543      2.128645    375.456517
                           2-A-WIO 80,466,926.05     0.252298% 06050HWS3     0.000000      0.092555    369.455627
                           3-A-1  90,094,439.52     6.000000% 06050HWT1    45.611322      1.625107    282.623096
                           3-A-WIO 81,304,394.53     0.389403% 06050HWU8     0.000000      0.103704    282.919130
                           1-A-PO  1,674,347.94     0.000000% 06050HWV6    73.334113      0.000000    629.870583
- ------------------------------------------------------------------------------------------------------------------------
Subordinate                1-B-1   7,739,960.90     6.250000% 06050HWW4     0.961855      5.161670    990.705141
                           1-B-2   3,571,984.52     6.250000% 06050HWX2     0.961855      5.161670    990.705141
                           1-B-3   1,785,992.26     6.250000% 06050HWY0     0.961855      5.161670    990.705141
                           1-B-4   1,190,992.06     6.250000% 06050HXC7     0.961855      5.161670    990.705141
                           1-B-5     892,500.30     6.250000% 06050HXD5     0.961855      5.161670    990.705141
                           1-B-6     893,995.24     6.250000% 06050HXE3     0.961829      5.161671    990.705382
                           CB-1    2,940,601.22     5.898258% 06050HWZ7     4.035887      4.712977    961.361758
                           CB-2      903,612.20     5.898258% 06050HXA1     4.035887      4.712977    961.361758
                           CB-3      678,674.54     5.898258% 06050HXB9     4.035887      4.712977    961.361758
                           CB-4      225,903.05     5.898258% 06050HXF0     4.035887      4.712977    961.361758
                           CB-5      226,868.45     5.898258% 06050HXG8     4.035887      4.712977    961.361758
                           CB-6      453,146.60     5.898258% 06050HXH6     4.035889      4.712980    961.362364
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals       -             -     496,153,680.69       -            -           -             -           -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------





          ------------------------------------------------------------
                   BANK OF AMERICA MORTGAGE SECURITIES, INC.
               MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9
                     Bank of America, N.A., Master Servicer
          ------------------------------------------------------------

- --------------------------------------------------------------------------------
                             COLLATERAL INFORMATION
- --------------------------------------------------------------------------------

Prin balance       274,772,144.71    72,762,594.12    81,130,086.21
Loan count                    614              166              195
Avg loan rate           6.606756%        6.233134%        6.563563%
Prepay amount       41,495,223.07    12,777,510.58    12,165,309.32

                          Total
                          -----
Prin balance       428,664,825.04
Loan count                    975
Avg loan rate                6.53
Prepay amount       66,438,042.97

- --------------------------------------------------------------------------------
                                FEES AND ADVANCES
- --------------------------------------------------------------------------------

Master serv fees             0.00             0.00             0.00
Sub servicer fees            0.00             0.00             0.00
Trustee fees               263.81            71.56            78.09


Agg advances                  N/A              N/A              N/A
Adv this period              0.00             0.00             0.00

                          Total
                          -----
Master serv fees             0.00
Sub servicer fees            0.00
Trustee fees               413.46


Agg advances                  N/A
Adv this period              0.00

- --------------------------------------------------------------------------------
                          LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------

Realized losses              0.00             0.00             0.00
Cumulative losses            0.00             0.00             0.00

                          Total
                          -----
Realized losses              0.00
Cumulative losses            0.00

Coverage Amounts
- ----------------
Bankruptcy                   0.00             0.00             0.00
Fraud                        0.00             0.00             0.00
Special Hazard               0.00             0.00             0.00

                          Total
                          -----
Bankruptcy                   0.00
Fraud                        0.00
Special Hazard               0.00


                         Aggregate Certificate Information
   -----------------------------------------------------------------------------
   Class            Aggregate           Aggregate                     Aggregate
   Type            Percentage           Prepay Pct.              End Cert. Bal.
   -----------------------------------------------------------------------------
   Senior           95.673195%           100.000000%            474,649,449.36
   -----------------------------------------------------------------------------
   Junior            4.326805%             0.000000%             21,465,943.84
   -----------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                          DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period                             Loan Count    Ending Stated Balance
- ------                             ----------    ---------------------
30 to 59 days                           2                   789,394.17
60 to 89 days                           3                 2,230,443.74
90 or more                              1                   290,631.60
Foreclosure                             0                         0.00

Totals:                                 6                 3,310,469.51
- --------------------------------------------------------------------------------



- --------------------------------------------------------------------------------
                                REO INFORMATION
- --------------------------------------------------------------------------------
   REO Date        Loan Number     Ending Stated Balance          Book Value
   --------        -----------     ---------------------          ----------
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   N/A              #                   0                            N/A
   Totals:                              0                            N/A

Current Total Outstanding Balance:                                      0.00
Current Total Outstanding Number of Loans:                                 0




- --------------------------------------------------------------------------------
                               OTHER INFORMATION
- --------------------------------------------------------------------------------
                                  Amount/Withdrawal     Total/Ending Bal.
                                  -----------------     -----------------
Available remittance amount           70,078,402.09         70,078,402.09
Principal remittance amount           67,488,855.14         67,488,855.14
Interest remittance amount             2,589,546.95          2,589,546.95