SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On July 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of July 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 25, 2003 Payment Date: 07/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 10,155,594.94 6.250000% 2,919,641.92 52,860.32 2,972,502.23 0.00 33.41 1-A-2 8,462,995.78 5.000000% 2,433,034.93 35,240.21 2,468,275.14 0.00 22.27 1-A-3 4,701,664.02 1.585000% 1,351,685.99 6,206.19 1,357,892.18 0.00 3.92 1-A-4 4,701,664.02 6.915000% 0.00 27,076.23 27,076.23 0.00 17.11 1-A-5 10,190,000.00 6.250000% 0.00 53,039.40 53,039.40 0.00 33.52 1-A-6 5,000,000.00 6.250000% 0.00 26,025.22 26,025.22 0.00 16.45 1-A-7 56,363,000.00 6.250000% 0.00 293,371.89 293,371.89 0.00 185.41 1-A-8 25,000,000.00 6.000000% 0.00 125,000.00 125,000.00 0.00 78.95 1-A-9 720,000.00 6.250000% 0.00 3,747.63 3,747.63 0.00 2.37 1-A-10 16,167,464.95 1.585000% 4,732,458.16 21,341.04 4,753,799.20 0.00 13.49 1-A-11 16,167,464.95 6.915000% 0.00 93,106.18 93,106.18 0.00 58.84 1-A-12 55,192,380.72 6.000000% 16,155,633.13 275,787.61 16,431,420.74 0.00 174.29 1-A-13 17,945,812.29 6.250000% 5,253,006.95 93,408.74 5,346,415.69 0.00 59.03 1-A-14 30,104,934.94 5.500000% 8,812,163.53 137,893.81 8,950,057.33 0.00 87.15 1-A-15 54,000,000.00 6.250000% 0.00 281,072.37 281,072.37 0.00 177.63 1-A-16 6,000,000.00 6.250000% 0.00 31,230.26 31,230.26 0.00 19.74 Residual 1-A-R 0.00 6.250000% 0.00 0.07 0.07 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 188,241,105.06 0.218205% 0.00 34,207.67 34,207.67 0.00 21.62 2-A-1 83,596,814.25 5.750000% 13,098,845.81 399,687.14 13,498,532.95 0.00 880.93 2-A-WIO 80,466,926.05 0.252298% 0.00 16,880.85 16,880.85 0.00 37.21 3-A-1 90,094,439.52 6.000000% 12,519,486.89 446,062.75 12,965,549.63 0.00 4,409.45 3-A-WIO 81,304,394.53 0.389403% 0.00 26,125.21 26,125.21 0.00 258.25 1-A-PO 1,674,347.94 0.000000% 174,610.35 0.00 174,610.35 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,739,960.90 6.250000% 7,507.28 40,286.84 47,794.11 0.00 25.46 1-B-2 3,571,984.52 6.250000% 3,464.60 18,592.34 22,056.94 0.00 11.75 1-B-3 1,785,992.26 6.250000% 1,732.30 9,296.17 11,028.47 0.00 5.88 1-B-4 1,190,992.06 6.250000% 1,155.19 6,199.17 7,354.35 0.00 3.92 1-B-5 892,500.30 6.250000% 865.67 4,645.50 5,511.17 0.00 2.94 1-B-6 893,995.24 6.250000% 867.10 4,653.28 5,520.38 0.00 2.94 CB-1 2,940,601.22 5.898258% 12,293.31 14,355.73 26,649.04 0.00 97.96 CB-2 903,612.20 5.898258% 3,777.59 4,411.35 8,188.94 0.00 30.10 CB-3 678,674.54 5.898258% 2,837.23 3,313.22 6,150.45 0.00 22.61 CB-4 225,903.05 5.898258% 944.40 1,102.84 2,047.23 0.00 7.53 CB-5 226,868.45 5.898258% 948.43 1,107.55 2,055.98 0.00 7.56 CB-6 453,146.60 5.898258% 1,894.40 2,212.22 4,106.62 0.00 15.10 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 496,153,680.69 - 67,488,855.14 2,589,546.95 70,078,402.09 - 6,824.76 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 7,235,953.02 33.41 1-A-2 6,029,960.85 22.27 1-A-3 3,349,978.04 3.92 1-A-4 3,349,978.04 17.11 1-A-5 10,190,000.00 33.52 1-A-6 5,000,000.00 16.45 1-A-7 56,363,000.00 185.41 1-A-8 25,000,000.00 0.00 1-A-9 720,000.00 2.37 1-A-10 11,435,006.79 13.49 1-A-11 11,435,006.79 58.84 1-A-12 39,036,747.59 174.29 1-A-13 12,692,805.34 59.03 1-A-14 21,292,771.41 87.15 1-A-15 54,000,000.00 177.63 1-A-16 6,000,000.00 19.74 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 162,940,916.59 21.62 2-A-1 70,497,968.44 880.93 2-A-WIO 67,384,033.63 37.21 3-A-1 77,574,952.64 4,409.45 3-A-WIO 71,272,934.35 258.25 1-A-PO 1,499,737.59 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,732,453.62 25.46 1-B-2 3,568,519.92 11.75 1-B-3 1,784,259.96 5.88 1-B-4 1,189,836.87 3.92 1-B-5 891,634.63 2.94 1-B-6 893,128.14 2.94 CB-1 2,928,307.91 97.96 CB-2 899,834.61 30.10 CB-3 675,837.32 22.61 CB-4 224,958.65 7.53 CB-5 225,920.01 7.56 CB-6 451,252.20 15.10 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 428,664,825.55 6,745.81 - -------------------------------------------------------------------------------- Payment Date: 07/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 10,155,594.94 6.250000% 06050HVW5 97.321397 1.762011 241.198434 1-A-2 8,462,995.78 5.000000% 06050HVX3 97.321397 1.409608 241.198434 1-A-3 4,701,664.02 1.585000% 06050HVY1 97.321397 0.446846 241.198434 1-A-4 4,701,664.02 6.915000% 06050HVZ8 0.000000 1.949488 241.198434 1-A-5 10,190,000.00 6.250000% 06050HWA2 0.000000 5.205044 1,000.000000 1-A-6 5,000,000.00 6.250000% 06050HWB0 0.000000 5.205044 1,000.000000 1-A-7 56,363,000.00 6.250000% 06050HWC8 0.000000 5.205044 1,000.000000 1-A-8 25,000,000.00 6.000000% 06050HXJ2 0.000000 5.000000 1,000.000000 1-A-9 720,000.00 6.250000% 06050HWD6 0.000000 5.205044 1,000.000000 1-A-10 16,167,464.95 1.585000% 06050HWE4 97.912928 0.441539 236.586349 1-A-11 16,167,464.95 6.915000% 06050HWF1 0.000000 1.926335 236.586349 1-A-12 55,192,380.72 6.000000% 06050HWG9 97.912928 1.671440 236.586349 1-A-13 17,945,812.29 6.250000% 06050HWH7 97.912928 1.741083 236.586349 1-A-14 30,104,934.94 5.500000% 06050HWJ3 97.912928 1.532153 236.586349 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.205044 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.205044 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 1.395079 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO188,241,105.06 0.218205% 06050HWQ7 0.000000 0.093897 447.260319 2-A-1 83,596,814.25 5.750000% 06050HWR5 69.761543 2.128645 375.456517 2-A-WIO 80,466,926.05 0.252298% 06050HWS3 0.000000 0.092555 369.455627 3-A-1 90,094,439.52 6.000000% 06050HWT1 45.611322 1.625107 282.623096 3-A-WIO 81,304,394.53 0.389403% 06050HWU8 0.000000 0.103704 282.919130 1-A-PO 1,674,347.94 0.000000% 06050HWV6 73.334113 0.000000 629.870583 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,739,960.90 6.250000% 06050HWW4 0.961855 5.161670 990.705141 1-B-2 3,571,984.52 6.250000% 06050HWX2 0.961855 5.161670 990.705141 1-B-3 1,785,992.26 6.250000% 06050HWY0 0.961855 5.161670 990.705141 1-B-4 1,190,992.06 6.250000% 06050HXC7 0.961855 5.161670 990.705141 1-B-5 892,500.30 6.250000% 06050HXD5 0.961855 5.161670 990.705141 1-B-6 893,995.24 6.250000% 06050HXE3 0.961829 5.161671 990.705382 CB-1 2,940,601.22 5.898258% 06050HWZ7 4.035887 4.712977 961.361758 CB-2 903,612.20 5.898258% 06050HXA1 4.035887 4.712977 961.361758 CB-3 678,674.54 5.898258% 06050HXB9 4.035887 4.712977 961.361758 CB-4 225,903.05 5.898258% 06050HXF0 4.035887 4.712977 961.361758 CB-5 226,868.45 5.898258% 06050HXG8 4.035887 4.712977 961.361758 CB-6 453,146.60 5.898258% 06050HXH6 4.035889 4.712980 961.362364 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 496,153,680.69 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 274,772,144.71 72,762,594.12 81,130,086.21 Loan count 614 166 195 Avg loan rate 6.606756% 6.233134% 6.563563% Prepay amount 41,495,223.07 12,777,510.58 12,165,309.32 Total ----- Prin balance 428,664,825.04 Loan count 975 Avg loan rate 6.53 Prepay amount 66,438,042.97 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 0.00 0.00 0.00 Sub servicer fees 0.00 0.00 0.00 Trustee fees 263.81 71.56 78.09 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 0.00 Sub servicer fees 0.00 Trustee fees 413.46 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.673195% 100.000000% 474,649,449.36 ----------------------------------------------------------------------------- Junior 4.326805% 0.000000% 21,465,943.84 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 2 789,394.17 60 to 89 days 3 2,230,443.74 90 or more 1 290,631.60 Foreclosure 0 0.00 Totals: 6 3,310,469.51 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 70,078,402.09 70,078,402.09 Principal remittance amount 67,488,855.14 67,488,855.14 Interest remittance amount 2,589,546.95 2,589,546.95