SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 25, 2003
BOA
(Depositor)
(Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a)
(Exact name of registrant as specified in charter)
North Carolina 333-74544-05 04-3617147
(State or other (Commission File No.) (I.R.S. Employer
jurisdiction of Identification No.)
organization)
101 N. Tryon St., Charlotte, NC 28255
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, including area code: 704-387-2111
Not Applicable
(Former name, former address and former fiscal year,
if changed since last report)
Item 5. Other Events
BOA
MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-a
On July 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE
PASS-THROUGH CERTIFICATES Series 2002-a, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of January 1, 2002, among BOA as Depositor, BANK
OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of
New York, as Trustee.
Item 7. Financial Statements and Exhibits
(c) Exhibits
Exhibit No. Description
99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-a relating to the distribution date of July 25,
2003 prepared by The Bank of New York, as Trustee under the
Pooling and Servicing Agreement dated as of January 1, 2002.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: July 25, 2003
BOA
By: /s/ Diane Pickett
------------------------------
Name: Diane Pickett
Vice President
The Bank of New York,
as Trustee
EXHIBIT INDEX
Exhibit
99 Monthly Remittance Statement dated July 25, 2003
Payment Date: 07/25/03
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BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
- ----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
Senior A1 172,361,589.94 5.242000% 16,787,961.11 752,932.88 17,540,893.99 0.00 0.00
A2 20,469,796.14 5.242000% 4,818,341.57 89,418.89 4,907,760.46 0.00 0.00
A3 29,000,000.00 5.242000% 0.00 126,681.67 126,681.67 0.00 0.00
A4 1,380,552.45 5.242000% 134,465.35 6,030.71 140,496.06 0.00 0.00
A5 1,026,417.46 0.000000% 9,666.85 0.00 9,666.85 0.00 0.00
Residual AR 0.00 5.242000% 0.00 0.07 0.07 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate B1 7,711,884.38 5.242000% 367,238.95 33,688.08 400,927.03 0.00 0.00
B2 3,029,734.36 5.242000% 144,275.56 13,234.89 157,510.45 0.00 0.00
B3 2,478,623.48 5.242000% 118,031.73 10,827.45 128,859.19 0.00 0.00
B4 551,110.88 5.242000% 26,243.83 2,407.44 28,651.27 0.00 0.00
B5 1,101,304.77 5.242000% 52,443.99 4,810.87 57,254.86 0.00 0.00
B6 1,102,405.20 5.242000% 52,496.39 4,815.67 57,312.07 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals - - 240,213,419.07 - 22,511,165.33 1,044,848.62 23,556,013.95 - -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information
- --------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
- --------------------------------------------------------------------------------
Senior A1 155,573,628.83 0.00
A2 15,651,454.57 0.00
A3 29,000,000.00 0.00
A4 1,246,087.10 0.00
A5 1,016,750.61 0.00
Residual AR 0.00 0.00
- --------------------------------------------------------------------------------
Subordinate B1 7,344,645.44 0.00
B2 2,885,458.80 0.00
B3 2,360,591.75 0.00
B4 524,867.05 0.00
B5 1,048,860.78 0.00
B6 1,049,908.81 0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals - - 217,702,253.74 -
- --------------------------------------------------------------------------------
Payment Date: 07/25/03
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
Factors per $1,000
- ------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Senior A1 172,361,589.94 5.242000% 0605065B4 37.351485 1.675198 346.135307
A2 20,469,796.14 5.242000% 0605065C2 48.183416 0.894189 156.514546
A3 29,000,000.00 5.242000% 0605065D0 0.000000 4.368333 1,000.000000
A4 1,380,552.45 5.242000% 0605065E8 37.351485 1.675198 346.135307
A5 1,026,417.46 0.000000% 0605065F5 7.822675 0.000000 822.782327
Residual AR 0.00 5.242000% 0605065G3 0.000000 0.692616 0.000000
- ------------------------------------------------------------------------------------------------------------------------
Subordinate B1 7,711,884.38 5.242000% 0605065H1 43.666938 4.005717 873.322882
B2 3,029,734.36 5.242000% 0605065J7 43.666938 4.005717 873.322882
B3 2,478,623.48 5.242000% 0605065K4 43.666938 4.005717 873.322882
B4 551,110.88 5.242000% 0605065L2 43.666938 4.005717 873.322882
B5 1,101,304.77 5.242000% 0605065M0 43.666938 4.005717 873.322882
B6 1,102,405.20 5.242000% 0605065N8 43.666964 4.005720 873.323401
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals - - 240,213,419.07 - - - - -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a
Bank of America, N.A., Master Servicer
------------------------------------------------------------
- --------------------------------------------------------------------------------
COLLATERAL INFORMATION
- --------------------------------------------------------------------------------
Total
-----
Prin balance 217,702,252.98 217,702,252.98
Loan count 464 464
Avg loan rate 5.976139% 5.98
Prepay amount 22,231,151.75 22,231,151.75
- --------------------------------------------------------------------------------
FEES AND ADVANCES
- --------------------------------------------------------------------------------
Total
-----
Master serv fees 119,495.03 119,495.03
Sub servicer fees 0.00 0.00
Trustee fees 600.53 600.53
Agg advances N/A N/A
Adv this period 0.00 0.00
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LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00
Cumulative losses 0.00 0.00
Coverage Amounts Total
- ---------------- -----
Bankruptcy 0.00 0.00
Fraud 0.00 0.00
Special Hazard 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 93.646205% 100.000000% 224,238,355.98
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Junior 6.353795% 0.000000% 15,214,332.63
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- --------------------------------------------------------------------------------
DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
- ------ ---------- ---------------------
30 to 59 days 2 879,855.00
60 to 89 days 0 0.00
90 or more 0 0.00
Foreclosure 0 0.00
Totals: 2 879,855.00
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- --------------------------------------------------------------------------------
REO INFORMATION
- --------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
- --------------------------------------------------------------------------------
OTHER INFORMATION
- --------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 23,556,013.95 23,556,013.95
Principal remittance amount 22,511,165.33 22,511,165.33
Interest remittance amount 1,044,848.62 1,044,848.62