SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 20, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust) (Exact name of registrant as specified in charter) North Carolina 333-74544-15 61-1430165 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-G Trust On July 20, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-G Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-G Trust relating to the distribution date of July 20, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: July 20, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated July 20, 2003 Payment Date: 07/20/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 41,810,802.43 6.346325% 5,296,984.54 220,854.58 5,517,839.12 0.00 266.21 1-A-2 40,241,078.44 6.346325% 5,098,117.19 212,562.92 5,310,680.11 0.00 256.21 1-A-3 80,482,156.88 6.346325% 10,196,234.37 425,125.84 10,621,360.21 0.00 512.42 1-A-4 1,569,402.06 6.346325% 198,826.57 8,289.95 207,116.52 0.00 9.99 1-A-5 2,414,464.71 6.346325% 305,887.03 12,753.78 318,640.81 0.00 15.37 Residual 1-A-R 0.00 6.346325% 0.00 0.02 0.02 0.00 0.00 2-A-1 122,279,990.65 6.803038% 12,047,960.93 693,229.52 12,741,190.45 0.00 0.00 APT 328,550.58 6.579284% 36,904.35 1,800.33 38,704.68 0.00 1.02 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 8,771,807.50 6.346325% 532,165.89 46,334.77 578,500.65 0.00 55.85 1-B-2 3,693,482.84 6.346325% 224,075.32 19,509.85 243,585.17 0.00 23.52 1-B-3 2,770,540.61 6.346325% 168,082.48 14,634.65 182,717.14 0.00 17.64 1-B-4 692,420.91 6.346325% 42,007.62 3,657.53 45,665.16 0.00 4.41 1-B-5 692,420.91 6.346325% 42,007.62 3,657.53 45,665.16 0.00 4.41 1-B-6 1,385,710.99 6.346325% 84,067.92 7,319.65 91,387.57 0.00 8.82 2-B-1 5,326,703.94 6.803038% 254,899.92 30,198.14 285,098.06 0.00 0.00 2-B-2 1,614,230.31 6.803038% 77,246.11 9,151.39 86,397.50 0.00 0.00 2-B-3 1,614,230.31 6.803038% 77,246.11 9,151.39 86,397.50 0.00 0.00 2-B-4 968,026.00 6.803038% 46,323.16 5,487.93 51,811.09 0.00 0.00 2-B-5 646,204.31 6.803038% 30,922.95 3,663.46 34,586.41 0.00 0.00 2-B-6 807,103.39 6.803038% 38,622.49 4,575.63 43,198.12 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 318,109,327.79 - 34,798,582.58 1,731,958.88 36,530,541.46 - 1,175.88 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 36,513,817.89 266.21 1-A-2 35,142,961.26 256.21 1-A-3 70,285,922.51 512.42 1-A-4 1,370,575.49 9.99 1-A-5 2,108,577.68 15.37 Residual 1-A-R 0.00 0.00 2-A-1 110,232,029.72 0.00 APT 291,646.23 1.02 - -------------------------------------------------------------------------------- Subordinate 1-B-1 8,239,641.62 55.85 1-B-2 3,469,407.52 23.52 1-B-3 2,602,458.12 17.64 1-B-4 650,413.29 4.41 1-B-5 650,413.29 4.41 1-B-6 1,301,643.07 8.82 2-B-1 5,071,804.02 0.00 2-B-2 1,536,984.20 0.00 2-B-3 1,536,984.20 0.00 2-B-4 921,702.85 0.00 2-B-5 615,281.35 0.00 2-B-6 768,480.90 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 283,310,745.20 1,175.88 - -------------------------------------------------------------------------------- Payment Date: 07/20/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 41,810,802.43 6.346325% 06050HKP2 40.784937 1.700503 281.143690 1-A-2 40,241,078.44 6.346325% 06050HKQ0 40.784937 1.700503 281.143690 1-A-3 80,482,156.88 6.346325% 06050HKR8 40.784937 1.700503 281.143690 1-A-4 1,569,402.06 6.346325% 06050HKS6 40.784937 1.700503 281.143690 1-A-5 2,414,464.71 6.346325% 06050HKT4 40.784937 1.700503 281.143690 Residual 1-A-R 0.00 6.346325% 06050HKU1 0.000000 0.230355 0.000000 2-A-1 122,279,990.65 6.803038% 06050HKV9 33.023765 1.900160 302.148771 APT 328,550.58 6.579284% 06050HKW7 36.904351 1.800331 291.646231 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 8,771,807.50 6.346325% 06050HKX5 51.989633 4.526648 804.966942 1-B-2 3,693,482.84 6.346325% 06050HKY3 51.989633 4.526648 804.966942 1-B-3 2,770,540.61 6.346325% 06050HKZ0 51.989633 4.526648 804.966942 1-B-4 692,420.91 6.346325% 06050HLD8 51.989633 4.526648 804.966942 1-B-5 692,420.91 6.346325% 06050HLE6 51.989633 4.526648 804.966942 1-B-6 1,385,710.99 6.346325% 06050HLF3 51.989598 4.526648 804.966977 2-B-1 5,326,703.94 6.803038% 06050HLA4 40.849345 4.839446 812.789106 2-B-2 1,614,230.31 6.803038% 06050HLB2 40.849345 4.839446 812.789106 2-B-3 1,614,230.31 6.803038% 06050HLC0 40.849345 4.839446 812.789106 2-B-4 968,026.00 6.803038% 06050HLG1 40.849345 4.839446 812.789106 2-B-5 646,204.31 6.803038% 06050HLH9 40.849345 4.839446 812.789106 2-B-6 807,103.39 6.803038% 06050HLJ5 40.849368 4.839448 812.789560 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 318,109,327.79 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-G Trust Bank of America, NA, as Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 162,476,403.52 120,834,341.13 283,310,744.65 Loan count 229 221 450 Avg loan rate 6.596325% 7.053038% 6.79 Prepay amount 22,008,818.15 12,409,924.88 34,418,743.03 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 0.00 6,007.90 6,007.90 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 91.353575% 100.000000% 289,126,445.75 ----------------------------------------------------------------------------- Junior 8.646425% 0.000000% 27,365,214.43 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 17 13,788,287.76 60 to 89 days 4 4,482,686.04 90 or more 5 2,287,477.86 Foreclosure 4 4,095,372.05 Totals: 30 24,653,823.71 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 36,530,541.46 36,530,541.46 Principal remittance amount 34,798,582.58 34,798,582.58 Interest remittance amount 1,731,958.88 1,731,958.88