SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On August 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of August 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: August 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated August 25, 2003 Payment Date: 08/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 7,235,953.02 6.250000% 3,199,569.26 37,281.70 3,236,850.96 0.00 405.56 1-A-2 6,029,960.85 5.000000% 2,666,307.72 24,854.46 2,691,162.18 0.00 270.37 1-A-3 3,349,978.04 1.650000% 1,481,281.97 4,556.65 1,485,838.62 0.00 49.57 1-A-4 3,349,978.04 6.850000% 0.00 18,917.01 18,917.01 0.00 205.78 1-A-5 10,190,000.00 6.250000% 0.00 52,501.79 52,501.79 0.00 571.13 1-A-6 5,000,000.00 6.250000% 0.00 25,761.43 25,761.43 0.00 280.24 1-A-7 56,363,000.00 6.250000% 0.00 290,398.27 290,398.27 0.00 3,159.02 1-A-8 25,000,000.00 6.000000% 0.00 125,000.00 125,000.00 0.00 1,345.15 1-A-9 720,000.00 6.250000% 0.00 3,709.65 3,709.65 0.00 40.35 1-A-10 11,435,006.79 1.650000% 5,186,193.41 15,553.93 5,201,747.34 0.00 169.20 1-A-11 11,435,006.79 6.850000% 0.00 64,572.40 64,572.40 0.00 702.43 1-A-12 39,036,747.59 6.000000% 17,704,591.40 193,083.33 17,897,674.73 0.00 2,100.41 1-A-13 12,692,805.34 6.250000% 5,756,651.01 65,396.96 5,822,047.96 0.00 711.40 1-A-14 21,292,771.41 5.500000% 9,657,049.86 96,541.67 9,753,591.52 0.00 1,050.20 1-A-15 54,000,000.00 6.250000% 0.00 278,223.42 278,223.42 0.00 3,026.58 1-A-16 6,000,000.00 6.250000% 0.00 30,913.71 30,913.71 0.00 336.29 Residual 1-A-R 0.00 6.250000% 0.00 0.03 0.03 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 162,940,916.59 0.218155% 0.00 29,303.25 29,303.25 0.00 318.77 2-A-1 70,497,968.44 5.750000% 13,110,645.89 326,569.26 13,437,215.15 0.00 11,233.50 2-A-WIO 67,384,033.63 0.253876% 0.00 13,781.93 13,781.93 0.00 474.08 3-A-1 77,574,952.64 6.000000% 10,129,170.01 383,891.93 10,513,061.94 0.00 3,982.84 3-A-WIO 71,272,934.35 0.378878% 0.00 22,272.06 22,272.06 0.00 231.07 1-A-PO 1,499,737.59 0.000000% 227,084.65 0.00 227,084.65 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,732,453.62 6.250000% 7,558.90 39,839.81 47,398.71 0.00 433.39 1-B-2 3,568,519.92 6.250000% 3,488.42 18,386.03 21,874.46 0.00 200.01 1-B-3 1,784,259.96 6.250000% 1,744.21 9,193.02 10,937.23 0.00 100.00 1-B-4 1,189,836.87 6.250000% 1,163.13 6,130.38 7,293.51 0.00 66.69 1-B-5 891,634.63 6.250000% 871.62 4,593.96 5,465.58 0.00 49.97 1-B-6 893,128.14 6.250000% 873.08 4,601.65 5,474.73 0.00 50.06 CB-1 2,928,307.91 5.898224% 12,320.48 14,114.08 26,434.56 0.00 279.10 CB-2 899,834.61 5.898224% 3,785.94 4,337.09 8,123.03 0.00 85.76 CB-3 675,837.32 5.898224% 2,843.50 3,257.45 6,100.95 0.00 64.41 CB-4 224,958.65 5.898224% 946.48 1,084.27 2,030.76 0.00 21.44 CB-5 225,920.01 5.898224% 950.53 1,088.91 2,039.44 0.00 21.53 CB-6 451,252.20 5.898224% 1,898.59 2,174.98 4,073.56 0.00 43.01 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 428,664,825.55 - 69,156,990.05 2,211,886.46 71,368,876.51 - 32,079.33 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 4,036,383.76 405.56 1-A-2 3,363,653.13 270.37 1-A-3 1,868,696.07 49.57 1-A-4 1,868,696.07 205.78 1-A-5 10,190,000.00 571.13 1-A-6 5,000,000.00 280.24 1-A-7 56,363,000.00 3,159.02 1-A-8 25,000,000.00 0.00 1-A-9 720,000.00 40.35 1-A-10 6,248,813.39 169.20 1-A-11 6,248,813.39 702.43 1-A-12 21,332,156.19 2,100.41 1-A-13 6,936,154.33 711.40 1-A-14 11,635,721.56 1,050.20 1-A-15 54,000,000.00 3,026.58 1-A-16 6,000,000.00 336.29 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 139,327,953.56 318.77 2-A-1 57,387,322.56 11,233.50 2-A-WIO 54,956,430.19 474.08 3-A-1 67,445,782.62 3,982.84 3-A-WIO 61,545,863.27 231.07 1-A-PO 1,272,652.94 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,724,894.73 433.39 1-B-2 3,565,031.49 200.01 1-B-3 1,782,515.75 100.00 1-B-4 1,188,673.74 66.69 1-B-5 890,763.00 49.97 1-B-6 892,255.06 50.06 CB-1 2,915,987.44 279.10 CB-2 896,048.67 85.76 CB-3 672,993.82 64.41 CB-4 224,012.17 21.44 CB-5 224,969.48 21.53 CB-6 449,353.61 43.01 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 359,507,835.50 30,734.18 - -------------------------------------------------------------------------------- Payment Date: 08/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 7,235,953.02 6.250000% 06050HVW5 106.652309 1.242723 134.546125 1-A-2 6,029,960.85 5.000000% 06050HVX3 106.652309 0.994179 134.546125 1-A-3 3,349,978.04 1.650000% 06050HVY1 106.652309 0.328079 134.546125 1-A-4 3,349,978.04 6.850000% 06050HVZ8 0.000000 1.362025 134.546125 1-A-5 10,190,000.00 6.250000% 06050HWA2 0.000000 5.152286 1,000.000000 1-A-6 5,000,000.00 6.250000% 06050HWB0 0.000000 5.152286 1,000.000000 1-A-7 56,363,000.00 6.250000% 06050HWC8 0.000000 5.152286 1,000.000000 1-A-8 25,000,000.00 6.000000% 06050HXJ2 0.000000 5.000000 1,000.000000 1-A-9 720,000.00 6.250000% 06050HWD6 0.000000 5.152286 1,000.000000 1-A-10 11,435,006.79 1.650000% 06050HWE4 107.300554 0.321806 129.285795 1-A-11 11,435,006.79 6.850000% 06050HWF1 0.000000 1.335981 129.285795 1-A-12 39,036,747.59 6.000000% 06050HWG9 107.300554 1.170202 129.285795 1-A-13 12,692,805.34 6.250000% 06050HWH7 107.300554 1.218960 129.285795 1-A-14 21,292,771.41 5.500000% 06050HWJ3 107.300554 1.072685 129.285795 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.152286 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.152286 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 0.655947 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO162,940,916.59 0.218155% 06050HWQ7 0.000000 0.080435 382.444546 2-A-1 70,497,968.44 5.750000% 06050HWR5 69.824387 1.739235 305.632130 2-A-WIO 67,384,033.63 0.253876% 06050HWS3 0.000000 0.075564 301.317111 3-A-1 77,574,952.64 6.000000% 06050HWT1 36.902857 1.398605 245.720239 3-A-WIO 71,272,934.35 0.378878% 06050HWU8 0.000000 0.088409 244.307355 1-A-PO 1,499,737.59 0.000000% 06050HWV6 95.372645 0.000000 534.497937 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,732,453.62 6.250000% 06050HWW4 0.968469 5.104396 989.736672 1-B-2 3,568,519.92 6.250000% 06050HWX2 0.968469 5.104396 989.736672 1-B-3 1,784,259.96 6.250000% 06050HWY0 0.968469 5.104396 989.736672 1-B-4 1,189,836.87 6.250000% 06050HXC7 0.968469 5.104396 989.736672 1-B-5 891,634.63 6.250000% 06050HXD5 0.968469 5.104396 989.736672 1-B-6 893,128.14 6.250000% 06050HXE3 0.968469 5.104397 989.736914 CB-1 2,928,307.91 5.898224% 06050HWZ7 4.044805 4.633644 957.316953 CB-2 899,834.61 5.898224% 06050HXA1 4.044805 4.633644 957.316953 CB-3 675,837.32 5.898224% 06050HXB9 4.044805 4.633644 957.316953 CB-4 224,958.65 5.898224% 06050HXF0 4.044805 4.633644 957.316953 CB-5 225,920.01 5.898224% 06050HXG8 4.044805 4.633644 957.316953 CB-6 451,252.20 5.898224% 06050HXH6 4.044807 4.633647 957.317556 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 428,664,825.55 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 228,912,810.87 59,636,613.00 70,958,411.12 Loan count 512 136 170 Avg loan rate 6.605663% 6.231071% 6.557970% Prepay amount 45,590,662.24 12,843,572.38 9,812,137.35 Total ----- Prin balance 359,507,834.99 Loan count 818 Avg loan rate 6.53 Prepay amount 68,246,371.97 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 0.00 0.00 0.00 Sub servicer fees 0.00 0.00 0.00 Trustee fees 228.98 60.64 67.61 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 0.00 Sub servicer fees 0.00 Trustee fees 357.22 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 95.000891% 100.000000% 407,198,881.71 ----------------------------------------------------------------------------- Junior 4.999109% 0.000000% 21,427,498.96 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 6 2,423,565.51 60 to 89 days 1 816,363.26 90 or more 1 420,407.22 Foreclosure 1 290,631.60 Totals: 9 3,950,967.59 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 71,368,876.51 71,368,876.51 Principal remittance amount 69,156,990.05 69,156,990.05 Interest remittance amount 2,211,886.46 2,211,886.46