SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): August 25, 2003
BOA
(Depositor)
(Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a)
(Exact name of registrant as specified in charter)
North Carolina 333-74544-05 04-3617147
(State or other (Commission File No.) (I.R.S. Employer
jurisdiction of Identification No.)
organization)
101 N. Tryon St., Charlotte, NC 28255
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, including area code: 704-387-2111
Not Applicable
(Former name, former address and former fiscal year,
if changed since last report)
Item 5. Other Events
BOA
MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-a
On August 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE
PASS-THROUGH CERTIFICATES Series 2002-a, made a monthly distribution to
Certificate holders of principal and/or interest pursuant to the Pooling and
Servicing Agreement, dated as of January 1, 2002, among BOA as Depositor, BANK
OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of
New York, as Trustee.
Item 7. Financial Statements and Exhibits
(c) Exhibits
Exhibit No. Description
99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES
Series 2002-a relating to the distribution date of August
25, 2003 prepared by The Bank of New York, as Trustee under
the Pooling and Servicing Agreement dated as of January 1,
2002.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
Dated: August 25, 2003
BOA
By: /s/ Diane Pickett
------------------------------
Name: Diane Pickett
Vice President
The Bank of New York,
as Trustee
EXHIBIT INDEX
Exhibit
99 Monthly Remittance Statement dated August 25, 2003
Payment Date: 08/25/03
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
- ----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
- ----------------------------------------------------------------------------------------------------------------------------------
Senior A1 155,573,628.83 5.242000% 23,415,865.40 679,597.47 24,095,462.87 0.00 0.00
A2 15,651,454.57 5.242000% 6,720,627.77 68,370.77 6,788,998.54 0.00 0.00
A3 29,000,000.00 5.242000% 0.00 126,681.67 126,681.67 0.00 0.00
A4 1,246,087.10 5.242000% 187,552.40 5,443.32 192,995.73 0.00 0.00
A5 1,016,750.61 0.000000% 197,695.32 0.00 197,695.32 0.00 0.00
Residual AR 0.00 5.242000% 0.00 0.00 0.00 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
Subordinate B1 7,344,645.44 5.242000% 537,099.74 32,083.86 569,183.60 0.00 0.00
B2 2,885,458.80 5.242000% 211,008.03 12,604.65 223,612.68 0.00 0.00
B3 2,360,591.75 5.242000% 172,625.52 10,311.85 182,937.37 0.00 0.00
B4 524,867.05 5.242000% 38,382.51 2,292.79 40,675.31 0.00 0.00
B5 1,048,860.78 5.242000% 76,701.16 4,581.77 81,282.94 0.00 0.00
B6 1,049,908.81 5.242000% 76,777.76 4,586.35 81,364.11 0.00 0.00
- ----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------
Totals - - 217,702,253.74 - 31,634,335.62 946,554.51 32,580,890.13 - -
- ----------------------------------------------------------------------------------------------------------------------------------
Class Information
- --------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
- --------------------------------------------------------------------------------
Senior A1 132,157,763.42 0.00
A2 8,930,826.80 0.00
A3 29,000,000.00 0.00
A4 1,058,534.70 0.00
A5 819,055.29 0.00
Residual AR 0.00 0.00
- --------------------------------------------------------------------------------
Subordinate B1 6,807,545.70 0.00
B2 2,674,450.77 0.00
B3 2,187,966.23 0.00
B4 486,484.54 0.00
B5 972,159.62 0.00
B6 973,131.05 0.00
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
Totals - - 186,067,918.12 -
- --------------------------------------------------------------------------------
Payment Date: 08/25/03
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a
Bank of America, N.A., Master Servicer
------------------------------------------------------------
Class Information Current Payment Information
Factors per $1,000
- ------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Senior A1 155,573,628.83 5.242000% 0605065B4 52.097890 1.512034 294.037417
A2 15,651,454.57 5.242000% 0605065C2 67.206278 0.683708 89.308268
A3 29,000,000.00 5.242000% 0605065D0 0.000000 4.368333 1,000.000000
A4 1,246,087.10 5.242000% 0605065E8 52.097890 1.512034 294.037417
A5 1,016,750.61 0.000000% 0605065F5 159.980447 0.000000 662.801879
Residual AR 0.00 5.242000% 0605065G3 0.000000 0.000000 0.000000
- ------------------------------------------------------------------------------------------------------------------------
Subordinate B1 7,344,645.44 5.242000% 0605065H1 63.864416 3.814965 809.458466
B2 2,885,458.80 5.242000% 0605065J7 63.864416 3.814965 809.458466
B3 2,360,591.75 5.242000% 0605065K4 63.864416 3.814965 809.458466
B4 524,867.05 5.242000% 0605065L2 63.864416 3.814965 809.458466
B5 1,048,860.78 5.242000% 0605065M0 63.864416 3.814965 809.458466
B6 1,049,908.81 5.242000% 0605065N8 63.864414 3.814968 809.458987
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
Totals - - 217,702,253.74 - - - - -
- ------------------------------------------------------------------------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------
BANK OF AMERICA MORTGAGE SECURITIES, INC.
MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-a
Bank of America, N.A., Master Servicer
------------------------------------------------------------
- --------------------------------------------------------------------------------
COLLATERAL INFORMATION
- --------------------------------------------------------------------------------
Total
-----
Prin balance 186,067,917.31 186,067,917.31
Loan count 399 399
Avg loan rate 5.974519% 5.97
Prepay amount 31,377,992.17 31,377,992.17
- --------------------------------------------------------------------------------
FEES AND ADVANCES
- --------------------------------------------------------------------------------
Total
-----
Master serv fees 99,401.12 99,401.12
Sub servicer fees 0.00 0.00
Trustee fees 544.26 544.26
Agg advances N/A N/A
Adv this period 0.00 0.00
- --------------------------------------------------------------------------------
LOSSES & INSURANCE COVERAGES
- --------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00
Cumulative losses 0.00 0.00
Coverage Amounts Total
- ---------------- -----
Bankruptcy 0.00 0.00
Fraud 0.00 0.00
Special Hazard 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 93.489192% 100.000000% 202,487,921.11
-----------------------------------------------------------------------------
Junior 6.510808% 0.000000% 14,101,737.90
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- --------------------------------------------------------------------------------
DELINQUENCY INFORMATION
- --------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
- ------ ---------- ---------------------
30 to 59 days 2 874,391.07
60 to 89 days 0 0.00
90 or more 0 0.00
Foreclosure 0 0.00
Totals: 2 874,391.07
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- --------------------------------------------------------------------------------
REO INFORMATION
- --------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
- --------------------------------------------------------------------------------
OTHER INFORMATION
- --------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 32,580,890.13 32,580,890.13
Principal remittance amount 31,634,335.62 31,634,335.62
Interest remittance amount 946,554.51 946,554.51