SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On September 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of September 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: September 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated September 25, 2003 Payment Date: 09/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 4,036,383.76 6.250000% 2,987,737.01 20,507.58 3,008,244.58 0.00 515.26 1-A-2 3,363,653.13 5.000000% 2,489,780.84 13,671.72 2,503,452.56 0.00 343.50 1-A-3 1,868,696.07 1.660000% 1,383,211.49 2,521.67 1,385,733.16 0.00 63.36 1-A-4 1,868,696.07 6.840000% 0.00 10,390.50 10,390.50 0.00 261.06 1-A-5 10,190,000.00 6.250000% 0.00 51,772.13 51,772.13 0.00 1,300.78 1-A-6 5,000,000.00 6.250000% 0.00 25,403.40 25,403.40 0.00 638.26 1-A-7 56,363,000.00 6.250000% 0.00 286,362.40 286,362.40 0.00 7,194.90 1-A-8 25,000,000.00 6.000000% 0.00 125,000.00 125,000.00 0.00 3,063.67 1-A-9 720,000.00 6.250000% 0.00 3,658.09 3,658.09 0.00 91.91 1-A-10 6,248,813.39 1.660000% 4,842,833.74 8,432.33 4,851,266.07 0.00 211.86 1-A-11 6,248,813.39 6.840000% 0.00 34,745.26 34,745.26 0.00 872.98 1-A-12 21,332,156.19 6.000000% 16,532,432.53 104,046.60 16,636,479.12 0.00 2,614.19 1-A-13 6,936,154.33 6.250000% 5,375,523.34 35,240.38 5,410,763.73 0.00 885.42 1-A-14 11,635,721.56 5.500000% 9,017,690.47 52,023.30 9,069,713.77 0.00 1,307.09 1-A-15 54,000,000.00 6.250000% 0.00 274,356.75 274,356.75 0.00 6,893.25 1-A-16 6,000,000.00 6.250000% 0.00 30,484.08 30,484.08 0.00 765.92 Residual 1-A-R 0.00 6.250000% 0.00 0.03 0.03 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 139,327,953.56 0.214227% 0.00 24,263.54 24,263.54 0.00 609.62 2-A-1 57,387,322.56 5.750000% 11,724,079.82 269,502.99 11,993,582.81 0.00 5,477.93 2-A-WIO 54,956,430.19 0.252582% 0.00 11,337.06 11,337.06 0.00 230.44 3-A-1 67,445,782.62 6.000000% 15,761,648.58 324,282.10 16,085,930.68 0.00 12,946.82 3-A-WIO 61,545,863.27 0.390795% 0.00 19,273.67 19,273.67 0.00 769.49 1-A-PO 1,272,652.94 0.000000% 203,491.45 0.00 203,491.45 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,724,894.73 6.250000% 7,621.58 39,247.72 46,869.30 0.00 986.10 1-B-2 3,565,031.49 6.250000% 3,517.35 18,112.79 21,630.14 0.00 455.09 1-B-3 1,782,515.75 6.250000% 1,758.68 9,056.39 10,815.07 0.00 227.54 1-B-4 1,188,673.74 6.250000% 1,172.78 6,039.27 7,212.05 0.00 151.74 1-B-5 890,763.00 6.250000% 878.85 4,525.68 5,404.53 0.00 113.71 1-B-6 892,255.06 6.250000% 880.20 4,533.26 5,413.46 0.00 113.90 CB-1 2,915,987.44 5.898190% 12,529.26 13,887.39 26,416.65 0.00 445.15 CB-2 896,048.67 5.898190% 3,850.09 4,267.43 8,117.53 0.00 136.79 CB-3 672,993.82 5.898190% 2,891.68 3,205.13 6,096.82 0.00 102.74 CB-4 224,012.17 5.898190% 962.52 1,066.86 2,029.38 0.00 34.20 CB-5 224,969.48 5.898190% 966.64 1,071.42 2,038.05 0.00 34.34 CB-6 449,353.61 5.898190% 1,930.76 2,140.05 4,070.80 0.00 68.60 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 359,507,835.50 - 70,357,389.65 1,834,428.97 72,191,818.62 - 49,927.60 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 1,048,646.75 515.26 1-A-2 873,872.29 343.50 1-A-3 485,484.58 63.36 1-A-4 485,484.58 261.06 1-A-5 10,190,000.00 1,300.78 1-A-6 5,000,000.00 638.26 1-A-7 56,363,000.00 7,194.90 1-A-8 25,000,000.00 0.00 1-A-9 720,000.00 91.91 1-A-10 1,405,979.65 211.86 1-A-11 1,405,979.65 872.98 1-A-12 4,799,723.66 2,614.19 1-A-13 1,560,630.99 885.42 1-A-14 2,618,031.09 1,307.09 1-A-15 54,000,000.00 6,893.25 1-A-16 6,000,000.00 765.92 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 111,511,399.59 609.62 2-A-1 45,663,242.74 5,477.93 2-A-WIO 43,913,873.01 230.44 3-A-1 51,684,134.04 12,946.82 3-A-WIO 48,480,021.44 769.49 1-A-PO 1,069,161.49 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,717,273.15 986.10 1-B-2 3,561,514.14 455.09 1-B-3 1,780,757.07 227.54 1-B-4 1,187,500.97 151.74 1-B-5 889,884.16 113.71 1-B-6 891,374.86 113.90 CB-1 2,903,458.18 445.15 CB-2 892,198.57 136.79 CB-3 670,102.13 102.74 CB-4 223,049.64 34.20 CB-5 224,002.85 34.34 CB-6 447,422.85 68.60 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 289,150,445.85 46,863.94 - -------------------------------------------------------------------------------- Payment Date: 09/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 4,036,383.76 6.250000% 06050HVW5 99.591234 0.683586 34.954892 1-A-2 3,363,653.13 5.000000% 06050HVX3 99.591234 0.546869 34.954892 1-A-3 1,868,696.07 1.660000% 06050HVY1 99.591234 0.181560 34.954892 1-A-4 1,868,696.07 6.840000% 06050HVZ8 0.000000 0.748116 34.954892 1-A-5 10,190,000.00 6.250000% 06050HWA2 0.000000 5.080681 1,000.000000 1-A-6 5,000,000.00 6.250000% 06050HWB0 0.000000 5.080681 1,000.000000 1-A-7 56,363,000.00 6.250000% 06050HWC8 0.000000 5.080681 1,000.000000 1-A-8 25,000,000.00 6.000000% 06050HXJ2 0.000000 5.000000 1,000.000000 1-A-9 720,000.00 6.250000% 06050HWD6 0.000000 5.080681 1,000.000000 1-A-10 6,248,813.39 1.660000% 06050HWE4 100.196561 0.174462 29.089234 1-A-11 6,248,813.39 6.840000% 06050HWF1 0.000000 0.718867 29.089234 1-A-12 21,332,156.19 6.000000% 06050HWG9 100.196561 0.630585 29.089234 1-A-13 6,936,154.33 6.250000% 06050HWH7 100.196561 0.656860 29.089234 1-A-14 11,635,721.56 5.500000% 06050HWJ3 100.196561 0.578037 29.089234 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.080681 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.080681 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 0.530077 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO139,327,953.56 0.214227% 06050HWQ7 0.000000 0.066602 306.090239 2-A-1 57,387,322.56 5.750000% 06050HWR5 62.439844 1.435313 243.192286 2-A-WIO 54,956,430.19 0.252582% 06050HWS3 0.000000 0.062159 240.772578 3-A-1 67,445,782.62 6.000000% 06050HWT1 57.423250 1.181433 188.296989 3-A-WIO 61,545,863.27 0.390795% 06050HWU8 0.000000 0.076507 192.442273 1-A-PO 1,272,652.94 0.000000% 06050HWV6 85.463803 0.000000 449.034134 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,724,894.73 6.250000% 06050HWW4 0.976499 5.028536 988.760173 1-B-2 3,565,031.49 6.250000% 06050HWX2 0.976499 5.028536 988.760173 1-B-3 1,782,515.75 6.250000% 06050HWY0 0.976499 5.028536 988.760173 1-B-4 1,188,673.74 6.250000% 06050HXC7 0.976499 5.028536 988.760173 1-B-5 890,763.00 6.250000% 06050HXD5 0.976499 5.028536 988.760173 1-B-6 892,255.06 6.250000% 06050HXE3 0.976367 5.028537 988.760547 CB-1 2,915,987.44 5.898190% 06050HWZ7 4.113348 4.559222 953.203605 CB-2 896,048.67 5.898190% 06050HXA1 4.113348 4.559222 953.203605 CB-3 672,993.82 5.898190% 06050HXB9 4.113348 4.559222 953.203605 CB-4 224,012.17 5.898190% 06050HXF0 4.113348 4.559222 953.203605 CB-5 224,969.48 5.898190% 06050HXG8 4.113348 4.559222 953.203605 CB-6 449,353.61 5.898190% 06050HXH6 4.113351 4.559225 953.204206 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 359,507,835.50 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 186,184,939.10 47,903,501.89 55,062,004.23 Loan count 425 110 138 Avg loan rate 6.606978% 6.228266% 6.562765% Prepay amount 42,501,978.12 11,497,364.78 15,574,762.32 Total ----- Prin balance 289,150,445.22 Loan count 673 Avg loan rate 6.54 Prepay amount 69,574,105.22 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 0.00 0.00 0.00 Sub servicer fees 0.00 0.00 0.00 Trustee fees 190.76 49.70 59.13 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 0.00 Sub servicer fees 0.00 Trustee fees 299.59 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 94.049961% 100.000000% 338,080,336.54 ----------------------------------------------------------------------------- Junior 5.950039% 0.000000% 21,388,538.58 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 3 1,515,949.06 60 to 89 days 2 915,756.14 90 or more 1 420,028.44 Foreclosure 1 290,631.60 Totals: 7 3,142,365.24 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 72,191,818.62 72,191,818.62 Principal remittance amount 70,357,389.65 70,357,389.65 Interest remittance amount 1,834,428.97 1,834,428.97