SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9) (Exact name of registrant as specified in charter) North Carolina 333-97547-04 61-1430148/Man (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 On October 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of September 1, 2002, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 2002-9 relating to the distribution date of October 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of September 1, 2002. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2003 Payment Date: 10/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1-A-1 1,048,646.75 6.250000% 1,048,646.75 5,461.70 1,054,108.45 0.00 0.00 1-A-2 873,872.29 5.000000% 873,872.29 3,641.13 877,513.43 0.00 0.00 1-A-3 485,484.58 1.670000% 485,484.58 675.63 486,160.21 0.00 0.00 1-A-4 485,484.58 6.830000% 0.00 2,763.22 2,763.22 0.00 0.00 1-A-5 10,190,000.00 6.250000% 290,697.12 53,072.92 343,770.04 0.00 0.00 1-A-6 5,000,000.00 6.250000% 0.00 26,041.67 26,041.67 0.00 0.00 1-A-7 56,363,000.00 6.250000% 3,685,337.59 293,557.29 3,978,894.88 0.00 0.00 1-A-8 25,000,000.00 6.000000% 0.00 125,000.00 125,000.00 0.00 0.00 1-A-9 720,000.00 6.250000% 0.00 3,750.00 3,750.00 0.00 0.00 1-A-10 1,405,979.65 1.670000% 1,405,979.65 1,956.66 1,407,936.30 0.00 0.00 1-A-11 1,405,979.65 6.830000% 0.00 8,002.37 8,002.37 0.00 0.00 1-A-12 4,799,723.66 6.000000% 4,799,723.66 23,998.62 4,823,722.28 0.00 0.00 1-A-13 1,560,630.99 6.250000% 1,560,630.99 8,128.29 1,568,759.28 0.00 0.00 1-A-14 2,618,031.09 5.500000% 2,618,031.09 11,999.31 2,630,030.40 0.00 0.00 1-A-15 54,000,000.00 6.250000% 0.00 281,250.00 281,250.00 0.00 0.00 1-A-16 6,000,000.00 6.250000% 0.00 31,250.00 31,250.00 0.00 0.00 Residual 1-A-R 0.00 6.250000% 0.00 0.02 0.02 0.00 0.00 1-A-MR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-LR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 1-A-WIO 111,511,399.59 0.213394% 0.00 19,829.84 19,829.84 0.00 0.00 2-A-1 45,663,242.74 5.750000% 6,271,882.34 217,427.74 6,489,310.08 0.00 1,375.30 2-A-WIO 43,913,873.01 0.253538% 0.00 9,219.87 9,219.87 0.00 58.32 3-A-1 51,684,134.04 6.000000% 6,170,488.78 256,771.47 6,427,260.25 0.00 1,649.20 3-A-WIO 48,480,021.44 0.404023% 0.00 16,218.38 16,218.38 0.00 104.17 1-A-PO 1,069,161.49 0.000000% 76,448.99 0.00 76,448.99 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate 1-B-1 7,717,273.15 6.250000% 7,684.51 40,194.13 47,878.64 0.00 0.00 1-B-2 3,561,514.14 6.250000% 3,546.39 18,549.55 22,095.95 0.00 0.00 1-B-3 1,780,757.07 6.250000% 1,773.20 9,274.78 11,047.97 0.00 0.00 1-B-4 1,187,500.97 6.250000% 1,182.46 6,184.90 7,367.36 0.00 0.00 1-B-5 889,884.16 6.250000% 886.11 4,634.81 5,520.92 0.00 0.00 1-B-6 891,374.86 6.250000% 887.59 4,642.58 5,530.17 0.00 0.00 CB-1 2,903,458.18 5.898155% 12,751.02 14,180.34 26,931.36 0.00 90.53 CB-2 892,198.57 5.898155% 3,918.24 4,357.45 8,275.69 0.00 27.82 CB-3 670,102.13 5.898155% 2,942.86 3,272.75 6,215.61 0.00 20.89 CB-4 223,049.64 5.898155% 979.56 1,089.36 2,068.92 0.00 6.95 CB-5 224,002.85 5.898155% 983.75 1,094.02 2,077.76 0.00 6.98 CB-6 447,422.85 5.898155% 1,964.85 2,185.19 4,150.04 0.00 13.95 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 289,150,445.85 - 29,326,724.35 1,509,675.98 30,836,400.34 - 3,354.11 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1-A-1 0.00 0.00 1-A-2 0.00 0.00 1-A-3 0.00 0.00 1-A-4 0.00 0.00 1-A-5 9,899,302.88 0.00 1-A-6 5,000,000.00 0.00 1-A-7 52,677,662.41 0.00 1-A-8 25,000,000.00 0.00 1-A-9 720,000.00 0.00 1-A-10 0.00 0.00 1-A-11 0.00 0.00 1-A-12 0.00 0.00 1-A-13 0.00 0.00 1-A-14 0.00 0.00 1-A-15 54,000,000.00 0.00 1-A-16 6,000,000.00 0.00 Residual 1-A-R 0.00 0.00 1-A-MR 0.00 0.00 1-A-LR 0.00 0.00 1-A-WIO 97,621,204.00 0.00 2-A-1 39,391,360.40 1,375.30 2-A-WIO 38,561,729.84 58.32 3-A-1 45,513,645.26 1,649.20 3-A-WIO 42,770,563.91 104.17 1-A-PO 992,712.50 0.00 - -------------------------------------------------------------------------------- Subordinate 1-B-1 7,709,588.64 0.00 1-B-2 3,557,967.75 0.00 1-B-3 1,778,983.87 0.00 1-B-4 1,186,318.51 0.00 1-B-5 888,998.05 0.00 1-B-6 890,487.27 0.00 CB-1 2,890,707.16 90.53 CB-2 888,280.34 27.82 CB-3 667,159.27 20.89 CB-4 222,070.08 6.95 CB-5 223,019.10 6.98 CB-6 445,458.01 13.95 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 259,823,721.50 3,354.11 - -------------------------------------------------------------------------------- Payment Date: 10/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1-A-1 1,048,646.75 6.250000% 06050HVW5 34.954892 0.182057 0.000000 1-A-2 873,872.29 5.000000% 06050HVX3 34.954892 0.145645 0.000000 1-A-3 485,484.58 1.670000% 06050HVY1 34.954892 0.048646 0.000000 1-A-4 485,484.58 6.830000% 06050HVZ8 0.000000 0.198952 0.000000 1-A-5 10,190,000.00 6.250000% 06050HWA2 28.527686 5.208333 971.472314 1-A-6 5,000,000.00 6.250000% 06050HWB0 0.000000 5.208333 1,000.000000 1-A-7 56,363,000.00 6.250000% 06050HWC8 65.385760 5.208333 934.614240 1-A-8 25,000,000.00 6.000000% 06050HXJ2 0.000000 5.000000 1,000.000000 1-A-9 720,000.00 6.250000% 06050HWD6 0.000000 5.208333 1,000.000000 1-A-10 1,405,979.65 1.670000% 06050HWE4 29.089234 0.040483 0.000000 1-A-11 1,405,979.65 6.830000% 06050HWF1 0.000000 0.165566 0.000000 1-A-12 4,799,723.66 6.000000% 06050HWG9 29.089234 0.145446 0.000000 1-A-13 1,560,630.99 6.250000% 06050HWH7 29.089234 0.151506 0.000000 1-A-14 2,618,031.09 5.500000% 06050HWJ3 29.089234 0.133326 0.000000 1-A-15 54,000,000.00 6.250000% 06050HWK0 0.000000 5.208333 1,000.000000 1-A-16 6,000,000.00 6.250000% 06050HWL8 0.000000 5.208333 1,000.000000 Residual 1-A-R 0.00 6.250000% 06050HWM6 0.000000 0.404629 0.000000 1-A-MR 0.00 6.250000% 06050HWN4 0.000000 0.000000 0.000000 1-A-LR 0.00 6.250000% 06050HWP9 0.000000 0.000000 0.000000 1-A-WIO111,511,399.59 0.213394% 06050HWQ7 0.000000 0.054431 267.962718 2-A-1 45,663,242.74 5.750000% 06050HWR5 33.402652 1.157972 209.789634 2-A-WIO 43,913,873.01 0.253538% 06050HWS3 0.000000 0.050551 211.427653 3-A-1 51,684,134.04 6.000000% 06050HWT1 22.480486 0.935477 165.816503 3-A-WIO 48,480,021.44 0.404023% 06050HWU8 0.000000 0.064379 169.778484 1-A-PO 1,069,161.49 0.000000% 06050HWV6 32.107595 0.000000 416.926539 - ------------------------------------------------------------------------------------------------------------------------ Subordinate 1-B-1 7,717,273.15 6.250000% 06050HWW4 0.984562 5.149793 987.775610 1-B-2 3,561,514.14 6.250000% 06050HWX2 0.984562 5.149793 987.775610 1-B-3 1,780,757.07 6.250000% 06050HWY0 0.984562 5.149793 987.775610 1-B-4 1,187,500.97 6.250000% 06050HXC7 0.984562 5.149793 987.775610 1-B-5 889,884.16 6.250000% 06050HXD5 0.984562 5.149793 987.775610 1-B-6 891,374.86 6.250000% 06050HXE3 0.984563 5.149795 987.775984 CB-1 2,903,458.18 5.898155% 06050HWZ7 4.186151 4.655398 949.017453 CB-2 892,198.57 5.898155% 06050HXA1 4.186151 4.655398 949.017453 CB-3 670,102.13 5.898155% 06050HXB9 4.186151 4.655398 949.017453 CB-4 223,049.64 5.898155% 06050HXF0 4.186151 4.655398 949.017453 CB-5 224,002.85 5.898155% 06050HXG8 4.186151 4.655398 949.017453 CB-6 447,422.85 5.898155% 06050HXH6 4.185973 4.655401 949.018233 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 289,150,445.85 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 2002-9 Bank of America, N.A., Master Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 169,391,809.19 41,581,102.66 48,850,808.93 Loan count 389 98 123 Avg loan rate 6.601574% 6.226627% 6.584793% Prepay amount 16,607,695.18 6,132,258.90 5,953,352.47 Total ----- Prin balance 259,823,720.78 Loan count 610 Avg loan rate 6.54 Prepay amount 28,693,306.54 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 9,225.36 0.00 0.00 Sub servicer fees 0.00 0.00 0.00 Trustee fees 155.15 39.92 45.89 Agg advances N/A N/A N/A Adv this period 0.00 0.00 0.00 Total ----- Master serv fees 9,225.36 Sub servicer fees 0.00 Trustee fees 240.96 Agg advances N/A Adv this period 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 Cumulative losses 0.00 Coverage Amounts - ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 0.00 0.00 0.00 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 Fraud 0.00 Special Hazard 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 92.615624% 100.000000% 267,761,907.27 ----------------------------------------------------------------------------- Junior 7.384376% 0.000000% 21,349,038.05 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 4 1,105,594.30 60 to 89 days 1 814,913.36 90 or more 2 950,580.05 Foreclosure 1 290,631.60 Totals: 8 3,161,719.31 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 30,836,400.34 30,836,400.34 Principal remittance amount 29,326,724.35 29,326,724.35 Interest remittance amount 1,509,675.98 1,509,675.98