SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2003 BOA (Depositor) (Issuer in respect of MORTGAGE PASS-THROUGH CERTIFICATES, Series 1999-6 Trust) (Exact name of registrant as specified in charter) North Carolina 333-67267-05 13-4067088 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) 101 N. Tryon St., Charlotte, NC 28255 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: 704-387-2111 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events BOA MORTGAGE PASS-THROUGH CERTIFICATES Series 1999-6 Trust On October 25, 2003, The Bank of New York, as Trustee for BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 1999-6 Trust, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of June 1, 1999, among BOA as Depositor, BANK OF AMERICA MORTGAGE SECURITIES, INC., Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of BOA, MORTGAGE PASS-THROUGH CERTIFICATES Series 1999-6 Trust relating to the distribution date of October 25, 2003 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of June 1, 1999. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: October 25, 2003 BOA By: /s/ Diane Pickett ------------------------------ Name: Diane Pickett Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated October 25, 2003 Payment Date: 10/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 1999-6 Trust Bank of America, FSB, Servicer ------------------------------------------------------------ Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior A1 8,388,299.93 6.250000% 1,101,076.35 43,689.06 1,144,765.41 0.00 0.00 A2 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 A3 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 A4 17,962,304.99 6.250000% 2,357,792.33 93,553.67 2,451,346.00 0.00 0.00 APO 115,431.15 0.000000% 1,007.60 0.00 1,007.60 0.00 0.00 Residual AR 0.00 6.250000% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- Subordinate B1 1,785,083.70 6.250000% 11,833.68 9,297.31 21,130.99 0.00 0.00 B2 833,462.01 6.250000% 5,525.19 4,340.95 9,866.14 0.00 0.00 B3 833,462.01 6.250000% 5,525.19 4,340.95 9,866.14 0.00 0.00 B4 476,603.86 6.250000% 3,159.50 2,482.31 5,641.82 0.00 0.00 B5 238,698.44 6.250000% 1,582.38 1,243.22 2,825.60 0.00 0.00 B6 357,437.52 6.250000% 2,369.53 1,861.65 4,231.18 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 30,990,783.61 - 3,489,871.74 160,809.13 3,650,680.87 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior A1 7,287,223.58 0.00 A2 0.00 0.00 A3 0.00 0.00 A4 15,604,512.66 0.00 APO 114,423.55 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- Subordinate B1 1,773,250.02 0.00 B2 827,936.82 0.00 B3 827,936.82 0.00 B4 473,444.36 0.00 B5 237,116.06 0.00 B6 355,067.99 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 27,500,911.87 - - -------------------------------------------------------------------------------- Payment Date: 10/25/03 ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 1999-6 Trust Bank of America, FSB, Servicer ------------------------------------------------------------ Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior A1 8,388,299.93 6.250000% 060506EW8 11.772063 0.467098 77.910722 A2 0.00 6.250000% 060506EX6 0.000000 0.000000 0.000000 A3 0.00 6.250000% 060506EY4 0.000000 0.000000 0.000000 A4 17,962,304.99 6.250000% 060506EZ1 57.647734 2.287376 381.528427 APO 115,431.15 0.000000% 060506FA5 1.797456 0.000000 204.120804 Residual AR 0.00 6.250000% 060506FB3 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ Subordinate B1 1,785,083.70 6.250000% 060506FC1 5.257077 4.130302 787.761002 B2 833,462.01 6.250000% 060506FD9 5.257077 4.130303 787.761008 B3 833,462.01 6.250000% 060506FE7 5.257077 4.130303 787.761008 B4 476,603.86 6.250000% 060506FF4 5.257077 4.130302 787.761001 B5 238,698.44 6.250000% 060506FG2 5.257077 4.130303 787.761004 B6 357,437.52 6.250000% 060506FH0 5.257077 4.130302 787.760994 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 30,990,783.61 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------ BANK OF AMERICA MORTGAGE SECURITIES, INC. MORTGAGE PASS-THROUGH CERTIFICATES, Series 1999-6 Trust Bank of America, FSB, Servicer ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Total ----- Prin balance 27,500,911.21 27,500,911.21 Loan count 102 102 Avg loan rate 6.734522% 6.73 Prepay amount 3,284,480.92 3,284,480.92 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Total ----- Master serv fees 7,354.93 7,354.93 Sub servicer fees 0.00 0.00 Trustee fees 103.30 103.30 Agg advances N/A N/A Adv this period 0.00 0.00 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts Total - ---------------- ----- Bankruptcy 0.00 0.00 Fraud 3,000,863.98 3,000,863.98 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 85.482437% 100.000000% 26,466,036.07 ----------------------------------------------------------------------------- Junior 14.517563% 0.000000% 4,494,752.07 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 1 278,924.64 60 to 89 days 0 0.00 90 or more 0 0.00 Foreclosure 1 442,930.95 Totals: 2 721,855.59 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 3,650,680.87 3,650,680.87 Principal remittance amount 3,489,871.74 3,489,871.74 Interest remittance amount 160,809.13 160,809.13